As student finance has opened for our DCs who will be starting Uni (hopefully) in September I thought I would pick the brains of you old timers who have already done this. I know that for a new application for the academic year 2014-2015 they base it on the household income of 2012-2013 (am I right?) and it says it can use a current years income if there has been a drop in your income but what if your income has gone up compared to that year ?? Based on our income 2012-2013 I have calculated my DD1 will get a bit more than the lowest level of maintenance loan but I know for 2013-2014 our income may take us over the threshold for her getting anything above the lowest amount (ie the non means tested bit). Do we declare this now or do we submit the figures as requested and then next year will it complicate things if we don't apply for the means tested bit ?? Sorry for the complicated post - I hope you understand what I am getting at !!
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