I very recently bought my first home and as a first time buyer I'm pretty clueless and was hoping for some advice... Originally myself and my partner were trying to get a joint mortgage, however unfortunately he had a CCJ on his credit report so couldn't be joint on the mortgage at all. We decided to just get a mortgage in my name but move him in, so I paid the deposit out of my savings but he agreed to pay half the bills and mortgage each month. Then after a few years when his CCJ had cleared we'd try again for a bigger home and a joint mortgage. I contacted a financial advisor who told me to not mention my partner's name throughout the full process and to move him in after a month or so.. that way if we did ever split he wouldn't be entitled to my deposit. I've moved in this week and would like to move my partner in as soon as possible, I've contacted the council tax office and let them know he will be living there but I'm just wondering what's the 'proper' way to do things. I want my partner to feel like it's his home as well and now the financial advisor seems to have disappeared once I paid him and I'm worried incase it's against the law if I move him in. Who is it I contact? What would my partner be entitled to if we did ever split? Is anyone in a similar situation?
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