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Wills and putting a house in joint name.

5 replies

bumface · 12/02/2016 15:05

Hello,
My husband and I are sorting out our wills. They are very simple. We are leaving everything to each other and if we both go then it is all split between our children. Now my husband inherited a house a couple of years ago from his mother which we rent out. I need to contact the land registry to put it in our names. I found out it is more complicated to put it in both our names than to just put it in his name as he is the one who inherited it. Can you see any advantage to going through the extra effort of putting it in joint names as if I put just in his name I will inherit it if he dies anyway.
Thank you for any advice you might have.

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Needmoresleep · 13/02/2016 08:18

Tax. If one of you is a higher rate tax payer and the other not, and depending on rent/solicitor costs, you might put it in the name of the lower earner.

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bumface · 13/02/2016 08:22

Ok, thanks NMS. We are both low earners so that shouldn't be a problem. I did ask a solicitor how much to do it for me and they wanted £600. So I'm going to try to do it myself.

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lazysummer · 21/02/2016 19:15

Hello, no advice, apart from the fact that I would want it in joint names if I were you. I am in a similar boat re the land registry, who don't make things easy! My mum died recently, leaving her share of the family home to the 4 adult children. My dad owns the other share. I thought it would be easy to change names on the register, but have been given conflicting advice. I would also like to do it myself, due to the cost you mention, but I am still not sure which forms to fill in.

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Whatthefoxgoingon · 03/05/2016 23:03

It's not hard. All the available on the website and there are videos you can watch. Make an appointment to go to the land registry offices and pay the fee after they've checked over the forms. Get someone to witness both your signatures before you go. The fees are much lower than ,,£600

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Whatthefoxgoingon · 03/05/2016 23:07

Should say all the forms are available. The fees depend on the price of the property. I registered a multi million pound property for less than £600, though I admit that was years ago!

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