Not sure where to post this, so might put it on 'mental health' thread too!
I haven't been so depressed for a long time. However, I do have tangible reasons this time round, I suppose!
DH has been out of work for 18 months, my new business isn't making money [yet?!] and we have used up all our savings. We've borrowed v the house twice already and can't get any more loans that way. We have nothing else to liquidate apart from a flat in London, which is rented and is our only source of income for when we retire, as we don't have pensions [self-employment is great as long as you have income from it!] at all.
Trouble is, along with DH being very down at not being in work [he's top-level IT management and has never been out of work for >3 months before now], I'm not much help as I'm crying a lot and can't focus on getting the business going. It won't generate anything like what we need to keep us and the 3 boys [all still in FTE and at home].
The question, for this thread is - "how on earth do we get through this?"?
We can't get any benefits as we're both self-employed; DHs income for the previous tax year is >£100K, but this last tax year was NIL, so we'll have to wait months before we qualify for anything at all. Any advice on where to look for jobs for him; grants for me; etc?
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No Income and very depressed
3 replies
ftm42 · 14/01/2013 12:54
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