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Relationship on the rocks? Mumsnet's separation and divorce pages are packed with detailed information and advice.
Ahh, thank you.
I'd guess different ages. The older spouse always should have more if they are to equalise incomes on retirement at the same age.
If his was better, how was it that 38% gave you the same income on retirement? I'd have thought it would be the other way round - especially as shadow schemes tend to be not as good? Thanks for the reply.
I got 38.8% of the total pension pot of both mine and my ex h's NHS pension which gives us a 50/50 share of the pension. His was by far the better pension due to his having MH officer status and being a longer served and higher earner than me. HTH
Thank you collaborate. That is helpful.
What you'd need to work out is the % share that provides for equality of income. That's what the actuarial report should have addressed. It won't be 100% of the pension. For an unfunded final salary scheme like the NHS scheme a pension credit recipient will end up with their own NHS pension.
Perhaps this is a silly question, but I'm confused about how NHS/civil service pension splitting works once you have an actuarial report.i.e. Say CETV (husband's pension) is 100kActuarial report says it is worth 200kWife wants 50% of pension - but is that then the entire pension?! The salary scheme will only put the CETV percentage in a shadow scheme, but 50% of the actuarial report would be the entire pension.So how does it work? I am totally baffled....
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