My ex and I have owned a house for 16 years, he has been living there and I have not, he was violent and I didn't have much choice.
He has now died and so the mortgage has fallen to me to pay. He had been paying the interest off only so the full capital is yet to be paid for. He cashed his endowment in years ago and no insurance policy is on the property or his life.
I now find out that his (druggy) mate has been living there and according to ex's mother (who is reluctant to tell me anything) he has a Tenancy Agreement and Housing Benefit pay his rent.
I am a single mum of 4 with my eldest grieving for her dad, on a very limited income myself and really don't know where to start. He died less than a 2 weeks ago and my mortgage company are chasing me already as he was in arrears.
The other thing is that no death certificate or interim death certificate will be issued for a minimum of 8 weeks as it was suspicious circumstances so no accounts can be closed down as yet.
Can anyone shed any light on if I have to honour any kind of tenancy? I was not aware and would never have agreed to it. Also, I am unable to get hold of a copy and reluctant to go round as I believe he is not exactly a reasonable person.
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Ex has died and left a lodger in the property we both owned..
58 replies
crazybit · 01/08/2015 16:21
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AlpacaMyBags ·
01/08/2015 17:03
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AlpacaMyBags ·
01/08/2015 22:31
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