DH's lovely DF has been made redundant. The firm he worked for has gone bust so at the moment it isn't certain if he will get any redundancy pay; he hasn't been paid for last month's work, either.
The benefits people have told him that because of his age (he would be retirement age in 8 months), they will be putting him on Pension credit (?).
About 3 years ago, PIL's were having a difficult time financially due to MIL's poor health. They took advice from a financial advisor and made some changes. They also took out an insurance policy to cover the mortgage if FIL was made redundant.
Today the insurance company have said they won't pay out unless FIL gets Jobseekers allowance and sends them evidence every month of the efforts he has made to seek work. The original paperwork has no mention of this clause. They've also said that unless FIL sends in the claim form with all the correct paperwork, the insurance will be void anyway.
Can this be right? PIL's are in a total state. They are going to get legal advice but have no money (obvs) and are panic-stricken that they will be homeless.
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Redundancy insurance
4 replies
balia · 06/06/2013 22:24
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