I rear-ended another car in slow moving traffic the other morning.
We exchanged details on site, but I didn't take any photos (didn't have a camera in car) and while I got his name, address, contact no. and his reg, I didn't check his insurance disk (company car).
Both of us were "fine" there, I had a BIG fright and was slightly in shock (with fright). But he seemed absolutely fine (cut his thumb moving a piece of plastic) and while very little obvious damage to his large luxury-brand car (I mention that only in the context of it being a big solid car and no other reason, no need to even say what type), there were a couple of paint marks from mine (but no dent in his bumper).
I have put my neck back into spasm and will be working on fixing that. And my car needs work on bonnet etc (probably as much cos his bumper was quite high and my bonnet was hit rather than bumper). Insurance will sort that.
While I had immediately reported it to the insurance company, it was such a minor fender bender in the middle of rushour traffic that neither of us thought to report it to police.
My main question though is whether I should contact him afterwards (now or over weekend) or leave it entirely up to insurance company if he makes any contact with them (he hasn't contacted me at all in the meantime).
And I did immediately say, at the time, that it was my fault. I know you generally shouldn't, but it completely was (didn't hit brakes fast enough) so I didn't think there was any point in making it worse by not saying I'd been at fault.
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General advice - from legal (ish) perspective
3 replies
BiddyPop · 24/05/2013 14:17
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