Stories from the breadline. A more stable job cost us our tax credits.

(33 Posts)
Darkesteyes Sun 18-Nov-12 17:55:33

I think the whole situation families are finding themselves in is appalling but i did get a bit annoyed with the father in this scenario after reading this.
Maybe im overreacting. Im as lefty as they come btw. Its just that this reads to me like the mother is expected to make the sacrifices but the father being expected to go without his sport would cause problems in the relationship.

www.guardian.co.uk/society/2012/nov/18/family-finance-tax-credits-lost?CMP=twt_fd&utm_medium=twitter&utm_source=dlvr.it

expatinscotland Sun 18-Nov-12 18:02:30

She not heard of frozen veg? Miles cheaper over fresh and saves waste. Tesco sell frozen peppers and Lidl has excellent mixed veg bags with pulses in them.

Making soups, using cheaper cuts of meat or good veg meals? DH and I would prepare the food for slowcooking in the evening, then plug in in the morning. We only eat meat 2-3x/week and we're still here!

Folding over one piece of bread for the kids lunch?! Get a flask, fill with pasta meals, soups, etc. Get him to bake soda bread with you. Make humous, bean spread, etc and use to make pinwheels out of tortillas. Add in homebaked good and tinned fruit in a resuable container. Job done for pennies.

DH can bake as well as I can, too. We share it out. We can't afford 4 Mars bars for a quid when I can bake enough brownies for days for that.

No Sky. FFS. Or mobiles - PAYG and you get good deals, IME.

StaceeJaxx Sun 18-Nov-12 18:03:08

Yeah I agree with you. So the father watching his Sky Sports is more important than being able to feed their 4 year old fruit. hmm And it would cause problems in their relationship. shock I think the husband needs to come back down to earth and realise he's not the most important person in the family. hmm We've just had to get rid of our Sky completely because we can't afford it. The only people who have problems with it are the kids, because they can't watch bloody Phineas and Ferb any more. grin

expatinscotland Sun 18-Nov-12 18:06:34

Salad is extremely expensive. I haven't had a fresh one in years.

So get creative! Pules are veg.

expatinscotland Sun 18-Nov-12 18:10:15

£24/month on top of your TV license? No way!

Why have you started 2 threads?

I will repost what I put on the other one, the priorities are wrong. Banana should be first into the packed lunch, not the crisps and kitkat.

Darkesteyes Sun 18-Nov-12 18:16:16

travel i also put this on the relationships board because in the last week or so there have been even more money in relationships posts on that board than usual.
And as the woman in the article mentioned it would cause problems in the relationship to get rid of the Sky i thought it was relevant.

A banana costs about 12p. She's post rationalising feeding her family crap by claiming its got anything to do with money. I spend the same as her each week and we eat fresh food for very meal, plus my youngest is an absolute fruit monster.
Ridiculous article.

1sassylassy Sun 18-Nov-12 18:17:36

You dont get sky sports on the £24 package so some creative journalism there and fruit is cheaper than kitkats,try buying the value stuff.

expatinscotland Sun 18-Nov-12 18:19:14

Crisps? Ha! Waste of money.

I agree, bananas and apples are about the only thing fresh we get other than root veg.

expatinscotland Sun 18-Nov-12 18:22:44

I had to live on ready meals and processed crap when DD1 was ill, because there was only a microwave and kettle to use and we were not allowed to keep fresh meat, eggs or free bagged veg. I will never see how junk is cheaper when it comes to feeding a family. It cost a bomb and I lost 2.5st. in weight.

I also got a bit annoyed reading this article. Two of the three case studies prioritise having Sky over a decent diet and two of them also said they eat meat. I wish the Guardian could be a bit more challenging in it's journalism.

I hate to say this, but they sound like total numpties.

We live on an income only very slightly over what we'd get if we were on benefits, but we eat healthy fresh food every day.

Kitkats FFS? They are going to cost way more than bananas would. Wholemeal bread or roll with cream cheese and grated carrot, a banana/apple/orange, some crisps or a flapjack. Cheapo, filling, healthy packed lunch.

TiredBooyhoo Sun 18-Nov-12 18:33:12

sory but she's bulshitting that she can't afford to eat fresh fruit and veg.

she sas she cant afford to put a banana in a lunch box but can afford crisps? er no! drop the crisps!! how can they not see how ridiculous tehy are going to look?

and as for spending £24 a month on sky but struggling to buy fruit? i dont fucking think so. get your priorities straight.

Darkesteyes Sun 18-Nov-12 18:34:28
hermioneweasley Sun 18-Nov-12 18:34:39

Agree, they don't seem to know anything about nutrition or cooking.

Am also shocked at him prioritising his sports when they believe (wrongly) they don't have enough money for fresh food, and him letting his wife go hungry (he eats 3 drumsticks, she eats one). I think she needs to rethink this relationship - he sounds like a selfish tosser!

expatinscotland Sun 18-Nov-12 18:35:00

You don't even need to buy a cookbook. TONS of free recipes online. Even tinned pulses are far cheaper than meat and you can also use them to pad out meat. Or red lentils.

Sky. Just no. I get it if you've already signed a contract but ring them up and downgrade to cheapest. Ditto mobiles, although I don't know because I haven't had a contract mobile in 12 years.

expatinscotland Sun 18-Nov-12 18:36:39

Haven't had fresh meat in yonks, either. We're still here.

expatinscotland Sun 18-Nov-12 18:40:51

Jelly. Own brand about £30/pack. Put in tinned fruit (except the pineapples). Pudding!

I have a dead simple recipe for fairy cakes. Double up the oven - make jacket spuds at the same time. Wrap in foil and then clingy. Remove wrapping and microwave for 11 minutes after unwrapping. Add cheese, baked beans, etc. Tart it up - add in Worcestershire sauce, pinch of pepper, paprika, etc.

Cheapo.

Whilst DD1 was ill, I couldn't bake, make egg mayo, jacket spuds, use cheap cuts of meat, make soup or porridge. It was bloody expensive and I'll never see how feeding your family junk is cheaper.

Darkesteyes Sun 18-Nov-12 18:43:19

Ive never had a contract mobile. Ive always had pay as you go.

Darkesteyes Sun 18-Nov-12 18:44:20

Am also shocked at him prioritising his sports when they believe (wrongly) they don't have enough money for fresh food, and him letting his wife go hungry (he eats 3 drumsticks, she eats one). I think she needs to rethink this relationship - he sounds like a selfish tosser!

hermione thats why i posted it in Relationships as well.

LynetteScavo Sun 18-Nov-12 18:50:52

There would be problems in my relationship if DH put Sky before feeding the DC.

Chubfuddler Sun 18-Nov-12 18:56:29

They don't sound very bright if they think earning an extra £100 per week makes you worse off because you lose 200 quid per month in tax credits as a result. I mean tax credits are means tested, obviously if your income goes up your tax credits go down (or stop).

TiredBooyhoo Sun 18-Nov-12 19:01:09

agree chub

ILovePonyo Sun 18-Nov-12 19:12:33

£30 a pack of jelly expat?! shock wink

InNeedOfBrandy Sun 18-Nov-12 19:12:57

This must be bullshit, do they not know simple maths 4x100 =400 - 200 = 200 so they still have the same money coming in with the H having a regular wage.

Sky sports is more then £24 pm

bananas cost less then crisps or kitkats

Only thing in the article that made any sense was you eat crap and you want crap, feed the kids crap and they want crap.

ifso Sun 18-Nov-12 19:16:13

um...she has hair extensions...not the cheapest to maintain

nuff said, this article winds me up too much to post anything else. They need a week crash course in logical living more than anything else

TiredBooyhoo Sun 18-Nov-12 19:23:23

the hair extensions could be the cheapy clip in ones?

also my sky is £12.something a month (it's the cheapest) for the first 6 months of joining. it will go up to £25 after that. is it possible they have the same package as me but with a sports add on? <i know zero about sky except for how much mine costs>

SmellsLikeTeenStrop Sun 18-Nov-12 19:50:15

Wait a second, isn't it the case that tax credits are worked out using last years income. So the amount you get 2012/2013 is based on income from 2011/2012? The income from this new job wouldn't be factored in yet, that'll be used to work out TC for 2013/2014.

ifso Sun 18-Nov-12 20:02:52

good point smells. looks like another piece of lazy journalism

Sarahplane Sun 18-Nov-12 20:20:16

He's clearly a selfish arse and they're both wrong in what their thinking about food. They can eat healthily on that food budget we do. Their still £50 a week better off than they were before and just because they don't get tax credits now doesn't mean they won't qualify when they have to pay for childcare unless their combined income would be over £40k when she goes back to work they'd still get some help toasted they childcare. Not sure if that £24,500 income is before or after she goes back to work. If that's what they'll be on after she goes back to work then that's what me and dh earn, 2 kids (1 at school, one at nursery), child care costs are the same and we still get enough tax credits to cover the child care. If that £24,500 is before she goes back to work then surely they'll be better off than they are now when she goes back to work even factoring in the nursery fees.

niceguy2 Sun 18-Nov-12 21:45:46

Just call Sky up and threaten to cancel. My package was £25 a month. It's now £13 a month because I told them to stick it. I don't watch it. Even £13 seems OTT to be honest.

Then use the £13 a month saved to stick a banana or an apple in their son's lunchbox every day.

There you go. He still has his Sky sports hmm and child has fruit. Win-Win

SmellsLikeTeenStrop Sun 18-Nov-12 21:55:26

Is it £13 a month permanently? I've done that before but only got the reduction for 6 months.

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