Just had letter stating I`ve been a victim of identity fraud ? Is this for real or could it be spam ?

[Fakeblondie]

I received a letter this morning from Callcredit saying they have received information from 1 of the credit ref agencies in the UK that i have been a victim of identity fraud.
It says there are steps i can take immediately to ensure no further fraudulent activity is carried out in my name.
Then goes on to say
get copies of my credit files from all 3 credit ref agencies
Identify any fraudulent activity not identified by other agencies so we can work together towards resolving these with the relevent lenders.
They have also enclosed a notice of correction for me to send to add to my file !
It all seems very very worrying?
has anyone had similar.
There is a number to call but tbh Im so untrusting these days im afraid to call it incase thats a spam and i get charged 100 quid a minute .
TIA
Thery have also

[nickelhasababy]

sounds like spam.

how would they know unless it had been passed to the police?
in which case why aren't the police talking to you?

[prh47bridge]

Callcredit is one of the three main credit reference agencies in the UK, the other two being Equifax and Experian. I would contact them using the details on their website (NOT the details on the letter) to see if this is genuine.

[sneezecakesmum]

It costs only £2 to get copies from each of the three top credit rating complanies. Can also be done online I think. This is a minimal amount so no big scam there. I would go along with their recommendations ONLY to the point of commonsense. If there is any suggestion of disclosing bank account, financial details or even your email details I would start to smell a rat.

Some of these scams real you in slowly so be wary, but most of them are so blatently scamming its laughable.....sent £50 and we'll forward your 10,000 lottery win you never entered...yeah!

tbh It does sound a bit scammy as they are asking you to 'work with them' sets of multiple alarm bells with me, but having said that there is a lot of identity theft going on so not something you can ignore.

[lookitmyshoes]

There's so much fraud around lately I'm seriously considering forking out for some kind of identity fraud protection after one of my best friends lost £2,000 and could never get it back. And that's just from someone hacking her phone as she walked passed them in the street!