Photo calendar - found a template but how do you insert picture?

[maggiethecat]

I know this must be easy! found a free template but am struggling to insert photo. Instructions talk about picture software like photosmart - needless to say I don't even know what that is never mind how to use it.
Is is possible to just insert a pic onto the saved template without software? Alternatively, any other way of doing this calendar myself?

[DontEatYellowSnowItsWeebump]

If you have an apple mac you can use iPhoto. Other than that I'm no help

[RustyBear]

What format is the template - which program do you use to open it?

[maggiethecat]

dont have a clue - all I know (from the blurb) is that it is a JPEG doc.

[PortAndStilton]

Where's the template from? Can you link? Do you have any photo software? WIndows or Mac?