we changed our mortgage 2 years ago, using a popular financial group, this year we contacted our mortgage lender with regard to a remortgage, we gave them all the relevant information regarding income etc, to be told no and then to be told that on the information just gave them that we should never of been offered the mortgage in the first place this is what the motgage company told us...
- on application form the mortgage lender received from the broker it states i earn £27k per year (i am a full time carer for my dh and only work 8 hours a week and earn around £4k a year!!!!
- on application form the mortgage lender received from the broker it states my dh WORKS FOR THE DLA!!!........when he is actually in receipt of DLA
- on application form the mortgage lender received from broker it states all money dh receives is wages when infact it is benefits
non of this is on the actual paperwork we signed, would just like to know if
- who is resposible for the fraud
- can they withdraw our current mortgage
- will this be taken to court if we report it to the FSA
at whits end thinking we are going to loose our house :(