We have just separated (never been married, one child) and are taking turns being in the family home, each spending 3 nights away per week while our daughter (10) stays here full time. The plan is to continue this for around six months, then sell the house and divide assets etc (a whole other discussion) and she will then be living between two homes.
I'm self employed following a career change and earn a quarter (after on costs - tax NI pension expenses etc) of my ex's income. He works full time in a tough job, my job is part time but I am also completing studies and do the bulk of the household management as I work from home. I pick our daughter up every day from school and take her to clubs, make tea most days etc. Then go to my 'bolthole' 3 evenings a week for which I pay a very small amount of rent.
While this arrangement continues my ex as suggested we split household costs on a ratio falling between 50;50 (which he agrees would be unfair as he earns so much more) and a proportional split of 80% 20% reflecting our incomes, at somewhere around 65%/35%.
so for eg if our household costs (mortgage, bills, food, daughter costs) total £2000, I would pay £700, he would pay £1,300. My gross income is £833 pm while his is £3,333.
The reality of such a split at our current rate of spending is that all my net income would go into the household and I would have no money to spend - including food at my other home, toiletries etc unless I get more work OR we cut household costs further (so daughter would lose out on certain things) My ability to work more hours is limited because of health issues - I could do it but risk getting ill again after a long road to recovery - and this would also prevent me qualifying in my new career and further limit my long term income.
I don't expect him to support me but if the household costs are managed to ensure they are just that and not to benefit me then does the PROPORTION suggested seem reasonable? It's really important to us to stay amicable and I know he thinks he's being fair.
Your thoughts/examples welcome, thanks people :-)
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Divorce/separation
sharing household and child costs after separation
3 replies
Meanderer · 20/01/2015 10:33
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