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Dental insurance - which one?

(6 Posts)
ratflavouredjelly Thu 31-Jan-13 22:15:41

Does anyone use Denplan, Bupa, etc?
Or is it better to pay £X a month into a high interest savings account and use this as your dentist plan?

With denplan are you limited to one dentist?

Southeastdweller Thu 31-Jan-13 22:20:12

I'm on Denplan and you can go anywhere. I've had a lot of treatment done and the insurance has been invaluable, plus they're quick paying.

PoppyWearer Thu 31-Jan-13 22:28:50

We did Denplan through DH's work and the refunds were very quick and the form easy to complete.

timidviper Thu 31-Jan-13 22:32:09

I'm on Denplan. The main problem with it is that it is not a traditional insurance, it is the dentist who, in effect, insures you. He/she sets the charge and gets money each month on the understanding that work will be done when needed. There is, apparently, a problem with some dentists not providing expensive work when needed as that reduces their profit.

I had an ongoing episode of horrid pain and my, then, dentist kept fobbing me off and finally claimed a tooth had to be extracted. When I went to a consultant he felt a lot of options had been used for their cost implications rather than best practice dentistry, an extraction is much cheaper than a root canal and crowning. After this I changed dentist and have had excellent service since.

Oreocrumbs Thu 31-Jan-13 22:35:38

We have denplan too. Have had no problems, and it has worked very well in my favour so far.

Not sure if ours is an insurance though - more of a plan, it is £50 pm for 3 adults, and that includes 6 monthy check ups and hygenist visits at a private dentist and any treatment needed.

In the last couple of years I have had 5 fillings! Numerous x rays and it is all included.

RockinD Fri 01-Feb-13 18:42:45

I had Denplan through a private dentist, but had all sorts of problems with treatment. I completed a course of treatment and then tried to change dentists, but even though I had just completed a course of treatment, Denplan insisted that I go back to the dentist to get 'signed off as dentally fit'.

I wasn't prepared to do that because of how he had treated me and I finished up just leaving Denplan.

I now have another dentist and pay as I go.

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