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Legal matters

Quick Question re non-fault car accident

6 replies

Overtiredbackagain · 21/11/2014 15:06

FIL was hit side-on this morning by another vehicle in my car. The woman admitted liability straight away and took FIL phone number to call with her insurance details. She has left him a voicemail to say her insurance company will be in touch directly with him to cover the cost of repairs etc.

However, my car has no damage at all. He drove to check a wheel out that she hit, but that is not damaged, no bodywork damage - nothing. So my question, when insurance company call, presumably he can just say since there is no damage, he does not want to pursue? Would it just be left at that? Or will they want to speak with me?

Obviously he is not covered on my insurance, but is covered under his own, but since there is no damage, assuming that is not an issue?

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Overtiredbackagain · 21/11/2014 15:36

Shameless bumping Grin

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suitsyousir · 21/11/2014 16:09

Its always worth getting the car checked just to make sure there is no internal damage or something that's not obvious to you/him.

Assuming that there was no injury and the vehicle is confirmed as having no damage by a garage then that should be the end of it.

If he was driving on his insurance then your insurer may make initial enquiries but once its discovered that he was driving it on his insurance they will send it their way.

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LIZS · 21/11/2014 16:12

Get it checked underneath . If she hit the front wheels it could have affected the steering rack , tracking etc .

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Overtiredbackagain · 21/11/2014 16:23

She hit a rear wheel but we've had it checked it and confirmed no internal damage - not even a scratch! It's an old BWM estate - obviously built to last!

I'll wait to see if I hear anything from her insurers, nothing as yet which is odd considering accident happened around 10am. Two years ago a woman drove into back of me, she admitted liability and I had a call from her insurers within 2 hours asking me to let them deal with my repairs.

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Hoppinggreen · 22/11/2014 15:01

Just put of interest, if the car was damaged how would you contact this lady?
She took FIL number but do you have her details? If not then She has already broken the law

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specialsubject · 23/11/2014 14:38

contact your insurers to tell them what has happened and ask for advice as to what to do next.

hopefully no damage, which is great, but you must get it checked.

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