Miserly May come help me please!

(358 Posts)
MrsDeVere Tue 30-Apr-13 17:20:35

Heeeeelp meeeeee!

MrsDeVere Tue 30-Apr-13 17:22:30

I was great in Feb but rubbish in March and April.

I need to get back on track. All you lot who have been sticking it out need to give me a kick up the bum!

Fluffycloudland77 Tue 30-Apr-13 17:46:14

.

takeaway2 Tue 30-Apr-13 17:58:36

Thank you setting this up! Ready to be miserly! grin

MrsDeVere Tue 30-Apr-13 18:10:40

Oh good.
I plan to have a clear out and do some ebaying too.
Can never do anything by halves!

IsThatTrue Tue 30-Apr-13 19:24:52

Marking place, bills go out tomo and I'm only going to break even, no savings this month. sad

Piemother Tue 30-Apr-13 19:38:14

Signing in grin
April was so so. Food shopping finally under control and if I supermarket tomorrow that will be 3 weeks since I last went! I did one panic top up shop on Sunday of bread and milk. If I go tomorrow I must do a strict list as I only need cheese and bread and milk and a few fresh things. My 40 a week budget is really working I am stupidly impressed!
I am 75 quid up from prem bonds but trip away cost a bit so that will just be paid in - usually I splurge that.
I need new work clothes (old ones are shocking or don't fit) so that will have to be budgeted for between now and August.
Today I spent 11 pounds. 2 on the car park at the beach - I don't mind that but the other 9 was on picnic stuff as the trip was last minute. I need to work on picnics - dd1 always has a packed lunch I need to sort myself out!

CremeEggThief Tue 30-Apr-13 19:56:36

Hello all! I have an overnight trip to Harrogate this Sunday, and a 3 day trip to Ireland later in the month for my niece's Christening, but am aiming to be frugal apart from that. I have a box of stuff to eBay; I made just over £70 on MusicMagpie this month; and I built up £15 trading in stuff to Amazon.

Alibabaandthe40nappies Tue 30-Apr-13 21:54:20

Checking in smile

We are going away for the 2nd bank holiday weekend. It is already either paid for or money aside, but I want to be really careful the rest of the month incase anything unexpected crops up.

I will need to buy bread, milk and apples tomorrow. Thursday should be a no spend day, Friday the shopping will be delivered.

We are having a day out with my parents on Saturday and then staying over at their house, home on Sunday. Must plan food for Sunday and Monday properly and get organised, otherwise we'll end up doing ad hoc shopping which will get expensive.

Helenagrace Tue 30-Apr-13 23:03:39

Checking in!

Really pleased with how April went. Ended up having just under half of the food budget left from April so that's paid for the mega Aldi shop I did on Saturday. Should have all my non perishables until June now.

May is a loooooong month though!

northender Tue 30-Apr-13 23:19:09

Marking my place. April was mixed and May will start off spendy as we are going away for fil's 70th birthday. Really trying to stay frugal though.

AdoraBell Tue 30-Apr-13 23:47:15

D'ya mean like this MrsD

<tries to put on author active voice> put that item down, that's frivolous spending shock ?

I'm in, haven't counted up my NSDs from April yet, but today was the last of 'em. Someone should be viewing the house this evening, everything's crossed.

MamaTo2FabBoys Wed 01-May-13 07:35:12

Hi everyone, I had 15 nsd so aiming for 16 this month, hoping today will start me off. I had a successful April although I really need to save a few pounds of each weeks budget as the kids have a few days off in May. Good luck everyone.

williaminajetfighter Wed 01-May-13 07:38:00

Marking place. Trying to be super frugal this month and limit spending to 30 per week if I can...

lilacclery Wed 01-May-13 07:58:49

A frequent lurker on these threads, I have gleaned loads of useful information from them.

Thanks to Jan & Feb thread I organised myself to pay 6 months cartax today by saving each week(paid weekly) with Rabodirect, paid my tv license when it was due, and plan to save 12 months cartax for end of Oct when I will be going on mat leave again, haven't paid 12 months cartax in one go since pregnant with dd who turned 3 in April!

I have also brought my weekly shopping bill down and have started saving in butchers for Christmas €5 a week from here to just before I go on mat leave will have us €100 of meat for Christmas - butcher throws in last €5 as goodwill.

Have brought shopping bill down from €140+ per week to €120 on average, this feeds 3 adults and DD3, 2 big dogs, and about 4 cats. Have finally successfully toilet trained DD3 so that will cut down bill even more.

I've also put child benefit into our holiday fund each month since Jan, and once that's over with from July on it will go towards a bulk delivery of wood pellets for next winter. Prior to this child benefit disappeared each month with nothing significant to show for it

Saving and paying for my bills weekly suits me as I get paid weekly, but still love to read how everyone does things here

Rosvita Wed 01-May-13 11:00:26

Just joining the may thread.april didn't do too badly but still went slightly over planned budget so only managed to add £90 to my savings-now have £250/£2000 aim by end of the year so 12.5% of the way there-not quite on target but better than nothing!i used to get to the end of the month and not be able to clear my cards let alone save anything. already been quite spendy for this month as booked chessington tickets and hotel for son's birthday,food shopping,full tank of petrol,nursery fees,paid some more off our holiday balance due in july,some clothes from next for myself (for once) for our holiday.so have to reign my spending in until the 21st when I can start again on next month's budget.

MrsDeVere Wed 01-May-13 11:09:15

Hello all,

I let us all down today! What was I thinking? First day of May and I buy a packet of crappy jam croissants, a paper and a 1.99 magazine sad

What a wally.

I didn't need any of that stuff. £4.08 that could have gone towards my caravan fund.

Please don't court marshall (sp) me from the Fruglateers

grin

MamaTo2FabBoys Wed 01-May-13 11:18:37

Oh dear Mrs DeVere, that is why I am staying far, far,far away from the shops. At least you still have the rest of the month to save and avoid temptation xx ps I sure do love those wee jam croissants hehe

At least it was only £4.08 and not £48 on stuff you didn't need.

I don't go to the shops during the week. I only go on saturday's to ASDA but I'm going to change to fortnightly - have milk delivered, so should need to go to the shop for 'extras'.

I will go to the local breadshop and greengrocers weekly as the fruit and veg is much fresher then the supermarket.

Posted to soon. I need to find a butcher I can walk to as well.

DottyDot Wed 01-May-13 12:26:42

me too if that's OK? I'm soooooo overdrawn I literally have no money left this month already. Will be able to pay the mortgage and bills but that's it sad. However, I cycle to work most days and bring fruit and yoghurt for lunch from home and the food shop money's all covered so will definitely be able to survive! I just need as many no spend days as possible this month to try and get back on track...

So, today should have been a NSD but it's a charity event at work and they're selling cakes blush. £2 has been spent on lovely gluten-free cake though - and all for a good cause grin

Other than that, no spend today. Hurrah!

DottyDot Wed 01-May-13 12:27:52

ooh - good idea to have a NSD target for the month - mine's 16 days this month (which will be about 14 more than usually happens...).

Fluffycloudland77 Wed 01-May-13 12:57:13

MrsDeVere, when I wanted to stop random spending I wrote down all the little spends on parking, sandwiches at lunch and papers.

I was only doing it on days I work and had to go to the bank to pay cash in etc because when I'm at home I don't need any of those things.

It came to £50-60 a month. I don't even work full time, it really put it into perspective for me.

Plus I feel really smug parking for free in the free side road bays in town. You only get an hour but nipping to the bank takes 8 minutes. Yes, I timed it, and I'm not the least bit ashamed either.

So, anyway, £2.08 in aldi on bits and pieces for salads and food for the cat, £2 in Poundworld on cotton gloves and gravy powder, 29p for a pizza in morrisons (I had a voucher).

Plus I found £10 in my bedside cabinet drawer which I was about to chuck in the paper recycling hmm.

I've just installed an ap from neilsen that I found on the MSE newsletter, it tracks you or something and you get paid for it. They reckon its £50 a year which is better than a poke in the eye with a sharp stick. This one.

lilacclery, I knew we had lurkers.

Zorra Wed 01-May-13 13:48:40

Ugh. After a great January and February, April sucked. I moved back to the UK so big spends on rent and deposit/ furniture (I don't have any! I've been paying for storage for two years and it's all junk shock) / new car and insurance and a million tiny things that you need in a new house, everything from salt and pepper to a Hoover. I got lots of things second hand, but DC2 is due in three weeks and I figured that being ready was more important than being frugal. Managed to spend <whispers> £5k in the last month, which is terrifying shock!

So, on here for May. And learning to do without, well, everything that I haven't got so far!

MrsDeVere Wed 01-May-13 13:51:57

Good idea Fluffy!
Though after years of being a comfort buyer I am pretty aware of where my money goes hmm <- that hmm is for me not you grin

I am lucky I have a work parking permit now so that cuts down on parking. I must stop myself buying very expensive craft magazines. I have enough and we have the internet for that now!

I am off work sick for a while so I have to be careful not to try and cheer myself up with stuff so I will do the opposite and sell things. I get the same sort of buzz.

AdoraBell Wed 01-May-13 13:52:33

Welcome to all de-lurkers and newbies.

I had 11 NSDs in April and today will be an NSD too. DDs are off school, May first is a public holiday here, and classmates of DD2 are coming here to study. Tomorrow I'll need petrol after the school run. OH may be cutting his trip short as it's all gone pear shaped and he's spending money on travel and accommodation with nothing coming in. The vet's bill from last month haven't even seen it will have to wait as OH will pay it from savings when he returns.

cathyandclaire Wed 01-May-13 14:26:05

Signing in, lurker in need of a kick up the backside support smile
Aiming for 10NSD this month...only managed 1 in April blush but still spent loads less ( I halved my monthly food shop) by menu planning and avoiding the shops.
May will be better.

BeCool Wed 01-May-13 14:53:36

delurking newbie, who failed spectacularly when trying not to spend last week of April. I think I spent MORE than usual blush

Anyway it's a brand new month and I'm not giving up!!!! I know it's bout forming new habits and breaking old ones - here I go again!

CremeEggThief Wed 01-May-13 15:55:35

£1.10 on bus fare today.

DottyDot Wed 01-May-13 16:20:20

Inspired by this thread, I've just created a NSD spreadsheet... blush

hereshecomesnowsayingyoniyoni Wed 01-May-13 16:57:12

May I join.started doing a monthly shop which last month saved me about £100.since pay day last Thursday I've done the monthly shop and filled up my car £35.00.all my bills have been paid so I'm trying not to spend money especially on my days off.

Ohhelpohnoitsa Wed 01-May-13 19:12:59

Evening ladies. I have just made my confession on the April thread and now I am absolved from sins and ready for much more miserly may. Ages ago on here someone posted a "feed a family for a week for £30" menu. I found it on my pc yesterday. Not sure if I can forward from the in box but I can try if anyone wants it. Aiming for 10 nsd, packed lunch on work days, no posh coffees and lean production techniques in the kitchen - no unnecessary stock just because it was buy 3 to save 20p rubbish and no waste. Apart from those aims I must stay away from garden centres and nurseries. The sun is out here abnd I want to go plant shopping. (I got about 15 primulas yesterday - big ones reduced to 50p each. They only need deadheading and they will bloom again). Got some bits on Ebay selling ok but down to low value items now that may go better at a car boot sale. Got a few big birthdays this month but smuggly bought pressies in the January sale! Exam marking now so in ome is boosted. Sadly just clearing overdraft from maternity leave (not too horrific though). Good luck to all - check in regularly for boasting or confessing.

takeaway2 Wed 01-May-13 19:14:39

Spent some money today. Had lunch at work first time in months. £5.40. And then sainsburys as we needed bread, spaghetti, got some 3 for £5 sausages, ham and chicken goujons, potatoes, milk... £14. Grr. But tomorrow should be the first NSD of the month.

Thatsinteresting Wed 01-May-13 19:22:31

April hasn't been too bad but May is just full of expense. 6 birthdays, including a big one that we need travel and a hotel for, 1 anniversary (just a card will do), and half term. We also have a big purchase coming up so need to make extra effort to not do any unnecessary spending. Bought some frozen fruit today, £1.29 and made 2 jars of jam as I already had sugar. I know you can get cheaper jam but this tastes good too.

IsThatTrue Wed 01-May-13 19:37:04

Well I spent today but it was only £8 and that bought ds2 a sunhat (I did look in the charity shops but they didn't have any to fit) for £4, a stick on highchair toy for £1 (so there's at least 1 toy he can't throw on the floor for attention) and a v tech spinning number and animal thing for £3, which has working batteries too! I resisted the urge to go into ikea for lunch and came home instead. So I count today as a win.

LSD tomo with just £1 for toddlers to pay.

Ohhelpohnoitsa Wed 01-May-13 19:37:10

Frozen fruit jam - great idea as I have some jam sugar. Thanks for the tip.
I did buy a rhubab plant yesterday for hoping for crumble filler later in the year. Thinking of buying more veg plants once the frosts have past, that's an investment though - if I can be bothered to water them that is. We used to have one of those plastic greenhouse things - might dig it out and try some veg in it.

AdoraBell Wed 01-May-13 20:57:44

Counted up my NSDs for April, 11, not too shabby. DDs need winter PJs and I have a gift card that I can't seem to spend on me, nothing I need right now, so shall use that tomorrow. I think I have some jam making sugar in the cupboard, if so I'll nick your idea for the jam That'sinteresting

Leilandri Wed 01-May-13 21:11:41

Signing back onboard for May. Fell overboard in April blush
I get paid four weekly, so I actually get paid in the middle of the month at the moment, which is very weird for me as I have always had monthly pay. We've split it so that DH's wages pay the Direct Debits, and my wages (+Tax Credits which come in on the same day) pays for nursery, food, petrol and any extras.
I have 16 days til I get paid again, and I have £35 to last me. I meal plan for the four weeks, and I write my shoppind list based on that, so we 'should' only need fresh fruit.

Allotment is coming on well and our polytunnel is in full swing. I have counted the seeds/plants that I have sown/grown (and some that I have yet to do) and IF everything grows, then we shall 53 different edibles this year grin

Fluffycloudland77 Thu 02-May-13 07:39:02

I am always very jealous of your allotment leilandri.

Vegan brownies, I know it sounds vile but they are really nice. I make them when I need a treat.

I'm going to buy tea bags today. 1200 of them from sainsburys basics range.

DottyDot Thu 02-May-13 09:28:58

NSD for me today - have cycled to work and am nowhere near shops - hurrah! grin

Dilidali Thu 02-May-13 09:32:52

Right. Last month has been....(and gone), we moved house. But inspired by you guys, we ate 'the cupboards', the fridge, the lot.
I changed bank accounts: we both get paid in separate accounts now and contribute proportionally towards the family account.
The rent, bills, food and petrol come from the family account.
We have a Sainsbury's gift card thatgives us 5% off, so that gets loaded with £400 a month normally, but my aim is to cut that right down, to £200 a month. I menu plan, make my own bread, don't really go out much lol.
I don't presume we will have an awful lot left at the end of the month to save, not this month anyway, but June will be in earnest the time to look carefully at the budget. We have no debt, but a bit of overdraft, the bills will be all over the place this month.
I will come back to let you know how I get on.
I like the NSD, one so far, given we're on 2nd lol, but I simply must have the car washed( we used it for moving) and have a haircut, last one was in december!!!I now have something resembling a dead animal on my head, it is meant to be short but growing it, if that makes sense. But, 'Blunt-ly' put, I am beautiful, I'm beautiful, toooo meeeeess'

takeaway2 Thu 02-May-13 10:00:29

NSD today so far. Have brought lunch for work. Was thinking of cleaning the car this afternoon but will probably do it at home - if the weather's good, lug the vacuum out and just do it then. Happy NSDs to all!

northender Thu 02-May-13 10:05:04

Well May has not got off to the best start here but as usual, unavoidable spends sad. Last weekend entertaining the in laws went well and all the stocked up food was a success. This weekend though is fil's 70th birthday and so we're off for a weekend in Somerset. Trying to keep costs down as much as possible as ever!
Ds showed me his school shoes last night and they really are falling apart so need to be replaced, dh and I both need new shoes and dd needs school trousers and a few other bits of summer clothes.
We have realised that we're not going to get all our credit cards paid off in the interest free period so will have to do a balance transfer, but we feel ok about it as it is still just about the cheapest way to borrow, we won't be far off our target and, at last, we feel in control of our finances (it's only taken us 17 years of life together to get to that point grin)

Piemother Thu 02-May-13 12:34:48

Sainsburys gift card??? Please expand grin

I bought a lolly maker in sainsburys for 1.50. I have just made the lollies with own brand cherryade which was 60p. I reckon I will get at least 10 sets of 4 lollies out of a bottle. Dd1 was thrilled with this activity grin

However, dd1 begged me yesterday to let her go to rugby tots or whatever it's called. I will take her for a trial because I want to encourage her with a non girly sport and she's so enthusiastic with activities. It's not that dear but a potentially new financial commitment means more austerity else where.
Food shop yesterday 55. That wax brilliant as still up 40 from last week so 25 left over until next shop which can be wed but I will try and stretch further grin

Alibabaandthe40nappies Thu 02-May-13 17:02:06

Yesterday I spent £16 in Sainsbury's on milk, bread, fruit, and nappies.

Today has been a NSD, partly because DS1 is poorly so we've been stuck at home. Tomorrow is looking likely to be the same, but I've got the weekly shop being delivered so not a NSD - just a no frittering day which is just as important!

takeaway2 Thu 02-May-13 17:50:28

NSD! smile pleased that I decided to clean the car too. At home with the vacuum here rather than at the car wash place which would have cost £1 or more.

Hoping that tomorrow is a NSD too. Fingers crossed.

MrsDeVere Thu 02-May-13 17:59:52

NSD here.
Didn't go anywhere so not difficult!

I need to go and get my £40 deposit back from the tattoo studio this month. I keep forgetting about it.

Also need to bank my change. I have been saving it for ages.

AdoraBell Thu 02-May-13 20:57:25

Today I spent £84 in the supermarket, that included warm PJs for DDs as dept store had none so I couldn't use my gift card. Also bought a kilo of frozen blueberries to make that jam. I love Bonne Maman's wild blueberry jam but when it's available here it's just a fraction under 4 quids per normal sized jar.

Roads £2.55 to school this am, but that was out of cash I withdrew last week £2.40 into town and back on the cheap road

Petrol -£60
Need to pick up de-worming pills for dogs-looks like one of them has picked up something from the recent hunting trips.

Well done on NSDs everyone, I should have another tomorrow.

Fluffycloudland77 Thu 02-May-13 21:02:18

£4 for jam shock

Leilandri Thu 02-May-13 21:13:30

Spent £21 today on fruit, bacon, marg and flour. Have 15 eggs sitting on the side in the kitchen, with another 3/4 being laid every day. Time to make a quiche! Does anyone know if you can freeze homemade quiche once it's been cooked?

Rosvita Thu 02-May-13 21:15:45

Managed a NSD yesterday but had more than compensated for it on pay day the day before and today [hmmm] . Bought some new clothes and shoes for holiday. Today spent £51ish on food shop, £35 on trainers (wore mine at the weekend and realised I had had them for 13 years since I was 15!!!) and £4.99 on a birthday present for ds' friend's party next w/e (item was supposedly rrp £59.99 reduced to £14.99 in argos plus I had a £10 giftcard). It came in a brown box and when i opened it I realised there was more than enough stuff for 2 presents' worth so will wrap half of it and keep the other half for the next party he's invited to. Also ordered some clothes on my Next account today but planning on returning most of it! Need lots of NSD's now until the 21st.

Rosvita Thu 02-May-13 21:16:06

hmm

Fluffycloudland77 Thu 02-May-13 21:19:36

I would check quiche freezing by freezing one slice. To stop the rest of the quiche going off I would eat it.

Frittata anyone?

Ohhelpohnoitsa Thu 02-May-13 23:56:31

Not sure Leilandri but I made a tortilla with our surplus (sadly supermarket / farm shop) eggs on sunday and it was divine.

sweks Fri 03-May-13 06:58:25

Marking my place, need help to keep me on the straight and narrow! Hopefully moving next month and we need every last penny smile

Yes you freeze quiche and Frittata. I freeze in slices so I can just get a slice out for DH lunch.

jenduck Fri 03-May-13 10:00:08

I need to rejoin this thread! Have been on threads for previous months, but seem to fall off the wagon A LOT hmm

We are moving house (to my parents' house, anyway, until new house is ready --if it doesn't all go wrong--) exactly one month from today! Also, DH has just started back at work after a month with no work (contractor) so we need to recover from that.

May spends so far:

1st: Farmfoods - £4.88 (bread, milk, bananas, butter). Asda - roughly £5 (yoghurts, cola, pork pies, cakes for playdate - this looks really bad!). Diesel £20.40.

2nd: NSD smile

3rd: 14 long-sleeved tshirts for DS1 from FB selling page - £6! Really pleased with that. They'll need a wash & most are only Asda or Rebel, but even so I feel I got a bargain, it would be that price for a 2-pack in Asda itself smile Playdate this afternoon at a local farm that has just opened a coffee shop, so expect small spend on coffee/ice creams.

Trying to clear out freezer so it can go in storage, found some lovely venison steaks for tonight for DH & me (£1 from reduced shelf!). DSes will have fishfingers, mash & beans.

jenduck Fri 03-May-13 10:43:12

Oh yes, forgot to add incomings as well as outgoings - sold a Thomas the Tank Engine cushion plus 6 tshirts on FB site for £8 altogether. And found a 1st class stamp in the bottom of my trolley in Asda & 2 pennies on the ground (it all adds up!) grin

Piemother Fri 03-May-13 13:05:33

Just signing in to say I am doing terribly this week. I got food under control and every else fell apart.
Going to town now to buy several things which arnt essential bit I have items to return so perhaps I will break even.
I am buying dd1 her first proper swimsuit now she can be trusted with no swim nappy. Maybe that is essential grin

DottyDot Fri 03-May-13 13:32:16

Today is going to be a spend day for me as it's a colleague's leaving do, but... I'd normally spend at least £30 on alcohol (ahem) but tonight I've cycled in to work and have only brought £10 in cash with me...! So it'll be one drink then cycling home - much more virtuous than usual grin

Alibabaandthe40nappies Fri 03-May-13 14:22:30

Hello jen smile Glad DH is back at work, my DH is a contractor too and it is always a bit stressful when there is a gap!

Still at home with a poorly DS1, so no spending today. Tomorrow we are going on a day out with my parents and then staying at their house. Will probably be about £60 in admission and tea and cake, we are taking a picnic for lunch and then dinner at mum and dad's. It is my birthday next week and this is my treat.
Should be a fairly low spend week next week. I don't need nappies, or any clothes or bits for the boys.

AdoraBell Fri 03-May-13 15:08:47

Fluffy the local jam is cheaper but not nearly as nice all the best fruit gets exported so I've been - shock doing without my favourite. Today I'm making jam so fingers crossed. Should be an NSD for me.

I'll read through a bit later.

takeaway2 Fri 03-May-13 18:52:03

Another NSD! smile happy bank holiday weekend everyone!

IsThatTrue Fri 03-May-13 19:06:07

Yest a spent more than planned as DS2 needed age suitable calpol (well the cheap stuff as its half the price) and ds1 had a friend over for dinner so I bought ham and pepperoni so they could make their own pizzas, and a few other bits. All in all spent £8.53.

NSD today, and using the rest of the pepperoni to make me and DH pizza tonight.

racingheart Fri 03-May-13 19:22:12

Just 25p today at school cake stall. Been working from home, ate from freezer and smugly bulked out half a packet of pasta with loads of veg for a macaroni cheese/veg gratin which DC said was the nicest I'd ever made (using el cheapo sunflower marge instead of real butter for the roux.)

But I can't feel too smug because earlier this year my weekly shop was £80 per week (Dh, me, 2 very hungry DSs, 4 pets) but now I can't seem to get it lower than £110. I've switched to cheaper brands for lots of things so can't see how or where the price has shot up. But Dc do eat more suddenly and are growing an inch a month. They hoover up sausages for breakfast intended for an evening meal. Maybe that's why. hmm

Dh has job interview today...

Fluffycloudland77 Fri 03-May-13 19:23:40

Do you shop in aldi?

CremeEggThief Fri 03-May-13 21:53:09

£12.58, on bread, milk, a Frijj milkshake, two bars of chocolate and a bottle of wine. Oh and bus fares.

I'll read through properly later. Hope everyone has a good weekend smile.

DottyDot Fri 03-May-13 22:59:54

Woohoo! My £10 got me two white wine spritzers! Am ridiculously pleased with myself as that's the least I've drunk at a work do, ever..! Cycled home then had wine which was part of the food shop - money already accounted for by dp so doesn't count!

Tomorrow, Sunday and Monday should all be NSD - fingers crossed...

AdoraBell Sat 04-May-13 00:10:50

Was having an NSD, but it's been a cráppy one so we're eating out tonight. I Did make my blueberry jam though so not a complete waste of a day. Will fess up later as I can't keep DDs out late, we're up early for volleyball tomorrow.

Hope your DH got on ok racingheart.

I know what you mean about prices just going up and up.

I will have a very spendy day as am doing the 1st shop of the month. So need to replace what was eaten last month.

jenduck Sat 04-May-13 10:44:22

Ali yes, it would be great if he had the time off work & we had money to pay bills & do exciting family stuff, but it is a case of no work, no money, so it's a little hairy! Although his pay is rising with each new contract, so hopefully next time there is a break it won't be quite so bad! Hope your DC is better today.

racing good luck to your DH! Re grocery bills, have you tried Farm Foods? £1.60 for 2 x 4 pints of milk & the same for 2 loaves of bread (Hovis, Kingsmill etc), £3 for a large sack of potatoes. Also, try going to your supermarket late at night for reduced fresh food - I can get meat/fish for the month for £20, fruit/veg for no more than £10 & bakery goods for pennies - loaves of bread for 14p, packs of croissants for 30p etc. We do this & my grocery bill is between £100-£200 each month, for 4 (me, DH, DS4 & DS2 + Dcat), depending on what food I have in freezers/cupboards already.

Dottydot sounds like you're doing really well!

Adora hope your day improved.

I have spent just under £9 today on birthday present for nephew - so difficult to find joke books for a 6-year old boy! Only Waterstone's had any & they are dear! Also £2.60 on bus home as DH using car today to transfer our belongings to a Yellow Box in preparation for moving house. He just texted to say that costs £172, not the £86 we were expecting hmm so not impressed with that.

jenduck Sat 04-May-13 10:47:49

Oh, phew, he just texted back that it is security deposit grin Although it still means we won't have that money in the bank for a couple of months sad

AdoraBell Sat 04-May-13 15:19:12

Hope DH's interview went well Racingheart

Jenduck shock at the unexpected Bill, at léast it will come back at the end.

Spend £25 eating out last night because I thought I CBA cooking, turnes out I CBA eating. At léast DDs ate and had a bit if fun. I'm watching DD2 play volleyball not MNing at all, oh no not me roads were £4 To get here on time and there's a Tuc shop. I've had a coffee and bought Gatorade for DDs, DD1 has just wandered over To get me an Apple ( I didn't have breakfast before we left). I shall report the damage later but I'm making today my tríp into town for next week's shopping To cut down on petróleo and roads.

DottyDot Sat 04-May-13 16:23:38

Annoyed because my piano pupil didn't pitch up today so that's money not earned... But so far it's a NSD which is good..! Temptation is ahead as I've got to take dp somewhere (with ds's in the car) at tea time and it would be very easy to offer them a naughty drive thru macdonald's on the way back, but I must resist and cook something at home instead! grin

takeaway2 Sat 04-May-13 18:59:38

Did the weekly shop at aldi today and it was £50. I'm very happy. smile The same would have cost at least £70-80 or more at sainsbos or waitrose.

Had dinner at Burger King which cost £17. I'm quite happy with this.

Hoping its a low spend day tomorrow but am keeping an eye out for leggings or the like to wear under tunics/dresses now that the weather is warmer! No I can't bare it all. I'm too old! grin

Piemother Sat 04-May-13 19:23:53

Went to a charity rugby match today and spent about 8 quid on face painting and tea and donuts - I paid extra as it all went to the charity do I'm not counting that. Otherwise nothing.
Tomorrow I have a photo session for the dc and dm wants to go to a good fair. I am insisting we eat at home for lunch as the food fair is next to some nice restaurants and I want to buy done small treats at the food fair.

I collected tokens for the 16 quid holidays about to book that grin

MamaTo2FabBoys Sat 04-May-13 19:37:51

Hi everyone, so far iv had nsds on Wednesday, Thursday and today so 3/16. As iv been really watching my money (from April) iv managed to buy a cheap printer as my son really needed it for school so am pleased to have something to show for my scrimping and saving smile

CremeEggThief Sat 04-May-13 19:53:05

£5.80 on my Chinese takeaway smile. In the middle of decluttering, so I deserve it!

Leilandri Sat 04-May-13 22:19:27

NSD on Friday and today smile

Spent Friday laundering and line drying just about everything that wasn't nailed down! Took DS's to the park in the afternoon to meet some other children (and their mummies) who will be joining DS1 at school when he starts in September - he's just a little bit excited!!

Spent today at the allotment, lovely to see so many little green shoots coming up smile

Takeaway I got leggings from Asda, good fit, £6 also not brave enough to bare all!

Will have to get juice, squash and pop tomorrow ...

AdoraBell Sun 05-May-13 03:55:04

Okay, here goes

Tuck shop -£4
Lunch, £20
Trainers, mine are giving me blisters on the soles of my feet so I've decided to bin them as they are quite worn out - gift card
Cinema with DDs -£12
Snacks in cinema -£8 didn't take anything with as it wasn't planned
Salad and bread from supermarket-£6
Road home £1.20

I'll try to stay on the rails tomorrow.

DottyDot Sun 05-May-13 10:13:45

Adora sounds like my usual day! grin

However, NSD yesterday which I'm pleased about and should be having a NSD today.

Tomorrow's a different matter... we're having dp's parents round for a barbecue and could do with some sausages and pud, so I'll be doing a bit of food shopping for that.

DottyDot Sun 05-May-13 16:56:51

Ahem. Have been digging in the garden all weekend and couldn't resist buying some plants at Aldi today and some Haribo while I was there so my NSD has turned into a spend of £13... blush

takeaway2 Sun 05-May-13 19:05:21

I knew it wasn't going to be an NSD when the sun came out for real. Decided to go to the beach and ended up getting picnic lunch for under £20 for 4 of us and had to buy buckets and spades (and sand shoes for3 - kids cost £3.99 each and dh was £5.99). Picked up a toy for DS' friend's birthday party for £3.99 which was a good price. Oh and 3 ice creams for £6.

Tomorrow we are meeting friends at another beach but I intend to pack picnic and bring everything we bought today so should be LSD.

Fluffycloudland77 Sun 05-May-13 19:26:14

£78 for two pairs of jeans and £30 refund for a broken ironing board, £150 refund for jeans that don't fit.

£2 parking, £1.50! For a drink cos I forgot my water bottle.

AdoraBell Sun 05-May-13 22:08:21

Dotty it would have been normal for me too a year ago.

NSD today, I was about to have a tantrum and go out for lunch but I cooked insteadgrin.

Tomorrow I have to take DD1 to get her ankle checked so that will involve tolls, parking and probably a snack too as it's a 7.20pm appointment.

jenduck Sun 05-May-13 22:45:19

Low spend day today - car boot sale, picked up a rucksack for ds2 starting nursery on Thursday (50p), shorts for same (50p) & a folding fireman Sam fire station for both, door missing so 50p.m. Oh, plus entry of £1.

Leilandri Mon 06-May-13 09:16:25

Spent £14 in Morrisons yesterday, but that included lunch in the café as a treat for my boys.

Heading to the beach today, have packed a picnic and drinks, got buckets and spades already, so hopefully just a few £'s on ice- cream ...

Fluffycloudland77 Mon 06-May-13 09:35:04

Are things like sand shoes sold on eBay? Might be a bit cheaper to buy them in April.

Things are always so expensive at the beach and they've got you over a barrel really because the kids will be raring to go.

MrsDeVere Mon 06-May-13 11:05:31

Not brilliant. Went out on Saturday (very rare) and spent about £40.
Bought me and the boy pizza yesterday because my OH took two of the others out to a family party. DS can't really cope with all that and I am a bit poorly so we stayed at home.
So that was £20 blush

BUT got an email from Park Uk to say they are refunding the entire holiday cost of our disaster at Easter. So thats good!

Just a little tip. I always try and keep receipts but they end up getting lost and ripped. Morrisons do a little plastic expanding wallet. Its the perfect size for receipts.

Its like the document files but the size of two cheque books IYSWIM. It has tabs so you can label it monthly etc.

Fluffycloudland77 Mon 06-May-13 11:15:31

Brilliant idea, I could do with one for the petrol receipts.

jenduck Mon 06-May-13 14:08:10

Spent quite a bit today. £40 on a bike trailer for DSes, from Facebook selling page. Bargain as it is practically new & £110+ in shops grin. Then £10 diesel & £1.77 on bread, milk & crumpets.

Fluffy by sand shoes do you mean Crocs, jelly shoes etc? Because I think you could get something like that even at Tesco/Asda/Sainsburys. But certainly you can get anything on Ebay!

MrsDeVere Mon 06-May-13 14:43:19

You can get them at the £1 shops.
I bought several pairs last year for the DCs to wear in the garden. They have all lasted really well. None have snapped.
Unlike the pair I bought at Sainsburys.

I go in and buy handfuls in different sizes and colours.

Fluffycloudland77 Mon 06-May-13 14:46:01

Yes that's the kind of thing, when we go away I see swim shoes for over £10 for kids and I always think I bet you could get them cheaper.

I don't mind things being a bit more expensive on days out but these days it's blatant profiteering, I go with dh to events and its £3 for an ice cream, £6 for a burger, £3 for chips and I think it takes the piss.

<puts soapbox away neatly>

£18 on knickers in M&S.

MrsDeVere Mon 06-May-13 15:47:26

Talking of ugly shoes grin

I was in TK Maxx the other day and I noticed they had loads of proper crocs for about £7.

In loads of sizes and styles.

AdoraBell Mon 06-May-13 16:07:29

Fluffy yes, definitely. Especially when you think of how many potatoes you can buy for £3, gives me The Rage, that one.

School run this am was £2.55 going but I came back on the old road. I have my day more or less planned out, nothing to spend until I get DDs later, then rather than come home and go out again we'll go straight into town and do a couple of errands before DD1's appointment. DD2 really needs a new lunch bag, this one has done 2+ years and the insulating lining is breaking up. I want to eat before the appointment too, so we'll go in the cafe at the Clinica. It's a franchise of the local French bistro, but relatively cheap. Unnecassry but preferable to eating at 9.30/10 pm by the time we get back and I cook. I'm also going to take out cash for the week's tolls, forgot at the weekend. All other shopping can be procured locally this week.

IsThatTrue Mon 06-May-13 16:21:48

I failed today. £190 on new bikes for dcs (it's been 3 yrs since their last ones and they are going to pay me half excuses ) and £32 in waitrose because I wanted a BBQ and I had no BBQ food and its the closest supermarket. Oh and £27 to refill the gas bottle for said BBQ blush I'm putting myself in the naughty step!

takeaway2 Mon 06-May-13 17:10:54

I agree re sand shoes when at the beach (being ripped off etc) which was why I thought it was incredibly cheap where I bought mine yesterday!

Today was going to be an NSD then DS had a strop about something and we ended up at waitrose getting some wraps and soft cheese (which to be fair were on the shopping list).

Have you send the price of sun creams???!! Waitrose was doing them for £16-20!!!!! Claiming it was buy one get one free but still!!!!! Mad.
Back to work tomorrow. So should be NSD other than school dinner money.

DottyDot Mon 06-May-13 17:14:19

NSD today. Should be the same tomorrow as long as I can be bothered to cycle in to work - which I need to, given the food and wine I've just put away...

Yes i have. I had to buy some 50+ for DS in Asda it was £7 for one tube.

Fluffycloudland77 Mon 06-May-13 18:06:17

Sainsbos do their own brand buy one get one free SPF 50, I have the spray on. I prefer them because its 5 star UVA coverage too. Think I paid £7 for two.

I wasn't impressed with some of the brands, Nivea?, because their UVA cover was only 3 star which even in this country isn't high enough. One of my mums friends died of melanoma in the early 1970's and her doctors said her sun exposure had caused it, course that was the time that it was all about getting a deep tan. It's a pity they didn't start warning people 40 years ago about sun exposure.

Amazon do some of the branded creams too.

Leilandri Mon 06-May-13 20:02:48

Spent £4.90 on 3 very yummy ice creams at the beach today, and £4.50 at the car boot on various shit items that DS1 fell in love with! He has been given pocket money a few times this year that I have had to re-invest into bread/milk tho blush so felt only fair that he got to fritter some pennies.

I buy my suncream from Aldi. Their Lacura range is very good. £2.99 for 50+ spray bottle. I also stock up on cheapo 'crocs' from £land. They are fab, and last out our depressingly short summers well.

I would buy something other then Nivea, but DS have sensitive skin and it's the only one which he doesn't react to.

takeaway2 Mon 06-May-13 20:41:45

I can't believe with my aldi obsession including lacura serum (fab fab fab) that I could forget that they might do sun creams! Doh. Will head there this weekend. Won't need sun creams till then. I'm at work, younger dc at nursery so they put it on real thick. Not sure what they do at reception. Need to check.

Fluffycloudland77 Mon 06-May-13 21:54:38

Have you tried aldi magnums? Dh complained tonight morrisons own brand aren't as good as the ones he had last week.

He still tells the family he eats "aldi shite" angry

northender Mon 06-May-13 22:23:55

Blimey, the thread has moved on quickly. Nice to see jenduck and MrsD back and some new faces too.
Our weekend away was predictably spendy but we didn't really do any extras so better than it could've been. It was fil's 70th birthday so there were 8 of us in a house in Somerset. I did a Tesco order including breakfast stuff, snacks and stuff for packed lunches. We didn't use it all so split the leftovers between us and I seem to have done quite well so have some stocks for breakfasts and packed lunches this week. On Saturday we went on a steam railway (mil paid) to a castle which is NT. Neither of us had our membership cards with us but they just took our postcode and let us in anyway!

Have just arrived back and have been surveying the cupboards and freezer already. I reckon we should only need fruit, veg and a few extras to keep us going for another week. Thank goodness after 2 hectic and spendy weekends, we now have 3 with nothing planned so should be able to be very frugal.

Re sun creams, it's not cheap but we used ultrasun once a day products last year and were really impressed. Because they're once a day you don't use so much so not as pricey as they seem.

AdoraBell Tue 07-May-13 05:26:45

I'll update tomorrow, not been in long, but wanted to ask Fluffy, do you know how I can find out the ratings for sunblock, is it available on line? And thanks for mentioning the Nivea, OH swears by it just because he recognises the name and we get twice the amount of radiation here. I use Hawian Tropic for DDs and Clinique on my face. I'm hoping it's doing what I thought it wasconfused

takeaway2 Tue 07-May-13 07:16:05

Hi fluffy yes we have bought Aldi's magnums and they are perfectly fine. Having said that maybe my palate isn't as discerning as your dh's!! grinMy kids wolf them down...

I'm just wondering about the price differential now. Do you think we might be harming our kids (ourselves) by going so cheap at least in terms of food? I never buy value meats so if at the big supermarkets I tend to buy the taste the difference or the free range ones. At aldi I do the same (got a free range chicken for £3.99? Or something like that). Do you all think it's ok?

Also things like the cereals etc. I buy their weetabix and rice crispies. Other than their shreddies (DS wasn't impressed) it all tastes the same.

Starting to worry now.... shock

Fluffycloudland77 Tue 07-May-13 07:20:06

In the uk they print UVA ratings on the back of the pack.

I always use BUAV approved ones after reading how they test sunblocks by strapping puppies under uv lamps and seeing if/how bad the burns are.

Obviously chile hasn't got the same labelling as uk screens, which is ironic considering how little sun we get compared to you.

Clinique doesn't use the UVA star system so I switched to a superdrug own brand SPF 30 maximum UVA one, its only a fiver and all their own brand is BUAV approved.

<leaves soapbox out for easy use>

Fluffycloudland77 Tue 07-May-13 07:23:22

Takeaway, it's just my Dh's way of winding me up. He loves the aldi stuff but has brand mad parents who lap up the she buys me aldi food routine.

If I buy a brand now he moans its not as nice as the usual one we have.

If he ever finds out we have sains basic tea I am in trouble.

MexicanHouseThief Tue 07-May-13 09:54:21

I'm in smile Refreshed my isa info today so can start putting money in again, and taking picnic to park with kids. Won't be aNSD though as need to buy painkillers (back has seized up), pay for parking (can't walk to park because of back) and then later on pay frickin massive vet bill for poorly cat sad We should get most or all back on insurance but still, painful to be without a few hundred quid for a few weeks.

Getting my haircut tonight too, much needed. It's at a salon but mates rates as done by a friend.

Rosvita Tue 07-May-13 10:52:14

Having a NSD today -much needed as only my second of the month!weekend turned out to be spendier than thought - £20.20 on tea out for us all on sat, £2 at funfair on Sunday and £43.11 in sainsburys, then £6.20 on parking at the beach yesterday and £3.87 for baccy for dh as I think I accidentally threw his new pack of baccy away in the beach bin when I was tidying up-grrr! Got £23.92 left of my budget until the 21st but I'm sure I'll not be able to make it stretch as will need to top up food and petrol before then.should still be able to pay everything off when I get paid though but doubt I'll be able to put any £ into savings.

AdoraBell Tue 07-May-13 14:01:37

Thanks for the info Fluffy

Yesterday turned out bad. I'm finding myself rather peed-off lately and not sure why, could just be over tiredness I 'spose, anyway I spent too much money. £2 getting into town, £11 on snacks as after school for DDs and I hadn't bothered to eat lunch. £32 on bags for school- DD2's lunch bag, DD1 now has a second school bag because her rucksack is too heavy for me lift, and, because I bought that DD2 got a new bag for gym gear that she doesn't need but it was on offer with DD1's bag.

Didn't have time for dinner prior to DD1's appt. and then waited over an hour to be seen. We eventually ate -out- at 10.pm. She has to go back again next week but we have an earlier appt on a less busy day. Dinner was about £18, I can't remember.

Turns out both DDs are hyper flexible ( can't remember the medical term) DD1 more so which explains how she can frequently end up with a foot at 90 degrees, landing on the ankle joint, and not break her ankle. Same as me and my late father. see, OH, it's not because she won't walk the way you tell her to

Ooh, look at that ^^ think I've found the reason for me being peed-off

I need to get a few bits of salad/veg later, shouldn't cost too much.

Rosvita Tue 07-May-13 14:03:24

Managed to change a direct debit to the end of the month so now have £30.76 more than I thought.hoping I'll now have enough to last until the 21st'

Adorabell glad you have an answer for your dd. Hopefully you/she can manage it better.

I have done quite well this month DH needed 4 new tryes and I got him to go through 'quidco' and saved £13 and he booked our summer holiday again through 'quidco' and saved £33. Which have been paid into my account while he pays the bill from our savings.

Fluffycloudland77 Tue 07-May-13 15:41:26

Hyper mobility?

So £4 on another sodding mop and astonish floor cleaner. First mop is going back to homebargains. It's only £1.29 might be why it was crap but let's not jump to conclusions but I'm having my money back if I can find the receipt.

Quidco is fab, I like topcashback too, they'll price match quidco which is good because quidco charge me £5 a year, apparently I'm a premier member now hmm

I need to find a market roundabout here for summer salad stuff, even aldis nearly a £1 for a lettuce.

AdoraBell Tue 07-May-13 15:47:40

Yes, got some good advice re strengthing her leg muscles to minimize the risks, she is also flat footed on that side too. At least her bunions are not as sever as mine and DD2's.

AdoraBell Tue 07-May-13 15:53:01

Fluffy could be that. Dr said it in Spanish and even though I understood I now can't remember the word he used. We also spoke in English so I am clear on what he was telling me. had a good chat about his rugby tour in England too, I asked if he'd enjoyed his trip he said Oh yesgrin I was 17

jenduck Tue 07-May-13 15:58:05

All this talk of ice creams & sun lotion makes it feel very summery grin

Adora good that you have diagnoses for your DDs, it gives you something to work with.

Today have spent £1.70 in Tesco on crisps & biscuits blush to eat at work, but at least got a multipack of crisps for not much more than the amount I would have paid for a single packet iyswim. Also got a free bottle of Coke Zero thanks to a voucher & found a bar of chocolate in my handbag I didn't know was there!

Will probably have chippy tea tonight, so that's about £7.50, then pop to Farm Foods if time for milk & bananas, so another £2ish.

But have someone coming round tonight to buy an item I listed on Gumtree, only £7, but it all goes in our 'house' tin, which we will open once in the new house & use towards furniture, kitchen bits, anything housey we want. The plan is to get things from Ebay/Gumtree, so should be a lot cheaper - eg DH saw a bed frame go for £20 etc

DottyDot Tue 07-May-13 19:03:39

NSD for me today - hurrah! Hopefully another one tomorrow, fingers crossed...

Fluffycloudland77 Tue 07-May-13 19:31:04

Oh good, market day was today angry.

Adora, you can get insoles to stop the bunions. It won't prevent them entirely because you can't fight Mother Nature but it can lessen the progression. She'll need specialist ones every time she gets new school shoes though. It's free here on the nhs.

I wanted my nephew to be referred but he wasn't and he's got bunions I'd expect to see on a 50-60 yr old at 14. I think I was expected to buy them for him, why I do not know when it's a free service here. <hoiks judgey pants right up>

takeaway2 Tue 07-May-13 19:39:26

Spent £10 at sainsburys getting shreddies (not available at aldi) and got olive oil, tomatoes, birthday card packs, handwash and sun cream. Not bad considering sun cream was £7 (I used £5 voucher off from my nectar points).

Dd got sent home from nursery due to having diahhrea. Right. It was two poos. She came home. Played. Very happy. Very chirpy. Ate dinner. Still no poo. Argh. Can I argue for her to go to nursery day after??

AdoraBell Tue 07-May-13 19:46:50

Yep, my bunions are like an old person's and were from early teens. And the pain was unbelievable while my bones were growing. I'm going to look into the inner soles, but I have no idea where I'd get them, apart for a pharmacy I saw on holiday in Punta Arenas, southern most city of the world, I really think the air fair every time she needs new shoes could be a problemwink I'm hoping there's one in central Santiago that will do them. Never driven to El Centro though as OH is paranoid about the car getting scratched and I just can't be doing with his fucking paranoia. I'll park further out and spend money on taxis.

Zorra Tue 07-May-13 20:13:12

3/7 NSDs here, thank goodness! Just starting to work out how much I drive though, and how much I spend on petrol - using up about £65 per week which is OUTRAGEOUS! I also spent £10.28 in Aldi today, for which I feel like I should have had bags of stuff, but just got basic bread/eggs/fruit/milk. I need to properly set myself budgets rather than being random, but still trying to work out how much things cost now I'm back.

northender Tue 07-May-13 20:42:47

£3 on eggs but that's it. I need a few more days like this.

CremeEggThief Tue 07-May-13 23:07:25

Just under £44 on food shop at Morrisons, with a couple of things from Tesco too; £4.35 on a veggie breakfast from their cafe (yummy!); £8.80 on bus fares and £1 for an ice-cream for DS. So total of £58.15.

MexicanHouseThief Tue 07-May-13 23:49:29

Well, we're fucked for money sad Looks like I joined this thread at the right time as we somehow only have £150 to last the month. Oh well, it could be worse - the fridge/freezer/cupboards are full of food, the weather is nice and we can make do on lots of fronts. I've decided to see it as a challenge.

£1.50 on parking for picnic, £12.78 on industrial strength painkillers, £30 on haircut...£477 on bastard vet bills. I am still reeling. It was a hundred quid more than their 'estimate'. He is insured so we should get some of it back, but even so...ffs.

On the other hand, I have finally earned £50 worth of points from doing yougov surveys (after about ten years) so will cash that in tomorrow and stick it in the joint account.

MexicanHouseThief Tue 07-May-13 23:50:35

<waves to Zorra from 'the other place'>

AdoraBell Wed 08-May-13 02:10:14

At least you have food in already Mexican and I feel your pain on the vet front, currently waiting for a bill for one of ours and here in Forrinland there's no insurance.

Had to get petrol today, tank was almost dry, I'm sure I heard the release of pressure when the petrol cap opened. It was closer to £70 this week. I don't usually let it get as low as will-I-get-to-the-petrol-station levelsshock

Veg etc was about 8 quids. I went back to the grocer I was using before OH started pressuring me to use the card for everything, this chap only takes cash or cheques. Doing things my way I can spend less, I just have to practice ignoring OHgrin

MamaTo2FabBoys Wed 08-May-13 07:15:17

Hey all I needed milk on Sunday, paid £2 parking on Monday and yesterday spent £40 in Tesco so only on 3/16. Today should b a nsd as im tidying up then going to a friends for a coffee & chat so should be 4/16. Think ill have to try a little harder.

Badvoc Wed 08-May-13 07:21:35

Horrendous April.
Just awful.
And a 5 week long month this month.
Argh.

lilacclery Wed 08-May-13 09:48:22

Wow this thread moves on fast! I have managed to continue to save some bit from our grocery budget bringing it down from €140 to €100 this week, also including in that a stamp for €5 for butchers to save up for Christmas.

Bank account looked extra healthy this week so took the liberty of ordering some clothes for dd for our holidays at start of June, haven't bought her anything since before Christmas poor thing, will pay this off in 3 weekly installments before we head away, so essentially getting free credit from the website.

DottyDot Wed 08-May-13 12:27:52

Another NSD for me today and hopefully tomorrow, although looking ahead, Friday's going to be costly, with lunch out, trip to the opticians and possibly spending spree at the garden centre - might have to take a cash limit of £20 or something... blush

Badvoc Wed 08-May-13 14:38:58

Ds1 not here this week..away with school so theoretically we should be able to save some money this week...
But I am ill and have had to go and get some meds which cost £8 today.
Spent £6 in the co op for dinner for the 3 of us.
Also class school photos next week and both my dc are in their last year at their schools so would like to get one each.
Sigh.
At the end of this month need cheap crocs for boys (any tips?) and short pjs.
Also it's ds1s b day in June so need his gifts and he is having a b day tea for family and a day at a local park for friends, then McDonald's.
Then July is week hol,in uk and a family wedding.
Then August it's new uniforms, lunch ages etc.
Any tips for lightening top he costs?
sad

MexicanHouseThief Wed 08-May-13 14:44:54

I don't think I'm in any position to offer saving tips atm Badvoc since we have somehow spent the entirety of what is usually quite an ample month's surplus in just one week blush Think there were some mentions of cheap crocs upthread though?

LSD today: 95p on milk and will need to go to Lidl after I pick DS up from nursery, to get fruit and a few other bits. Will try and get the washing up liquid refilled at the local wholefood shop as well.

DottyDot Wed 08-May-13 15:29:08

Badvoc that's a tricky couple of months ahead - I know the feeling when big events all start to pile up... The only thing I could think of from your list is could your ds wear ordinary t-shirts to bed instead of getting shortie pyjamas? Our ds2 just wears any old t-shirt and/or vest in this weather! Can you skip McDonalds and do a birthday tea at home for him and his friends? Or limit the number to 3 - 4? August is going to be a nightmare for us with ds1 starting secondary school and needing a whole new uniform... Plus we've got a friend's 30th and another friend's 40th coming up. Aaarrgghh!

CremeEggThief Wed 08-May-13 15:38:17

£1.40 on bus fare.

takeaway2 Wed 08-May-13 16:07:15

Would have been an NSD if not for dd staying at home from nursery today due to supposed sickness. So I had to take her out and so we went to aldi to pick up some milk and other stuff that somehow ended on my shopping list. £28. Amazingly alot. But that included 4x wet wipes, 2x coke cans (packs of 6), 2x wraps for lunches (so that should last a while), face cream (£1.99 amazing!!!), tinned potatoes (because someone on the aldi thread suggested that!) and other things.

Tomorrow will be NSD as I'll be at work and I'll bring food.

Fluffycloudland77 Wed 08-May-13 16:21:36

I'd try the supermarkets for cheap crocs, then eBay if I didn't like the supermarket ones.

Zorra Wed 08-May-13 16:35:14

Waves at Mexican

£15 on DS hobbies today, not sure if I can afford this or not... Issues with DH spilling over into budgeting, as he hasn't sent me any money for three months (I pay for everything, he usually makes a contribution into my account - this is a long story) so I am way under budgeted income. DC2 is due in two weeks, which will either reduce my spending as I stop going out and only eat food at my mums, or will drastically increase it as I remember all the baby things I don't have.

Badvoc Wed 08-May-13 17:18:53

Dotty...actually that's a good idea re: pjs. Will get some cheap t shirts.
I think I got cheap crocs from sainsbos last year...
He is having a b day tea and the day out! smile
Only having a small gift though (nerf gun)
I wanted to ask you all a question actually...
He is asking for money for his b day (he will be 10) and he wants to save it which is great but I was thinking that he could/should use some of it for his holiday spending money? Or is that really mean of me?
It means that we could do more/go to more places he wants to go.
I think he is old enough to understand that days out/treats cost money and obv he could spend it on what he wanted (within reason!)
i have 2 40th b days next year...my sis and sil!
It's also my nephews 10th later in the year and am planning a big box of 10 small gifts which he will love smile

Rosvita Wed 08-May-13 18:17:45

Well managed a NSD yesterday but spent £28is in sainsbury's, £20 on petrol and birthday cards and £10 in butchers today so that leaves me with £20 now until the 21st -don't think I'm going to manage it and may end up slightly over budget for the month, as long as I can pay my cc's in full on pay day and have a bit of £ left over for holiday then that will be ok though. Just not doing very well on savings that's all.
Badvoc- again sure someone mentioned crocs for £1 upthread and one for £7 in tkmaxx0-have to say I prefer 'real' crocs as my kids live in them in the summer and I found cheapy ones don't last as well and have rubbed my son's feet in the past. Know what you mean about stuff coming up - we seem to have neverending birthdays, a wedding, summer hols (cost of extra child care and entertainment), car mot and service, son's birthday etc.

DottyDot Wed 08-May-13 20:01:15

When/where are you going away? I think he could take some of it, but I know my ds's would grumble at this! We're lucky in that my Mum saves £1 a week each for them but only gives it to them when we go away, so they'll have £20 each when we go to Centerparcs in June because we haven't been away for ages (she's actually got more saved than that but I've told her £20 maximum each time) and then they'll get another £20 each when we go to our usual caravan park at the end of August. Don't know if you've got willing parents/in-laws but it's a good idea and my mum really likes doing it! grin

Badvoc Wed 08-May-13 20:34:20

We are off to sunny Northumberland! smile
I think I might say to him that if he wants to buy treats or stuff from gift shops it has to come out of his b day money..?
We hope to visit lots of castle and holy island too.
We also thought we might do a train trip up to Scotland too!
I might wait and see when the next sainsbos clothes sale is...I got the dc 2 pairs of crocs each last year for £6!!

DottyDot Wed 08-May-13 21:29:32

Sounds lovely! We're going to Robin Hood's Bay for the first time in August! NSD planned for tomorrow, fingers crossed...

Badvoc Wed 08-May-13 21:34:39

Oh it's lovely there!
We have done north yorks for the last 5 years so fancies a change.

Helenagrace Wed 08-May-13 23:35:57

Ooops haven't checked in for a while.

Spendy BH weekend but one NSD this week and another planned for tomorrow.

Had a lovely thing happen today. I was in Tesco and the elderly lady in front of me was struggling a bit so I helped her put her shopping on the conveyor. When I can to pay the checkout lady swiped two coupons from the till for me and gave me £10 off my shop grin.

I also got some reduced organic beef and some venison. gringrin

MexicanHouseThief Thu 09-May-13 06:31:58

There's karma Helenagrace smile

Having an alcove unit fitted today so that is a planned spend of several hundred pounds <sob> Otherwise am planning a NSD.

Cat has been sick again overnight sad I don't know what to do for the best.

Fluffycloudland77 Thu 09-May-13 07:23:57

What's up with the cat? Mine throws up if I give him food with cereals in it.

Helenagrace Thu 09-May-13 07:28:51

badvoc Northumberland is gorgeous. I really want to go back but we've just moved to the South coast so it's a looooooonng way now!!

We're going to Norfolk for half term. I managed to get £150 off the cottage by waiting until the discounts started to appear when cottage owners get nervous as the holidays approach.

I'm now looking for good deals / coupons for Bewilderwood. I used to think "ah what the heck it's a treat" but now I'm a credit cruncher I think "treat or no treat I ain't paying full price unless I have to!"

MexicanHouseThief Thu 09-May-13 07:53:52

Fluffy he's got pancreatitis. He's quite old (13) and until recently was fit and active, but now he's thin, his back legs are weakened and he looks like he's given up tbh sad He's on special food and loads of drugs to manage the flare-ups. He was in kitty hospital earlier in the week as had stopped eating and drinking (hence the massive bill).

Helenagrace Thu 09-May-13 08:02:39

Poor kitty fluffy. Hope the vet can help.

Munchkin08 Thu 09-May-13 09:12:46

Hi, sorry I haven't been on here in ages. Just wanted to say I went to our TKmax and the crocs there were between £9.99 and £12.99 - I did buy dd a pair as I also pref the proper ones (& because i sold all her shoes from last year on eBay and made £49 !

I don't know if anyone has seen the Greggs food they sell in Iceland but it is really good - not healthy i know - but handy to have in the freezer at weekends for my 2 teenagers - it's chicken bakes, steak bakes (2 in a packet for £1.50), sausages rolls etc - just the same as they sell in Greggs.

Spent so far £70 - two weeks of food.

jenduck Thu 09-May-13 11:06:41

Fluffy hope your cat gets better. It's horrible when they're ill & can't tell us what's wrong sad

Badvoc your hols sounds lovely. Try poundland for cheapo mock crocs, or maybe your local market or supermarkets? If they cost £1 & last a summer, I reckon they'll have done well!

Yesterday spent around £5 in Farmfoods on milk, bread, bananas, apple juice, cakes for my grandparents for looking after DS1 for a couple of hours. £5 in Lidl on large sack of potatoes (the ones from Farm Foods were too small to bake & that was quite annoying!). £8 on 2 pairs of jeans, 4 pairs of shorts & a pair of joggers from FB baby sales sight, that should see DS1 through the summer & hopefully DS2 in a couple of years!

DS2 is currently at nursery for his first morning, aged 2.1. He will go 2 mornings a week for now. He is a very sociable little boy & we thought he would love it, so we're giving it a try! Also, have heard lots of people say it helped their DC's talking & he could do with some help there, so who knows! The house seems strange with just me here, though!

Should have a low-spend afternoon - was supposed to be going to seaside town with friends, but the mother is ill, so I will take boys to museum/park instead & to Tesco (will get something for dinner as DH has gone to his hometown to watch the football play-offs & won't be back till gone midnight).

Sold some old make-up (unused) on Gumtree the other day, would have chucked it out before, but got £6, which all goes towards our house fund!

Hope you all have a good day, time to pick up DS1 already, only left him for 2 hours as it's his first day!

Badvoc Thu 09-May-13 13:08:48

I found some crocs in matalan for £3 so am pleased with that.
And my mum is buying my sons toy kitchen from me with all the accessories for £60 so that can go towards a new bike for ds2.
Went to a church groups for coffee and cake this morning and spent £2.
Need to do a grocery shop tomorrow - will have to be co op as that's the only one have time to go to. Really want to keep spend down to £60!
Found a decorate your own cake in sainsbos for £4.50 that I can put a personalised topper on that cost £1.75 so a now to train your dragon b day cake for ds1 for £6!!
Also got some rice paper decs and will make some cupcakes.
Already got the balloons and poppers at asda in the sale for under £2.
Just need to get ds1 some more denim shorts and some cheap t shirts for summer pjs.
Then...hopefully...that's it til it's time to buy the school uniforms.
I did very well on e bay for ds2 earlier this year...got him some lovely jeans and tops. Think I will do the same again. Doesn't seem to be so much for older kids.

jenduck Thu 09-May-13 13:22:44

Badvoc - for denim shorts, has your DS1 any old jeans that you can cut down, or he could even do it & customise them how he wants them? Or are you saving them for DS2 (which is what I do wink). Also, check out Facebook for local selling pages for clothes - I have got 14 long-sleeved T-shirts, 2 pairs of jeans, 4 pairs of shorts & a pair of joggers for DS1 (4.4) for the grand total of £14!

Badvoc Thu 09-May-13 13:30:14

I am saving ds1s stuff for ds2 smile
I will try e bay again I think.
I just paid £9 each for 2 pairs from tesco and they are nice but can't afford anymore at that price.

MexicanHouseThief Thu 09-May-13 13:32:08

Sorry, just to clarify, it's my cat who is ailing (although he is currently hanging around me doing a loud purr). I'm actually a bit worried that the time might have come to put him to sleep, but it's really hard to make that decision when he's not at death's door. I question his quality of life atm though sad

jenduck hope DS2 had a fab time at nursery this morning. My DD cried when we dropped DS at nursery a little while ago! She is nearly 2 and I think desperate to join in.

Badvoc Thu 09-May-13 13:38:35

Hope your ds enjoyed nursery Jen smile

jenduck Thu 09-May-13 13:43:19

Oops, sorry Mexican blush. That'll teach me to try & multitask! Hope he recovers, but you are right to consider quality of life. Have a big un-Mnetty (((hug)))

DS2 loved nursery, had a strop because he had to come in from the garden hmm. I think 2 is a good age for it, as they start wanting to socialise more (IME). DS is sleeping it all off now!

ShadeofViolet Thu 09-May-13 13:56:48

Marking my place on this great thread smile

northender Thu 09-May-13 16:12:30

Sorry to hear about your cat Mexican. jen glad your ds enjoyed nursery and good luck to your dh's team in the play-offs.
I've spent £blush on having my hair cut today. Daren't say how much and I know it's a way I could save money but it is a real treat every 5 weeks.
£30 on fresh food. Need to go to aldi but shouldn't need to spend too much this time as still have lots in cupboard and freezer. Have to brave the cold winds tonight to watch ds play cricket [shiver emoticon]. Hopefully I'll be able to park the car in view of the pitch and watch from the relative warmth of the car.

MamaTo2FabBoys Thu 09-May-13 16:52:29

Oh that's a horrible decision to have to make Mexican sad . Good luck. Im still on 4/16 as bought stamp, a card and cookies today.

DottyDot Thu 09-May-13 17:24:05

Aww Mexican - that's really difficult sad

Very proud of myself for cycling into work and back today in horrible weather - makes it a NSD and will definitely enjoy getting the train in tomorrow and going out for lunch! Have done 6 NSD so far this months, which I honestly wouldn't have without this thread as it's really pushed me to cycle to work, take a packed lunch and not go out for coffees and stuff!

takeaway2 Thu 09-May-13 18:51:16

Had a LSD today. Spent £1.49 for a European adaptor as am away for 2 work trips next couple of weeks and my old ones are broken or gone.

Other than that I brought lunch to work and drank lots of water. grin

Tomorrow will be spending some money as have to get some money changed. Possibly. Or I might wait till the weekend and panic.

Thatsinteresting Thu 09-May-13 19:49:59

It's been a while since I checked in. We've had a couple of unexpected bills to pay so I've emptied my day to day saving accounts and we ended the month £2.67 overdrawn but tbh I'm really happy with that.
We're going away tomorrow for the weekend but I've been to Aldi today for food so hopefully we'll only need money for a couple of drinks in the evening and an ice cream or two in the day. I may suggest dc use spends that pil gave them if they want treats. I want them to have a good time but I need to put some money aside as home insurance is due soon andIlike to pay it in one lump.
Jen glad nursery is going well.
Mexican that is a tough one. We spent thousands on our pet, thankfully she was insured but sometimes it's just time to say goodbye. You'll know when that time comes.

mrspolkadotty Thu 09-May-13 22:30:06

Hello, may i join you all? smile

Our income is due to drop next month and although i've always been quite good at budgeting and bargain hunting it's now getting serious and the belt really needs tightening. I have 3 dcs, with the eldest due to start at grammar school in Sept (eye-watering uniform costs). Also even when DD2 starts school in 2.5 yrs the chances of me actually being able to join the workforce are slim due to my health so we are looking at being a one-income family permanantly.

I need to work on my food shopping mainly and also get some savings behind us for things we need doing on the house and also if (god forbid!) the washer broke and needed replacing or other such things.

AdoraBell Fri 10-May-13 02:25:30

Mexican hope Dear Cat recovers quickly. I know what you mean about quality of life though, my father held on to our family dog far too long.

Had a spendy day blush it's Mother's Day this weekend here and OH isn't back until Sat night, so DDs got what they are buying me out of the shopping money.

Roads too much £2.55 to school for meeting, no classes today
£1.20 into town with DDs
£5 coming home at rush hour

£20 on tickets to a kid's thing for tomorrow - £10 is coming back
£40 in the supermarket got to start staying away from that place
£15 in farmacia on zinc for DD2, to aid growth.

Tomorrow I'm staying home until school run then taking DDs out, paid for today. Then Saturday out early to drop one off then pick up DDs before meeting OH, so roads and parking.

Badvoc Fri 10-May-13 07:11:59

It's grocery shop day for me today!
I am off the the co op (I love the co op. I like its ethical stance)
It is expensive though so I tend to inky buy own brand cleaning stuff - which is excellent btw - and look out for offers on cleaning products and meat.
They have 12 beef meatballs for £1.25 ATM!!
Their fruit and veg is also very good.
I have tried other low cost supermarkets (asda, aldi etc) but tbh i just don't think the quality is as good.
I got apples at aldi last week and they were horrible sad
On the plus side their chocolate is fab smile
One thing that does help wit food budgeting is meal planning.
I have a basics weekly list and add to it as needed.

MexicanHouseThief Fri 10-May-13 08:13:14

Thanks for all the well wishes for the cat. Managed to get some medication into him last night and he's perked up a bit today smile We'll see how he goes for a while before making any further decisions. I will know he's feeling better if he starts annoying me at 4am grin

Badvoc it's so frustrating that different supermarkets are strong on different products, isn't it? I went to Lidl the other day and got some lovely apples, but have found other stuff of theirs sucks compared to, say, Morrisons. You can end up spending the difference on travelling round to all the various shops hmm

I try and shop locally as much as possible these days, as am lucky to live in an area with lots of good local shops and good produce. There is an excellent butcher near me that does big trays of chicken breasts, mince, sausages etc. 2 for £20. Bought 14 monster chicken breasts for £20 last weekend and now have a freezerful of really nice quality chook. But again, some stuff is better value than others and you have to factor in cost of parking, petrol etc. if driving.

We need a few things from the shop today - teabags, washing up liquid. Will probably take DC to the library this morning, walk DS up to nursery, then walk back down to town for stuff so I'm not tempted to load up on extras. Might go bra shopping if DD stays asleep in the pram hmm I have a Debenhams gift voucher that needs spending. Also need a growbag to transplant my bean plants into, but that might wait till the weekend.

Did my first NSD in a long time yesterday smile Also had a few minor thrift wins: DD keeps taking apples and eating a few bites out of them then leaving them around the house, so I collected them all up, cut off the bitten bits, then chopped and froze the rest for apple pie filling; also did no washing up or laundry yesterday, which must have saved a bit on energy costs grin

DottyDot Fri 10-May-13 09:17:57

Aldi chocolate is indeed marvelous and goes very well with their red wine

Today is definitely a spend day. I'm having lunch with two friends and remembered this morning I need to give one of them £15 for a choir thingy we're doing next weekend. So today I'll be spending:

£15 for friend
lunch - probably about £10
£4.30 train fare as I also didn't cycle in to work today blush

On the plus side I cancelled my Amazon Prime subscription and because I've not actually used it, they've instantly refunded me £49, which was a lovely surprise to my bank balance this morning! grin

I get a text from First Direct with my balance every weekday morning which helps keep me on track, or at least lets me know when I'm going to go over my overdraft limit... blush My limit's £750 and I'm starting to bump into it at the end of each month, so really need to get it back down to under £500 before we get too much nearer Christmas...

jenduck Fri 10-May-13 09:51:32

Mexican fingers crossed for your cat, any improvement has got to be good!

Northender hope your DS did well at cricket & you didn't freeze!

Dotty well done on that cycling, one day off won't hurt smile

Welcome to polka

Adora hope you get spoilt for Mother's day.

Hoping today will be an NSD for me. It is pretty grey here so don't really feel like venturing out. Will stay in & pack up the house instead (just over 3 weeks till moving day!) Have to go to doctor's this afternoon for DS2, am hoping to get him referred for a hearing test as he is not talking much at 2.1 & just want to rule out hearing problems.

Have a happy DH today as his team won the first leg of the play-offs, it did cost about £100 for ticket hmm, travel, food, beer etc but he has been supporting them all his life so I couldn't ask him not to go

Badvoc Fri 10-May-13 10:11:09

Dotty...I got my overdraft down from 800 to 250 but I use it every month ATM sad
So...I spent £80 sad oh dear.
But I got meatballs x 2 chicken x 2 Nd loads of fruit, veg and salad.
I also got a lot of biscuits and chocolate too smile
My ds2 eats every 30 mns throughout the day so I like to have a quick fruit or choc biscuit for him to nibble on.
Ds1 is another story entirely and likes his 3 square meals a day. He is back from a school trip today so I also got the ingredients to make some flapjacks for him.
The cupboards And fridge were bare, so I guess it's not too bad for a weeks shopping for 4 people.
Another thing I do is buy UHT milk as its much cheaper and keep a store of it in the cupboards.
I also get the big boxes of eggs (15)
I decided to get the dc some ice creams for the freezer too.
If I had stuck to my list I think I could have done it for £60.

jenduck Fri 10-May-13 17:00:12

Right, I actually need to declare a spend of 75p today, for an ice-cream for DS1 (DS2 is not keen on them).

Rather frustrated as went to GP to ask for a hearing test referral for DS2, as he is not talking much at 2.1. This was on the recommendation of Children's Centre workers at the Talking Tots group we go to. Had to book appointment 3 weeks in advance, then turn up today & GP says that he can't refer us, we have to go through HV! But there is one at the group & she advised me to go through GP confused Anyway, 2 year check on Weds, so will see what happens then.

Also discovered that DH yesterday at football bought a scarf, £8. I know it's not a lot of money, but considering it cost pretty much £100 for him to go in the first place, you'd have thought he'd forgo this extra expense which, let's face it, is not even seasonal! Seems little point me forever saving & scraping pennies, when he just goes & spends £110 on a night out, without a second thought. angry

Anyway, rant over!

Badvoc Fri 10-May-13 17:04:29

Oh, that would irritate me too Jen!
Hope you can get your ds's hearing test sorted. Why don't GPS and hvs work together!?
Ds has come home from his school trip and one of his pairs of trainers are ruined (he gleefully told me he fell off the raft 7 times)
Gah.
So off to the supermarket to get some cheap trainers for PE for school.
Might also get him some cheap t shirts too.

Fluffycloudland77 Fri 10-May-13 17:19:40

It's usually the men isn't it? No sense of forward planning unless its for their entertainment.

Mines the same.

DottyDot Fri 10-May-13 18:12:56

Well my lunch out was lovely and only £9 but it mustn't have been gluten-free as I've been violently ill all afternoon (am coeliac) sad. Dp's phoned them to shout complain I think... Am just starting to feel human but at least I won't be doing much now this weekend as it takes me a few days to recover - so low spend days coming up <looking on the bright side>.

Piemother Fri 10-May-13 19:30:31

8 quid today for the cash wash and a coffee and some choc while I waited. That was good for me grin

My biggest tip this month would be stop buying meat. My food budget is well under control and I could go a bit lower I reckon grin

AdoraBell Fri 10-May-13 20:07:50

Oh no, that's awful, I hope you have a speedy recovery.

I'm about to collect DD and her friend, t'other one wants money to take to her friend's house. She actually said "can you get some cash out, I'll need X" time for another lesson in ecenomics and attitude methinks.

CremeEggThief Fri 10-May-13 22:37:23

Sorry to hear that, Dotty sad. Hope you get better over the weekend.

£5.08 today, on bread, ice- cream and a trashy mag. Much needed, after hearing my STBXH is swanning off on holiday to Barbados tomorrow with OW and her family!

MamaTo2FabBoys Sat 11-May-13 07:24:17

5/16 for Friday as it was a nsd. Today we are going to buy a yearly ticket for the Science Centre as my sister and me are splitting the cost so is only working out £30 as she also has some money we had left over from our caravan holiday at easter to put towards it. This does mean I only have a teeny, tiny food budget for next week but I don't need much so if I stay away from the shops I should manage.

Hope ur ok CremeEgg and enjoyed ur wee treat. I no how stressful ex's are. Here have some wine for tonight.

DottyDot Sat 11-May-13 09:06:24

Feeling a bit more human today... Going to the pictures tonight so that's probably £8 - £10. Other than that I'm staying in today and chilling out.

Fluffycloudland77 Sat 11-May-13 09:12:26

I've noticed restaurants don't take food allergies etc seriously, or they dismiss you as faddy, angry

I bought one of those plug in electric monitors that tells you how much appliances cost to run, I am having hours of fun with it. Saddo.

Today I am batch cooking baked potatoes for the freezer, if McCain can do it so can I.

Badvoc Sat 11-May-13 09:28:20

Dotty...my mum is coeliac - it makes me so mad when things like this happen! Hope you feel better today.
Poor ds2 has caught a sick bug so we won't be going day this weekend (there was a church walk tomorrow but don't want to chance passing it onto anyone)
Mu mum is buying ds2s lovely wooden ikea kitchen and accessories off us for my dniece (must be over £200 of stuff) for £60 and we are going to buy ds2 a new bike with it!
So that's one more thing we don't have to find the money for.
Next year I plan to cull the playmobil (with the dc permission of course!) we must have £500 worth of stuff and they don't really play with it that much.
Ds1 is asking for a bike for his b day next month but pils will get him that I am pleased to say!
We are doing him a tea party and day out with his friends and a macDs so his gift from us will be small.
I really hope that by the end of the summer our finances are on a more even keel...

jenduck Sat 11-May-13 15:40:55

Today LSD - just £2.40 on entrance to the local pre-school fete, plus 20p for a game for DS1 (only change I had left, wasn't expecting entry to be so much!)

Then need some tinned toms to make spag bol for dinner, plus bread & milk.

We have done tonnes of packing today & the house is starting to look really empty sad I would be more excited if we had exchanged on our purchase, too, but that is really dragging. We will be living with my parents for a couple of months, which will be interesting with 2 small DC!

Oh, and DH has just dropped the bombshell that if his team get to the play-offs at Wembley, he will be going to watch, despite it being 1 week away from our moving-out date, so that will effectively put him out of action for the whole day hmm To say I am not impressed at this would be an understatement, I'm just hoping his team lose now so the question doesn't arise grin

Dotty sorry for your experience, glad you feel better now.

Badvoc it sounds like things are starting to work out for you, that's good smile

CremeEgg I'm sure Barbados is not as good as a trashy mag grin

Fluffy I think I'm going to get me one of those monitors for the new house wink

Fluffycloudland77 Sat 11-May-13 15:45:44

It's addictive Jen, I've reduced the cost of load of washing from 8p to 3p, and I have a measuring jug for filling the kettle.

<claims trophy for saddest poster in this quiche>

Fluffycloudland77 Sat 11-May-13 15:48:09
AdoraBell Sat 11-May-13 16:20:19

My OH is en route back from the Carribean Creme, it's unbearably humid and the mosquitoes aren't confined to dusk, the buggers are up and at 'em, (the tourists) bright and early. Not nearly as nice as they make out in the brochureswink

So good to see that link, thanks Fluffy, glad she's done so well.

Jen I'd also be hmm about the football. I would also do a little bit of packing and leave a shed load for him to do while I sit down with a wine or go out to, ahem, run some errands, in the coffee shop, all afternoon, without the DCs. But that's because I'm bolshigrin

Last night I spent about a fiver on snacks while DD2 and friend played, gave DD1 a fiver which is coming out of future pocket money and spent £2.40 on the roads.

£1.70 going to school this morning, roads, nada coming back. Still need to collect everyone later but for now I'm chilling out and will do some clearing & tidying, so no money spent during the daygrin

Badvoc good to see that things seem to be going your way now.

Fluffycloudland77 Sat 11-May-13 18:06:26

Topcashbacks doing an offer on audiblebooks.co.uk, which is an offshoot of amazon.

If you have a months free trial you get £4.04 cashback plus a free book.

I chose wolf hall, 24 hours of listening for nothing. I've been wanting to read it for ages anyway.

DottyDot Sat 11-May-13 18:48:54

Ooh am excited to be in an actual quiche grin. I'm not eating too much today and am still a bit wibbly wobbly so have cancelled going out to the pictures, which on the upside makes it a NSD!

Fluffycloudland77 Sat 11-May-13 19:58:20

I'm going todo jack girls meals, I'm veggie anyway.

shortscotty Sun 12-May-13 09:06:03

hello jumpimg in...I'm a lurker who has been following you all since about January, trying to be more sensible with money and build up a reserve for emergencies. Before now we just had credit card to sort disasters/expense like MOT/service and large payments so I'm aiming to save. I have managed to mostly save up enough to pay cash for our holiday, the first time it hasn't gone on plastic for a few years.
However my NSD targets keep going out the window! It should have been my first since payday(two weeks ago oops) but today the microwave has decided it is stuffed so I shall try better tomorrow.

Badvoc Sun 12-May-13 09:12:21

Scotty..I feel your pain.
My ironing board and iron have up the ghost last month!
I can't do jacks meals...my family would disown me if I served up anything with lentils in sad
Shame, as I like veggie food.
Going to mils today for lunch.
Omelettes for tea.
So, should have been a NSD BUT
But dh has just told me we have run out of coffee!

ArtemisatBrauron Sun 12-May-13 12:43:15

Today: cancelling gym membership (DH is motivating me to run outside and we have been at least three times a week, yesterday saw horses, a heron and swifts in local common!) to save £45 a month

Sending ripped jumper back asking for replacement/refund as only been worn 4 times and still looks new apart from rip (not happy about this one)

batch cooking soup for lunches all week

making plum sponge to use up sub-standard plums we got in veg box

cancelling TES subscription as can read it at work for free

ArtemisatBrauron Sun 12-May-13 12:57:14

fluffy I love Jack Munroe's blog too - she is inspirational. I am making a few of her recipes this week.

Fluffycloudland77 Sun 12-May-13 14:06:54

Looking at her recipes, I've got most of the ingredients anyway.

Doing the dreaded weekly shop in a bit, even the cats on a diet this week.

MamaTo2FabBoys Sun 12-May-13 14:13:12

Managed a nsd today so at 6/16. I think ill have a wee look at jacks blog aswel & see if the recipes are easy or not.

DottyDot Sun 12-May-13 14:49:37

Bit of a spending splurge today whilst taking dp to do a 30 mile cycle for charity - unfortunately ds's needed feeding so I spent about £15 on burgers and drinks.... Should have thought ahead and taken packed lunches!

CremeEggThief Sun 12-May-13 15:40:39

Aw thanks all thanks.

First NSD of the month today smile.

northender Sun 12-May-13 16:35:05

jen, no Wembley dilemma for dh then? Horrible way to go out and I'm certain the money saving advantages of it will be of little consolation to him. Dh and I are both football fans so I'm well aware of how expensive it can be. We have made a real effort this season to be more frugal though, taking flasks and food etc and no unnecessary extras (like scarves!). Luckily, for our budget, our 2 teams are so rubbish that play offs are not even on our radar grin

Did an aldi shop yesterday and spent £88 but I'm only doing that every 3-4 weeks now and the last 2 have been over £100 so I was pretty pleased.

Today's only spend was £1.80 for ds to go swimming.

Fluffycloudland77 Sun 12-May-13 16:39:36

£26 in aldi, £5 in sainsbos so far for food this week, paid with two bags of coppers in the self service till in sainsbos, bet they hated me in the queue.

Aldi do their own best of both bread now, 75p a loaf smile let's see if dh notices its not hovis. He calls it worst of both.

Im going to make my own houmas this week, I need to be more frugal. I also need to research home made dishwasher detergents there has to e a laundry gloop equivalent to dishwasher powder.

takeaway2 Sun 12-May-13 18:07:11

Dh went and did the shop at aldi today and managed to spend £55 but got £5 voucher off so that's ok. He got lots of stuff so am happy that we will probably survive about 10 days! That would be good given that I have not much time to do a shop as am travelling overseas for work 2x in 2 weeks.

I then decided to make a beef stew and popped into the nursery nearby
Which has a farm shop. Ended up spending £9 on veg and some plants. But I have a yummy stew! grin

MexicanHouseThief Sun 12-May-13 18:25:34

Been over to my nan's for lunch today and came home with loads of leftover food - crisps, chocolate buttons for the kids, strawberries, chicken legs, olives, fairy cakes, pretzels. Good stuff to bulk up lunches smile Will have cost us in diesel but never mind.

Spent about £15 yesterday having a couple of ciders with my mate, but justified as she lives abroad and we don't see each other very often. Also bought bottle of wine yesterday hmm Naughty boozehound.

Ohhelpohnoitsa Sun 12-May-13 19:23:31

ooh Fluffycloudland do keep us informed - I hate spending ridiculous amounts of £ on dishwasher tablets, salt & rinseaid. the all-in-one tablets juat dont work here.
Not checked in for a while and probably taken my eye of things a bit. The last couple of weeks I have somehow managed to spend £100 each week in Lidl (how?) so this week I did a really good kitchen audit. and meal. plan and went to. Morrissons with 2 dcs under 4 so I knew it would be list only and no browsing! Spent £65 so very pleased. Should only need bread and milk until the weekend. We also went to a wholesale place we havent been to for years yesterday. I think I could go monthly or bi-monthly for toiletries, cleaning stuff, washing stuff, bin liners etc and it would be even less than lidl. There is just so much temptation there though, I would have to be ultra disciplined. I must get back to packing my own lunch as I have fallen off the wagon a bit with that.

pofacedlemonsucker Sun 12-May-13 19:45:16

<de lurks>

Hello, am going to try and gratuitously use y'all for a bit of inspiration, if that's ok... Dh has had his pay cut by 50% as the company is in trouble. We're supposed to be moving in the summer - our place is sold, and we have signed all of the contracts for our new house. To say I am having a silent panic is an understatement. Weirdly, the move will help - our outgoings will remain the same, and we are releasing some equity which will tide is over with mortgage payments if the worst happens with dh's job.

We just have to get that far... And it's almost three months away. We moved here a couple of years ago and it took me 18 mos to find work, so we are still trying to recover from those debts. (Late mortgage payments etc) I've worked out we need to cut our spending by £300 a month just so that we don't get further into debt. Our current debts will just have to sit and wait until the house sale goes through, so they will be accumulating. <sigh>

I can get free soup and a piece of fruit for lunch at work, so I can stick to that. We're trimming extra-curricular activities for the dcs, which saves £90 per month. Banning take away, batch cooking.

Any fabulous 'must reads'? I found Jack this morning (we're not in UK, so I wasn't familiar with the 'below the line' thing before). Batch cooking stuff much appreciated!

I can't think of anywhere else we can shave costs - I don't do clothes shopping or shoe shopping as a rule (I know that sounds weird, but the dcs tend to get clothes from gps for Christmas/ bday) and we buy them a pair of snow boots and a pair of sneakers a year... And I don't do the whole make-up/ beauty thing, never have. Most of our cooking is based on cheap tinned tomato!

I do have a grocery card worth 200 in my purse, but I'm saving it until it's either pay the mortgage or eat (and we've been there before, many times).

Just trying to work out how I can avoid that point... I think it's a combination of rigid spending rules, willpower and out of the box thinking... Right now I'm considering a second job. If I can get one at all...

DottyDot Sun 12-May-13 19:54:12

Think I'll be getting the train in tomorrow - am really tired and the weather's not great - but that's £4.30 spend when I could cycle in. Sigh. Will make up my mind tomorrow!

I'm also dilemma-ing over my contact lenses. I get contact lenses by post from Boots - daily disposables but they're £43 a month.... I could give up lenses and start wearing glasses, but I much prefer contact lenses to glasses blush. Might see if I can find them cheaper on line.

Fluffycloudland77 Sun 12-May-13 20:11:53

Asda do monthlies, the solution they provide has an inbuilt protein remover so no protein removing faff.

My two-weeklies cost £15 with specsavers, but asda can provide them for half as much.

I've used asda before and had good service.

AdoraBell Mon 13-May-13 01:15:15

Pofacedlemonsucker I can't think of anything helpful right now but I love your NNgrin, did you see the link Fluffy did to Jack's blog?

North do you and DH support the same team or different ones?

I was going to have an NSD today but I've allowed DDs to buy themselves turtles on the basis that they are 100% responsible for all aspects if their care. So today we bought tanks and paraphernalia which set them, via my credit card,back £50-ish. They will get the turtles next week. DD1 was only mildly shocked to learn that the spending money she had for the weekend was her pocket money.

Had lunch out as it's Mother's day here, really lovely meal and the deserts were free because of Dia del Mama, and they gave every mum a small gift too, lipgloss. OH spent £40 on the lunch. He also spent money on jewellery that I don't need, we can't afford and wasn't neceassery because I'm not his mother. It is very pretty though and no point telling him off as it was bought abroad so can't go back.

pofacedlemonsucker Mon 13-May-13 04:40:48

It's Mother's Day here, too.... flowers don't think we're in the same place, though!! I had homemade cards, v lovely.

I did see the link. I'm half way through making sunshine buns. They are just proving, so I have no idea what they are going to be like. We had baking stuff in the cupboard, and a couple of black bananas, so I've also made banana muffins and some other cookies, because I was on a roll. Totally unlike me, usually dd1 is the baker in this neck of the woods.

I think we probably can cut food costs quite a lot. Normally I'm the sort of person that has no clue how much a pint of milk costs (actually, I still don't, but we go through gallons of the stuff) and I'm a very habitual food shopper. So meal planning and trying to do cheaper meals will help a lot.

Ex-bil gave me my nn. grin I had the last laugh though, as Dsis divorced him. grin Tis a new nc, but made me chuckle.

Helenagrace Mon 13-May-13 07:20:39

NSD yesterday. They're adding up now - I think I've done 4 this month which is good for me.

Found a £12 off your first shop tesco grocery delivery leaflet. We need a shop delivered to our holiday cottage in half term so I think DH might just find himself signed up to Tesco as a new customer!

I think this week might be a bit spendy on treats. Both DCs have SATS this week so I can see a few treat / bribe / just keep going ice creams on the beach happening this week. Roll on Friday!

Fluffycloudland77 Mon 13-May-13 07:29:13

Have you got any food discounters there? Eg aldi, lidl, farmfoods, iceland are all pretty cheap here. 8 pints for £1.80 in farmfoods compared to £1.29 each in sainsburys.

I'm very frugal with household consumables eg washing powder I only use 3 dessert spoons per wash, I make Laundry Gloop, for coloureds, I use microfibre cloths so I don't need multi surface cleaners except on really dirty areas and I only use one tablespoon of dishwasher powder per cycle.

Meal planning made the biggest difference to my budget, plus shopping at aldi not asda.

MexicanHouseThief Mon 13-May-13 08:06:33

I'm frugal with cleaning products in that I'm a complete slattern blush

jenduck Mon 13-May-13 08:33:14

I think a girl called Jack is great too, a refreshing change from the stereotype of young single mums serving up nothing but junk food.

Welcome lemon. No real tips, but have you anything to sell if you need a cash boost?

Adora sounds like you had a lovely mother's day.

Dotty I'm sure people on here have talked about contact lenses online before. May be worth starting a new thread to ask where us good (I would be interested too!)

Northender, yep you're right! Dh was gutted. I don't actually mind him going to the matches if we're up visiting ils, but when he goes from home it costs about £100 & he has done that twice over the last month, once when he didn't have a job! I don't think I've spent £200 on going out this year! Plus going so close to moving house would have been rather impractical. But the problem resolved itself this time.

Spent about £7 yesterday at farm foods, then 2.25 for coffee at a soft play party. But somebody bought our bed, so the house tin is £80 better off (but I am a lot stiffer from sleeping on a futon mattress on the floor!)

CremeEggThief Mon 13-May-13 09:37:33

Glad you had a lovely Mother's Day, adora smile.

Pofacedlemonsucker, meal planning, downsizing brands and withdrawing a weekly cash budget and sticking to it, are all helpful to me.

£5.80 today, on some food shopping and the bus fare. Should be it for today.

pofacedlemonsucker Mon 13-May-13 14:29:55

I was wondering about brands. We only have two major supermarkets in town, and they don't seem to do the whole price war things or have very cheap basics... There are cheaper outlets in the city, but it's over an hour's drive, which seems ridiculous. I'd probably spend as much on petrol as I saved. We live in a very beautiful, very touristy place, and so prices are hiked as a result.

I think we have to go to the city next weekend though, so hopefully we can combine it and stock up on dry goods at the same time.

The selling thing is interesting. We emigrated not long ago, and so we got rid of literally everything except the stuff we needed to bring. And then we have downsized to a smaller place, and so got rid of a lot more. And we pretty much just gave it all away for ease. That said, I think there is a neighborhood garage sale in a couple of weeks, so I'm sure we can go through some more. We had pondered downsizing one car for petrol efficiency, but tbh with five of us and two big dogs, we need a family sized vehicle. We may still do it if we need to.

northender Mon 13-May-13 16:19:00

adora and po glad you had good Mother's Days. Could you have 2 in the same way the queen has 2 birthdays?!
adora dh and I support different teams at pretty much opposite ends of the country. It's quite a large part of our "leisure" spending but we knew that when we pooled our finances all those years ago so have always allowed for it. Also, it's easier as it's both of us (and ds now) so there isn't any resentment about money spent.

£5 today on an unnecessary lunch blush, nothing apart from that.

There definitely was talk of online lenses on one of the previous threads, not sure which one though.

AdoraBell Mon 13-May-13 16:54:24

Now that is a very good idea in deed north grin. I'm glad you both enjoy your footie without resentment. Someone I know was very bitter over her DH's hobby but wouldn't look for something to do herself, silly really.

Lemon, I'm in Chile btw, do you have freezer space, you could pick up lot's of bread each time you go and freeze it? Our Supermarkets do compete with prices but I find the nearest isn't good for fresh things that need refrigeration, so still end up using the furthest one. I freeze ham in small batches and packs of bacon too. I'm currently working on scheduling my trips better, trouble is I hardly ever need to go where the supermarket is for anything else. Like tomorrow, need to go into town with DD for a Dr appt. about 20 mins drive from either of their stores.

Not sure if today will be an NSD, but with OH back I'm not spending cash on morning school, runs he is but that's okay

MamaTo2FabBoys Mon 13-May-13 17:45:46

7/16 today as had a free softplay@drink token so that passed the morning.

takeaway2 Mon 13-May-13 18:39:05

Think this is my 3rd NSD smile. Bad record but still. Paid DS school dinner money (put it aside yesterday) and had to get some lemsip too as my body has decided to breakdown. I'm travelling abroad tomorrow for work too. Damn.

AlvinHallsGroupie Mon 13-May-13 19:39:11

Can i join you ?
Dinner was rissotto with added veggies -managed to sneak 2 portions into the freezer for work lunches.
NSD Sat,Sun and today due to severley sprained ankle- hobbling atm.
Put bread on ready to be eaten from the breadmaker tomorrow.
Spelling is off sorry due to painkillers

Fluffycloudland77 Mon 13-May-13 21:14:40

Just £12 petrol and stamps today.

I will be glad when this month is over.

Ohhelpohnoitsa Mon 13-May-13 21:51:51

pofacedlemonsucker, if you can still access frugal february, miserly march & austere april, do have a read through. lots of hints & tips there. i was inspired r by them & in the first couple of weeks i vowed to buy nothing that wasnt absolutely necessary - eat from the freezer & cupboards, no takeaway, no posh (prententious) coffees, no little treats, nothing except fresh stuff. its amazing how little i spent. inevitability as the cupboards empty, you shop more BUT you really think about it "do I REALLY need that". if you desperately need to do it, I have a menu fron another mumsnetter ages ago - feed your family for £30. pm me and i will try to send it to you.

MexicanHouseThief Mon 13-May-13 22:00:08

Spent about £13 in Wilkos this morning on necessary stuff (mop and bucket, grow bag to put my bean plants in, bigger pots for my herbs), then about £19 in Morrisons (bread, milk, nappies, bin bags, bananas, pitta breads, fizzy water, a couple of other bits). The house is absolutely groaning with food now, we shan't need much for the next few weeks. Spent last night making and freezing tortilla and soup for lunches, felt very thrifty indeed smile

Helenagrace Mon 13-May-13 22:57:51

Is it easy to make tortilla mexican?

Top up shop today. Should be NSDs until Friday now.

pofacedlemonsucker Tue 14-May-13 00:51:19

I do need to use the freezer more. And I know we throw away too much stuff. With moving though, I feel we should be emptying it! (That makes no sense btw, we're moving ten minutes away)

Reading the old threads is a good idea. <makes tea and settles in for the night>

We're in Canada, adora.

AdoraBell Tue 14-May-13 03:17:55

Just typed an update and lost it somehow, CBA right now but will update tomorrow, welcome to Alvin and hope takeaway feels better after the Lemsip.

Helenagrace Tue 14-May-13 07:33:45

I forgot to post this when I found it out last week.

I found out that Argos update their prices on Wednesday mornings. Reservations are held for two days. So if you reserve something on a Tuesday you can pick it up on Wednesday and they will honour any price reductions in force the previous week. This means that you can hold the item at the reduced price while checking that there aren't any better reductions in the next week. You'll need email confirmation of the reduced price so take it with you.

It works best if you reserve each item separately so you can pick and choose what to pay for and collect.

I did this last week with three items. I bought two at the previous week's price but there was a better deal on a different model for one of them in the second week so I bought that instead.

Best of both worlds!

Po could you go to larger supermarkets and stock up on a few months worth of shopping at a time.

MexicanHouseThief Tue 14-May-13 08:15:56

Helenagrace tortilla is dead easy. Peel, slice and parboil some potatoes. Beat six eggs and add 1tsp of turmeric. Chuck the drained potatoes in the egg and mix. Leave for 20mins.

Slice up some onion into half moons. Fry in a large pan (preferably one with sloping sides as it's easier to get the tortilla out). Add a shake of paprika. Pour in the egg and potato mix, swirl it around so it covers the pan evenly, then leave to cook on a low heat.

When the egg looks fairly solid, invert a plate over the pan, tip the tortilla out, then slide it back in on the uncooked side till it's browned.

Obviously you can put whatever you like it. Feta, broccoli and olive is nice (minus the turmeric).

lilacclery Tue 14-May-13 13:53:27

For those of you wondering about online contact lenses. I buy from https://www.daysoftcontactlenses.com/, what I like about them is they don't give bigger discounts for bulk buying so it's just as cheap to buy one month as 6 and are delivered in days, plus I've never had to pay customs on them, had to once on a previous site. I pay about €12 a month for them, compared to €35 instore at Boots who only sell a months supply begrudgingly and on occasion!

jenduck Tue 14-May-13 14:58:25

Hi all. Not had much chance to catch up on/respond to posts as my laptop is dying on me sad. So sneaking on while at work!

Yesterday spent about £5 in Tesco, 50p toddler group & 50p class money for DS1.

Today spent £1 on chocolate blush but sold a raincoat for £9 inc postage (already have stamps), so that will go in the house tin smile. Probably chippy tea tonight.

Tomorrow have DS2's 2 year check in the morning, which I am dreading as he doesn't talk really, so I know that will be flagged up. Then his speech therapy group in the afternoon, so got to take DS1 to my grandparents as he's not allowed to come with us, so will buy them some cakes to say thank you for having him (he & my 81-year old grandad disappear up into the loft to play with dgrandad's train set, don't know who enjoys it more grin)

AdoraBell Tue 14-May-13 15:21:39

Jen good luck with DS2's assement.

What I was going to say yesterday - suddenly don't need to buy a school reading book, phew!

I've taken out cash for a week's worth of shopping and want to eek it out over two weeks if I can. Cupboards and freezer are full. OH has invited people for a BBQ Saturday and we have a business dinner Friday. He only just covered costs on his recent trip.

Po could you run the freezer down before moving and then stock up again, then get into a habit of buying certain things on your trips to the city? I but lot's ham, fe, and divide it to freeze in batches of 2/3 slices. Cheese can be grated and frozen, things like that.

CremeEggThief Tue 14-May-13 19:08:15

Best of luck with the assessment, Jen.

£2.35 in cash, on bus fares and a milkshake, and then I realised it would be DS's last Cubs, as we are away next week, so I put a nice card, box of chocs and wrapping paper on my card for his leader. She has been fab over the years and we will miss her.

So total: £10.12.

ArtemisatBrauron Tue 14-May-13 20:33:03

sold my iPad to a colleague (was seduced into buying it in the first place, could kick myself!) and even sold the case to another colleague too. £££ for the house-moving tin! smile

Also didn't go to supermarket despite shortages of various items but am living on remnants of fridge and cupboards til end of the week, as it is seemingly impossible to go to the supermarket and NOT spend £30, even if I am going in for milk...

breakfast tomorrow should be fine, lunch and dinner will be "interesting" grin

ArtemisatBrauron Tue 14-May-13 21:32:55

downside, gym say I am "past the cut off point" to cancel at the end of May so have to pay for June as well, I will jolly well be there every day if I can make it, angry that they won't just let me cancel at end of May.
But it will be £45 p.m. saved from July onwards!

Badvoc Tue 14-May-13 21:36:27

Yes, I am cancelling my gym at end if August when term ends!

AdoraBell Wed 15-May-13 03:50:53

I missed a cut off date too, but only £6 per month. It's an educational tool DD1 wanted and is now bored withangry

DDs have their turtles, £8 each
I spent £6 on roads going to and from town for another Dr appt. for DD1. Much improved but still signed off sport.

Tomorrow I need to get veg/salad and dog food. I forgot about the dog food.

MamaTo2FabBoys Wed 15-May-13 06:53:26

Hi im still on 7/16. I needed milk yesterday and ended up spending £30 on shopping. I used loads of vouchers but I still could of waited till next week to buy it all sad. I MUST stay away from shops.

MexicanHouseThief Wed 15-May-13 07:19:46

£2.50 on butter yesterday (2 packs, was cheapest price). Should be a NSD today.

DottyDot Wed 15-May-13 07:47:36

Kind of a spend day yesterday... Had to spend £24 on petrol to get to a meeting in Cumbria. I'll be able to claim it back but that won't be until June/July, so technically not an actual spend!

Munchkin08 Wed 15-May-13 09:13:37

Total spend on food this month £143 and could probably live out of the freezer and cupboards till the end of the month just buying milk and fruit - like you Mama2 must keep out of the shops ��. (Must pay off credit card) x

CremeEggThief Wed 15-May-13 09:36:27

£2.50 on bus fares so far and £3.41 on shopping. Might need another £1.70 on bus fares, as the weather is horrendous here today, but that should be it.

jenduck Wed 15-May-13 10:56:26

Cut off dates are so easy to miss, I have started putting any dates such as credit card payments etc in my phone as soon as I get the bill do I can't miss it, could work for that too.

2 year check was ok, but hv said she thinks ds is about 4/5 months behind in play & language, but no concerns about autism (which had crossed my mind). Don't know how to feel, feel sad for him bit she said hopefully he'll catch up sad

AlvinHallsGroupie Wed 15-May-13 13:02:18

I have all CC set up with minimum payments by DD as a precaution against forgetting jenduck
Its easy to forget and I can then pay off the full balance.

AdoraBell Wed 15-May-13 14:48:21

Mama have you tried going out with only enough money for the milk? I know what you mean about buying stuff you don't need yet. Brain says "but I will need it, next week" you need to develop a will of iron, in the meantime just take pennies to the shop and leave everything else at home.

I was going to have an NSD but the puppies need yet more food and OH doesn't have time to get it, so he says.

CremeEggThief Wed 15-May-13 15:54:13

Managed to walk the school run this afternoon, as the rain turned to drizzle. So just £5.91 total today.

Good news about the assessment, Jen smile.

AdoraBell Wed 15-May-13 16:07:09

Glad the assessment went well Jen, I'm sure he will catch up.

YY to setting up DD for credit cards, stops you getting stung with late payment charges and extra interest and once it's set up you can change from minimum to full payment once finances are under control, or vice versa for a lean month IYSWIM.

I've realised I need some bits, bread, fruit juice, fruit and butter. May as well get them when I go out for dog food and only make 1 trip. I can't actually go through my cupboards as my back is playing up, but the freezer is up-top so I can rummage through that for dinnergrin

ArtemisatBrauron Wed 15-May-13 17:49:19

mama I hear that! EVERY time I visit the money sucking devils supermarket I end up spending £20-£50 no matter what I went in for... I must be a marketing man's dream!
I am thinking of switching to online only, and getting deliveries, at least then I can only buy what is on the list...

MamaTo2FabBoys Wed 15-May-13 18:14:58

Thanks Adora for the advice, ill try that. I just say to myself "well ill buy it now and it will save me next week" yet next week I just spend the same again. it drives me mad as I don't learn. Good luck Munchkin08 hope we can manage.

Fluffycloudland77 Wed 15-May-13 19:24:26

There's a poster in the money matters section who's an accountant or something financial, anyhow she recommends setting up a standing order for credit cards.

The maths is that a DD goes down a little bit every month with the balance so you're not paying off as much as you think. With a S/O you pay the same amount each month and pay it off much sooner.

DottyDot Wed 15-May-13 19:48:56

I managed to get rid of all credit and store cards a few years ago. All I've got is my current account - with a whopping £750 overdraft limit that I really need to whittle down - but no other access to funds. This is tons better for me as I was terrible with credit and store cards blush.

Today's a NSD for me which takes me to 8 this month - a record for me!

AdoraBell Wed 15-May-13 19:49:20

The thing I like most about paying by DD is the rate of interest is usually lower, so if you can't pay it all in one month you pay less interest than without a DD in place, wonder if it's same with a standing order?

Spendy morning going to bury my head in the sand after typing this

Supermarket - £12
Pharmacy -13.50 face cream for DD2. She has sensitive dry skin and Vaseline and or olive oil isn't working. Have splashed out on Eucerin with high hopes she said hopefully

Vet- dog food for no-longer-puppies and de-worming for 4 dogs, one hundred and twenty six pounds and sixty six fecking pence . <faints>

AlvinHallsGroupie Wed 15-May-13 19:54:16

Dotty I use my JL and Tesco CC to my advantage - pay for everything, pay off in full each month and get lots of JL vouchers and Clubcard points in return.
I do agree that you need to be disciplined though !

I see what you mean Fluffy but I pay off in full anyway - I use DD just in case I end up in hospital forget to pay

DottyDot Wed 15-May-13 20:03:57

Ah - there's no way I would ever be that disciplined!! I worked in cash only for a couple of years when the bank took my Switch card off me blush. Am much better now but always feel like I'm on the edge of the financial cliff - and as the main wage earner I can't afford to fall off it..!

MexicanHouseThief Wed 15-May-13 21:41:04

I give thanks every day that even as a brainless stoner twentysomething I was honest enough with myself to know that a credit card in my hands would be BAD NEWS. Never had one. I did still manage to run up loan and overdraft debts though blush but these days we are in the fortunate position of having no debt apart from the mortgage.

The thought of being in debt these days makes me hyperventilate. I was a complete idiot about money though, no clue at all.

Thatsinteresting Wed 15-May-13 23:01:07

I think a little debt did me good. I got my first storecard on my 18th birthday. At my worst I had 4 storecards, visa, loan and small overdraft. None of my cards were at there limit and although it was a managable debt it did start to impact on my ability to go out and have fun. That's when I tackled it. Apart from my interest free overdraft I was debt free by my 30th birthday and these days I don't even have that. It really taught me a lesson about how easily debt spirals but thankfully I didn't have any real responsibilities. Now I have 2 dc and a mortgage so I'm careful with our income.
We use a Tesco credit card too. You do have to pay it off to make it work for you but I've just discovered one of our favourite family friendly restaurants has started accepting Tesco vouchers. £10 voucher is worth £40 there so that's what we'll be doing for Fathers day!
Busy baking today. My cupboards are groaning as I've done monthly shop. So nice to see after last weeks empty shelves. Adora how did your jam turn out?

AdoraBell Thu 16-May-13 02:49:55

Jam was so-so, I'll have another go as I was rushing. I think I'll use this lot for baking. I feel a blueberry bread and butter pudding coming on this weekend. DDs are off school Mon. And Tues. DD1 is planning on baking cup cakes with a friend to sell in school. Not sure what the school rules are but I can't let OH know, he's paranoid picky about things like that.

Munchkin08 Thu 16-May-13 09:24:08

Finally a NSD. Good advice Andora re taking a little cash with you. I have a cc but no overdraft and always pay it off in full each month after getting into debt when ex hub was made redundant, but the amount I spend on it keeps increasing each month so for the first 3 weeks of the month I am short of money so use it again and I just want to get I front so I not using all my wages up paying it off - am trying to do that by the end of June so I don't get in debt in the summer hols - otherwise this will carry on and it will be tough at Christmas x

northender Thu 16-May-13 11:28:31

I'm tempted to start using a cashback card (or similar) for petrol, supermarket shopping etc, not sure I have the discipline yet. We're now in a position where our debts (used to fund home improvements) are on credit card interest free deals. We have now stopped spending on them and are trying to have them fully paid off by the end of the interest free period. If we don't quite manage that, as looks likely, we'll balance transfer on the best deal. Credit cards can be cheap/free borrowing if you are disciplined. I know only too well how it can spiral though, so am very careful.

Have had a good week here so far. Was supposed to be out for lunch with a friend today but she has cancelled sad but from a spending pov it's good. May go out for tea as it's ds's last day of SATs but it will have to be to a budget! Quiet weekend planned too so spending should be kept in check.

ArtemisatBrauron Thu 16-May-13 12:43:21

Have decided to use the money from selling stuff this week to pay off the last of my credit card debt - by tonight I will be entirely debt free! Have worked my way out of my over draft and no longer have one and I think I will close the credit card account when I pay it off tonight.
DH has some debt from before we were married which we are then going to pay off - it will take about another 7 months before we are completely debt free.

Fluffycloudland77 Thu 16-May-13 14:28:12

Make sure they send you a confirmation letter saying the account balance was zero.

Dh paid a card off and it had £15 interest, which didn't get billed to him but became about £50 of late fees when we eventually found out angry.

It's a lovely feeling when it's all paid off.

MexicanHouseThief Thu 16-May-13 14:52:12

Well done Artemisat, that's brilliant smile

Spent £1.60 on gingerbread men for the kids today. Otherwise should be spendless.

AdoraBell Thu 16-May-13 16:27:00

I'm going to whisper this so as not to upset people, I once had a credit balance on a CCgrin took me ten minutes to work out what I was looking at and an hour to calm down after that

Fluffy is right, you really, really need written confirmation of the zero balance.

Today I am going to squander money on disposable plates and cutlery. I'm struggling to keep on top of the house, laundry, dogs, everything else and clearing DDs plates when I've told them to and they've walked away saying "yeah" , so this way I can just bin their dretritus.

Ohhelpohnoitsa Thu 16-May-13 17:27:04

Thatsintereating, which restaurant is it, that sounds like a good plan!
I have completely lost the plot this month. Dont this I have overspent massively but just taken my eye off things and now have little idea of what I spent where! Need an accounts session I think. Payday is next Friday I think..... see, losing the plot. Need a "Just getting through June" thread to keep me on track.

Fluffycloudland77 Thu 16-May-13 18:40:05

If you have an android phone, not an iPhone though, Nielsen do an app that monitors your useage or something and credits your account with points tht can be swapped for amazon vouchers.

You need 2000 points for a £10 voucher, I'm getting 250 a week. It doesn't affect the data useage either.

ArtemisatBrauron Fri 17-May-13 07:38:13

adora what happens in that case? I have actually been wondering because I have a direct debit to pay off the card each month and it will still come out as it is too late to cancel it, so I will have overpaid the balance!
I am closing the account with them and asking for a final, paper statement to ensure no sneaky extra payments!

Alwayscheerful Fri 17-May-13 07:57:32

Fluffy- good point re standing order. Another possible idea, put DD in place for the minimal monthly payment of interest and set up a SO for an additional reduction in the balance or one off online banking/ cash payments in branch.

jenduck Fri 17-May-13 09:10:07

Fluffy that app sounds interesting & I think my phone is Android (Samsung galaxy ace). How do you get it, have never got an app in my life so clueless!

We currently have 3 credit cards & a store card blush due to first me then dh being at uni, then dh entering his profession on a very low wage, as you have to do, but we will pay them all off when we move house in a couple of Weeks, then just have one for emergencies/abroad.

Spent £1.60 yesterday on cake & reduced naice jam. Should only be about £2 today for tea in the park. Also selling more stuff, so at least another £12 for the tin.

Fluffycloudland77 Fri 17-May-13 13:27:02

Nielsen app

You need to register on google play on your phone, which is a bit infuriating, then download the Nielsen app from google play store onto the phone.

It's £60 a year by my reckoning.

takeaway2 Fri 17-May-13 21:51:48

Have been away half this week. So I think I'm still stuck on 3 NSDs which is quite rubbish considering I used to do 4/week! Tuesday I flew out of the country. Had breakfast at heathrow which wasn't cheap but that's on expense (I didn't choose an expensive restaurant and frankly I was quite looking forward to a McDonald muffin! But sadly there was none of that sort around!). Taxi to hotel when I got there. Again on expense. Then I decided to get a manicure and pedicure done. Looked at the prices and they were brilliant. At least half the price and if I may say so, a much more thorough job done. So that unfortunately couldn't be charged to work! grin Dinner was work expense.

Next day. All expenses was work. Then got to airport and had to get some things for the kids so I spent I think under £10. Not bad.

Thursday back at work. Brought lunch and everything. V smug. Then had to get petrol. That was £64. Argh. But I realized that the price did drop by a couple of p since the last time I filled up. So that's great.

Friday. Was going well. Then spent £1 on biscuits at gym for the kids. That's ok I think.

Roll on weekend. Because dh did a really big shop last weekend at aldi I think we need only go in for milk and eggs and fruit. Looking forward! Oh and I'm doing a car boot sale on Sunday. Never ever done one! Any tips will be welcome! grin

DottyDot Fri 17-May-13 22:51:12

NSD for me today and possibly will be tomorrow, fingers crossed. Even with all this effort (has been quite an effort for me!) I reckon I'll still only have reduced my overdraft by £50 this month. Still, it's a reduction I suppose....

ExasperatedSigh Sat 18-May-13 06:13:23

Spendy day yesterday - £10 on lunch in the library cafe for me and the kids as had no packed lunch makings in the house, £28 in Morrisons - but that will top up what's in the house for most of next week. Also, I needed stuff from Boots so paid with Advantage Card points.

Being in this position has certainly shown me how much more we could eat out of the freezer/cupboards instead of just breezing to the supermarket for the same old stuff. I do cook from scratch 90% if the time but get stuck in a rut. Little did I know the answer was to get really skint grin

ExasperatedSigh Sat 18-May-13 07:19:06

Oh sorry, it's MexicanHouseThief as was - I've changed back to my usual name now.

In more annoying money news, had a letter from the pet insurance people a fewdays ago. Got all excited thinking it was a cheque, opened to find my claim form had been returned along with a shitty letter telling me to ensure I sent the right documentation next time. Er...that would be the itemised bill that the vet is supposed to include then. Rang up vet and made very disappointed noises at them.

mumtoblaire Sat 18-May-13 11:51:45

Have been watching this thread and gained lots of advice. I have been doing really well avoiding big supermarkets that stock the items that i was buying willy nilly. DD1 always picked up DVD...yes it is only £3 yes you can have it but this was becoming a daily habit. DD2 got into habit of not going in trolley and as such i was not able to concentrate on prices and was picking up first thing i saw.

Now we shop in Aldi if the kids are with us. I stick to a list of some sorts. I avoid the offers in the middle if I really don't want to go over budget.

Thanks Ladies. Heading of to Aldi in a moment armed with a list and an almost meal plan.

shortscotty Sat 18-May-13 14:12:00

I have been trying, only managed one maybe 2 NSD this week, its a couple of weeks til payday and we are ok I think for food etc. Just got to get myself in gear and meal plan...heading off to look for a pretty one to print off, that may inspire me to get on with it!

Rosvita Sat 18-May-13 14:16:29

Getting fed up now -£78 over budget on cards this month-hoping I will just manage to clear it with salary when get paid.certainly wont be able to save any money out of my pay though and will probably be overdrawn by end of next month with things I need cash for.got so much 'stuff' coming up to pay for too-car mot and service,hol balance,Ds' birthday,professional subscription,school uniform-the list is endless.roll on Tuesday when I can spend again on next month's bill.

takeaway2 Sat 18-May-13 17:29:26

Went to lidl today as was nearer there and we spent £45. For a weekly shop that's pretty good. grin I'm really relishing not spending the £80-100 I used to spend. Very hopeful about this month's credit card bills. Other than the expenses for work which I have put in claims for already, don't think we spent too much. Fingers crossed anyway. Doing car boot tomorrow. Wish me luck! grin

DottyDot Sat 18-May-13 21:45:16

NSD today smile

Munchkin08 Sun 19-May-13 08:57:10

Doing better had one or two NSD's and only bought veg, milk and ice cream. Hope you do we'll today Takeaway.

ArtemisatBrauron Sun 19-May-13 18:07:04

spend agggges putting in c.40 CDs to music website, only offered £15 for them so will probably just put them in the charity shop. Have listed lots of jewellery and other bits on eBay though!

takeaway2 Sun 19-May-13 19:46:28

So my car boot experience... Wasn't that great. I made about £15 in total which is good in that I didn't have that at the start. It was also sunny which helped.

I didn't do too well because of several factors. Like there was another car boot in the same city on the same
day which started at 6am (mine was 8.30), the fact that it was the 19th of the month (and therefore people might already be skint) and well, maybe the fact that I wanted £20 for a car seat or a pram was too much for them?!! hmm

I will put the bigger items like car seat, isofix etc on gumtree. Clothes etc I might give to charity. I'm disappointed really because I expected more from the bigger items.

ArtemisatBrauron Sun 19-May-13 20:13:33

sad sorry to hear that takeaway ...your experience has put me off trying, I have some stuff stacked in the hall but I think I will take it to the charity shop.

takeaway2 Sun 19-May-13 20:50:44

hmm Sorry Artemis. It was pretty bad. And I live in a city that's pretty 'affluent' (in that we aren't mentioned in the papers as one of those with really bad unemployment rates, no future etcetc). My friends who I went with sold more but again lots of little things for £.50-£2. A friend sold snow boots that looked brand new (worn 3x by her daughter) for £3. I sold a pair of red floral sandals from m&s (wedge style so still in fashion) for 50p. That was bad. And a bumbo seat for £4 (even eBay is £7). People 'complained'...

Like I said I think I'll list stuff on Gumtree and will think seriously about shifting the rest of the stuff in my next NCT nns sale. Those people will appreciate the monsoon/boden/joules jumpers going for £3... grin

ArtemisatBrauron Sun 19-May-13 21:41:15

I was afraid it would be like that at the one near us, plus it's £15 to enter a car, which makes it even harder! At least this way I can console myself that I am saving time and donating to charity! smile

jenduck Mon 20-May-13 10:02:28

Spent about £10 on groceries at the weekend, plus £4.50 on a pair of trainers for ds1 from sports direct - great price & a 'make', very impressed!

I always find that when we do a car boot sale, we don't make more than about £30. So now I have started listing things in a Facebook local selling page, where things go for decent prices & buyer collects. So this morning, somebody is picking up a toy kitchen, a baby toy & a cot duvet cover for £9, at boot sale I would have been lucky to get £5 for it all, plus the pitch costs money. As a boot sale buyer, I pay only very low prices eg 20p or less for kids clothes, 50p for adults clothes it smaller toys. The kitchen I an selling today cost me £1 at a car boot sale!

Have to fetch a car part today, one week till moving & our car has broken down shock So bus fare halfway there & back (walk the rest), £35 on part, shopping on way back, probably £50 spend today.

DottyDot Mon 20-May-13 10:04:29

I had another NSD yesterday but definitely a spend day today as it's my best friend's birthday tomorrow, so I'm off out shopping at lunchtime to get her some bits and bobs... (am quite grin at the thought of going shopping - MUST rein it in...)

ExasperatedSigh Mon 20-May-13 11:10:57

Egged on by DH, I spent £28 on random food and booze in Morrisons on Saturday night. We need bread today and my breadmaking skills have deserted me, so might buy that but otherwise should be NSD.

Sympathies on the car jenduck - we had a critical error light come on at the weekend and were shitting it about the potential cost. Apparently it's a spark plug thing that doesn't require any action....yet.

MamaTo2FabBoys Mon 20-May-13 16:01:02

I done well yesterday as I took £1.60 into the shop for milk so that was all I could buy. I haven't done well with nsds this month as iv had a small spends Thursday, Friday, Saturday, Sunday and today. I really must try harder as I done so well last month .

Raaraathenoisybaby Mon 20-May-13 18:57:06

Finally a NSD grin
Dd1 poorly today so we didn't go out. I got her out a new DVD from the present drawer (Disney 2 for 1 a whole back) and I managed to do some batch cooking. Result!

I have nc btw I am already in this thread as a maternal baked goods grin

I have a whopping spend coming up for dm landmark birthday so trying hard not to go mad with anything.

Yesterday I cracked and went clothes shopping before my goal of August because everything is falling apart and I can't really go on. I spent 120 on 2 pairs of jeans, a skirt, 2 tops and done sunglasses I think. That was good for me. I'm not taking the tags off until I've assessed that they work with other clothes I have. The sunglasses were cheap plastic because if I break my ray bans I can never afford to replace them hmm

Fly lady has got my house under control again and this extends to money issues because I feel more organised.

Dm is coming to stay this week and look after dd2 so if I don't get some selling and cupboard sorting done it will never happen!

Happy scrimping grin

AdoraBell Tue 21-May-13 03:40:02

I've lost trackblush, hope everyone is doing okay.

OH paid for Friday's business dinner, I know not how much
OH bought food for a BBQ, I know not how much
OH bought materials to build a dog pen, I know not how much

I have orderd some more of that Czech beer - £20
OH has ordered Czech beer to give to a friend, another £20

DD1 needs a new hockey stick and will have to wait. I need to buy toiletries this week, plus veg, salad, bread. I'll try to catch up tomorrow.

MamaTo2FabBoys Tue 21-May-13 14:27:04

Yeah a nsd finally today so 8/16. Just need to pick the boys up and then we will be back home for a lazy evening playing in the garden as the sun is finally out.

ExasperatedSigh Tue 21-May-13 18:17:15

Nsd here too.

takeaway2 Tue 21-May-13 18:21:17

NSD! Finally. Think it's day 3 or 4?! Bad.

Off travelling again from tomorrow. Hopefully all expenses on work.

AdoraBell Tue 21-May-13 23:21:23

NSD here, that makes three in a row because on Sat I bought smoothies for DDs while out. Tomorrow I just need to get out, 4 day weekend at home doesn't work for me, so may get some groceries. Not sure what I need yet though. We're still eating BBQ leftovers.

AdoraBell Wed 22-May-13 01:44:43

Yay, OH has been paid. I don't feel any better though think I've got cabin fever

jenduck Wed 22-May-13 08:04:11

Finally had an nsd yesterday! Got to buy nappies & a cake for my grandparents today, but the cost of those will be covered by the £10 I will get for selling stuff, so I am counting it as another nsd!

DottyDot Wed 22-May-13 10:09:57

NSDs yesterday and today - I think I might even hit my target of 16 this month shock. I've found it quite strange, having to think really hard about whether I really need to spend money each day - and I think I'll still have spent about £150 on 'surplus' stuff this month - that's birthday presents, one trip to the cinema, a couple of lunches and a couple of car park spends instead of cycling to work. That really feels like the minimum I can get away with, so maybe I need to factor in between £150 - £200 each month for stuff like that.

TheConstantLurker Wed 22-May-13 12:41:48

Hello. Marking my place. After a debate DP and I have decided against getting a loan to get new bathroom and pay off credit cards and overdraft and just carry on, paying off debts as we can and sometimes using my wage to get small things done to the bathroom over the next few years. sad
Looking at 4-5 years to pay everything off. It's the right thing to do but very depressing to face all that time scrimping.

shortscotty Wed 22-May-13 13:21:57

smile NSD at last

ExasperatedSigh Wed 22-May-13 14:20:42

TheConstantLurker sympathies, it feels like such a grind I know. I have been having pangs recently about how far away we are from some of our friends in terms of financial security, house size etc. and wondering how long it will take us to get there (and indeed if we ever will). But then we are also in a much better position than other friends so I'm being rather self-indulgent if I'm honest.

To get everything done that needs doing in our house will take a good few years, and it's not even that much - new kitchen (tiny room, fortunately, so shouldn't cost that much grin), finish decorating downstairs, plaster stairs and bedrooms, decorate up there, sort out the wonky floors, new front door. We are looking at a few years of saving to spend, saving to spend.

Anyway, NSD so far although I might need to hit the supermarket later on...depends if there is money in the account and if I can face taking two fractious children with me. DS has taken to dramatically wailing 'oh no, not the supermarket, I hate the supermarket' when I announce we are going there hmm

MamaTo2FabBoys Wed 22-May-13 15:33:43

NSD so far but I have parents evening tonight and im just trying to stay strong and not buy the boys a book from the display. Easier said than done as its a fundraiser and my oldest has already picked what 1 he wants. Im going to try though.

AdoraBell Wed 22-May-13 17:10:28

Exasperared could the supermarket miraculiously morph into 'The giant sweet shop' where he gets To choose 1 or 2 sweetie after you've picked up what you need?

TheConstantLurker I can sympathise . We built an entire house in Forrinland and the day OH told me there was no money for food I could gladly have strangled him.

So, I'm outgrin have splurged on coffee and cake. I was trying To get boots reheeled but will have To wait until I go into town proper, local place only does key cutting. Today I'm just getting the tioletries I know I need and some salad To go with dinner. Will update afterwards.

MamaTo2FabBoys Wed 22-May-13 17:47:01

Made it nsd 9/16.

TheConstantLurker Wed 22-May-13 18:16:06

Thanks for the sympathy. On the positive side today has been a NSD. smile

AdoraBell Wed 22-May-13 20:03:50

See, Constant there's always a positive. I squandered 3 quids on my cake and coffee then spent 32 quids in the supermarket, I'm not entirely sure how that happened but it was all needed and I shall avoid the place until next week. Local greengrocer is the only place I'll need to go.

CremeEggThief Wed 22-May-13 22:05:26

Back from a long weekend in Ireland for my niece's Christening and back on the wagon! smile

£51.35 on food shopping at Morrisons, £3.33 on breakfast in their cafe and £7.30 on bus fares and £6.30 on posting three eBay parcels.

DottyDot Thu 23-May-13 12:17:31

Woohoo! Am positively giddy that I've ended up being a whole £70 under my overdraft this month! Usually I'm borrowing bits of money to try and stay within it so even though it's a whopping £750 limit I'm really pleased. Target for next month is to try and stay under £600 blush

AdoraBell Thu 23-May-13 20:01:07

Glad you enjoyed your niece's Christening Creme

Well done Dotty

Today I spent 6 quids on veg and fruit at the greengrocer's instead of the supermarket. Just need to pick up some chicken after the school run and that's me done, unless I can locate the shop I need for foot related things.

CremeEggThief Fri 24-May-13 16:49:13

Thanks adora, and keep up the good work, dotty.

£2.89 today, on posting a couple of large letters.

ExasperatedSigh Fri 24-May-13 22:44:39

Well done Dotty!

£47 in Morrisons yesterday, whoops - got a bit fed up with total austerity and chucked in a few minor treats. Amazing how it all adds up.

NSD today as I was hungover feeling rotten and it pissed down all day long, so had a duvet day with the kids smile

Just another week of total skintness to go! Shame it's half term week.

Will have a bit of a spendy week as it half term. Although we not going to expensive I need to get picnic bits for lunches out.

We going to the Zoo (my sister buys yearly tickets for christmas) so only cost to take car in. Wednesday we going to harry potter again this was a christmas present with the girls then we going to a car museum with ds but should only be about £20.

DottyDot Sat 25-May-13 08:21:19

Ah. EPIC fail yesterday - forgive me Miserlies...

I was at a work thing at Lancashire county cricket ground and I'm a huge cricket fan. While I was there I co-incidentally got an email from LCCC telling me they'd just released more Ashes tickets for August. It was fate..!

So I bought myself an Ashes ticket as well (woohoo!!) as some Lancs County tickets for me and ds's.

I'm really excited and feeling slightly ashamed of myself all at the same time blush

northender Sat 25-May-13 09:16:29

dotty which day for? envy I had the same email but we decided to buy Day 5 tickets a couple of weeks ago so I resisted! It'll be well worth it, a great treat.
I've not posted for a while as life has been so hectic. Spend wise not disastrous but not the best either. dc are off for 2 weeks so dh and I don't have any time off this coming week but on Friday we go away for a week. 2 days at friends in Somerset and then the rest at sil's in Devon. So cheap accommodation (paid for in wine and cake probably!). We're going out with pil one day which is some tickets we bought them for Christmas (a train, boat, bus round trip type thing). That will be about £50 for us but obviously in top frugal mode we'll have packed lunches, snacks and drinks with us grin. The other days will, weather permitting, be outdoorsy so cheap.
Today ds is doing cricket scoring. Gets paid £15, not bad for an 11yo?! We'll go out for a walk and do some gardening I think.

Have a good weekend everyone smile

Fluffycloudland77 Sat 25-May-13 13:22:08

£78 on shampoo & conditioner, but they are aveda litre sizes and will last me ages. eBay is my friend.

I used to think I had great hair, then I switched to cheap shampoos and realised I have crap hair and great shampoo.

I've found a few recipes for homemade dishwasher powder, you can't get proper borax cheaply anymore but washing soda, citric acid and I think it was bicarb seem popular. Still got loads of daisy powder left but the animal testing bothers me.

Fluffycloudland77 Sat 25-May-13 13:36:23

Ooh proper borax is on eBay now.

prissyenglisharriviste Sat 25-May-13 16:29:44

Hello - I've missed a week or so (Tis po) due to rl crazy, but checking in to see what I've missed. We ended up not going to the city last week as planned, so have to go today to sign mortgage docs. Am slightly terrified there will be a last minute glitch.

Am also intending to hit Costco for supplies, due to local prices. Any tips on bargainous stuff that is likely to make it worthwhile?

Am doing well at work with not buying lunches, and last pay seemed to reflect this! blush only about $50 difference, but I broke the magic 1000 line for the first time as a result. <sigh>

Have been looking round to see if I can find anything better paid, but am reluctant to leave this for the unknown... It took me 18 months to find this job...

Fluffycloudland77 Sat 25-May-13 16:52:47

Free listing on eBay this weekend.

Olive oil and tea is cheap in Costco.

prissyenglisharriviste Sat 25-May-13 17:04:25

Olive oil! Yes, definitely - they are now on my list - thanks!

If you have a dishwasher check the price of tablets last time I went I got 2 boxes of 84 for £12.

I also get fairy conditioner and soap powder.
I like the packet of 3 wipes - Orange/lemon and fresh air.

I also like their meat I normally get chicken fillets/thighs and their belly chop things.

For cooking I get their vanilla extract, chocolate drops and flour p/SR.

I tend to take a list of what I looking to buy with price and quantity so I can compare.

CremeEggThief Sat 25-May-13 17:30:37

I had to go into town to use the bank and drop DS off at the statio, where we met his dad, so spent £4.60 on bus fares; £10.30 on lunch and 54p on a nice baguette. So £15.44 altogether. Spent the afternoon reading in the garden, as we have a rare glimpse of sun! smile Hoping for an NSD tomorrow.

Enjoy your weekends all. smile

CremeEggThief Sat 25-May-13 17:30:57

station!

DottyDot Sat 25-May-13 17:44:02

Day 2! They released a load more tickets yesterday for all the days - might still have some?

Rosvita Sat 25-May-13 19:45:04

Hi all. Well been a bit spendy but did quite well today with a trip in town and just spent £1.60 on parking £5ish on a load of cards for Father's Day,birthdays etc and £23 in primary on new towels for the kids and a cool bag and picnic rug for picnics.had been after a picnic hamper with cutlery,plates etc but not really practical I know so managed to spend just £11 instead

http://m.bhs.co.uk/mt/www.bhs.co.uk/webapp/wcs/stores/servlet/ProductDisplay?beginIndex=0&viewAllFlag=&catalogId=34096&storeId=13077&productId=8697212&langId=-1&categoryId=&searchTerm=Hamper&pageSize=40

Rosvita Sat 25-May-13 20:23:15

...Of £45 on the one I'd been eyeing up (above link). (Stupid phone posted too soon.)Still in love with it though and really want it even though I'm not sure we'd use it! Snack for kids in town crisps reduced to 10p and 20p fudge bar each with boots points so nothing spent there.

takeaway2 Sat 25-May-13 20:32:54

Hello! Think it's day 5 of NSD. I'm back from work travels. Actually think I achieved 2 NSDs whilst away. Wednesday and today. Thursday bought a dress for me 40 euros and a couple of things for kids 8 euros. Friday another couple of things for kids 3 euros. Other than that I had 2 NSDs which takes my total up to 6. Bad...

Dh went shopping today to do the big shop and impressively he achieved £34 at Aldi's. I'm really impressed. So roll on next Friday when I get paid.

Till then it'll be quite tight.

Fluffycloudland77 Sat 25-May-13 21:16:36

I bought a hamper in homebargains last year, it's got proper plates etc for four people.

It was £20 iirc. It's nice but dh says you feel a bit of a knob carrying it to the picnic areas.

Rosvita Sat 25-May-13 21:33:28

Thanks for opinion on the hamper fluffy-I think I have visions of a sophisticated picnic out of a magazine or something!who knows whether the weather will even be good enough this summer for many picnics!also I don't know what you're meant to do with the dirty plates,cutlery etc once you've finished if there's nowhere to wash them etc as surely they dirty the interior?!plus when I normally take lunch with us it's normally stuff you don't need a plate for.i usually shove it all in a carrier bag so a £6 primark cool bag is an upgrade from that at least!aplologies for hijacking thread.not long til pay day for most of us now girls thank goodness!

Fluffycloudland77 Sat 25-May-13 22:13:27

Plastic bag wink

prissyenglisharriviste Sat 25-May-13 23:55:43

Got to Costco - olive oil, tea bags, wipes, dishwasher tabs and meat. grin

And loads of bread products various for the freezer. grin

And we managed to sign the mortgage paperwork without incident, so I feel a bit more like the move will go ahead, whatever happens with jobs!

We have a picnic hamper somewhere - we got it for a wedding present. I think we have had it for 15 years, and I don't recall ever using it. Like, ever. I don't even know where it is...

ArtemisatBrauron Sun 26-May-13 14:19:40

last day of my eBay listings today - it is so different on there to how it used to be, 2 summers ago I made about £550 selling stuff (admittedly it included tech stuff like 2 old ipods etc, but still) and this week there has been so little traffic on my listings. I wonder if its postage or just people feeling the crunch?

I should make about £30, hopefully I have estimated the postage right though otherwise it will eat into my profits.

MrsDeVere Sun 26-May-13 14:27:58

I listed 16 things and only sold 2.
I usually sell at least two thirds of whatever I list.
Its really buggered up my plans.

CremeEggThief Sun 26-May-13 18:49:32

NSD at last smile.

Only sold 5 of my last items on eBay and 11 didn't sell, so straight to the charity shop.

Don't think I've got anything left to sell after my 3 items listed currently. Hurrah!

AdoraBell Sun 26-May-13 19:19:29

I spent some money on Friday, think it was about £12 in the supermarket then £30 in the pharmacy getting a cream for my spasmed back and some natural-non-sleep-inducing chill pills. NSDs Sat and today. Tomorrow I have to wait in for something so Tuesday will be the spending day this week. Have finally located the shop I need so I hope to get the foot support things for DDs. No idea yet what they'll cost.

I'll catch up later, need to get on now. I'm turning a jar of home jam that didn't quite work into bread and butter pudding.

CremeEggThief Mon 27-May-13 16:56:04

Another NSD. Can't remember the last time I managed two in a row!

Fluffycloudland77 Mon 27-May-13 16:57:39

I cant remember the last time I had one in a row.

CremeEggThief Mon 27-May-13 17:03:49

I think this is only my 3rd of the month, fluffy smile .

MamaTo2FabBoys Mon 27-May-13 18:50:49

Just back from my mums caravan. Had a cheap and cheerful time but only managed 2 nsds so on 11/16. This means I cant make my target but will just keep plodding on.

takeaway2 Mon 27-May-13 20:35:21

NSD no 7! Impressive given that it's a bank holiday. We went to a birthday party in the morning and then to a park in the afternoon with some friends. Friends got the kids ice cream so it's an NSD for me. grin

Tomorrow should be NSD too as will bring lunch to work. I might just make it to double digit NSDs...! Happy rest of the week. It's so much nicer when you know it's a 4 day week. Even though with my schedule at the moment I probably need 5 days this week just to complete deadlines. hmm

northender Mon 27-May-13 22:50:55

My work feels like that too at the moment takeaway sad . I go on a weeks annual leave on Friday and have no idea yet how I'm going to get to Friday.
very impressed with all your NSDs, well done. This week shouldn't be too bad spend wise, fingers crossed.

northender Mon 27-May-13 22:51:19

My work feels like that too at the moment takeaway sad . I go on a weeks annual leave on Friday and have no idea yet how I'm going to get to Friday.
very impressed with all your NSDs, well done. This week shouldn't be too bad spend wise, fingers crossed.

northender Mon 27-May-13 22:51:40

Oops grin

AdoraBell Tue 28-May-13 00:44:08

I spent a bit too much today, considering I said tomorrow would be my spendy dayblush. Met OH in town and had a spot of lunch, he paid. Then had to use the expensive road to get to school (because OH's meeting ran on and he was an hour late) then popped into the local supermarket.

So, roads £1.20 into town and £2 coming back - OH did am school run
£34 in the supermarket. No frivolous snacks but DDs did persuade me to buy ready cooked from the deli counter for their packed lunch tomorrow. I'm still having trouble moving so they don't want me to have to cook for them, bless them. It's hammering down here and due to continue for a couple of days.

Good luck with those deadlines takeaway2 and I hope you get everything done before your holiday Northend

AdoraBell Tue 28-May-13 01:39:16

And now schools off tomorrow due to the storm that's approaching us shock so I may not be able to update, certainly won't be driving anywhere until it calms down.

ExasperatedSigh Tue 28-May-13 07:00:22

Had more of a spendy weekend than anticipated due to an extra £50 arriving in the joint account, from Yougov surveys (only took me about ten years to earn it). So went swimming on Sunday and had a lovely day out at a castle yesterday smile

DH found an expenses cheque that he'd forgotten to pay in as well, so that should see us through to Friday.

CremeEggThief Tue 28-May-13 11:42:36

Stay safe adora. X

takeaway2 Tue 28-May-13 11:59:07

Thanks all. Adora - do stay safe!

I'm posting whilst waiting for my computer to reboot. Argh. Have managed to sort some of the to do list. Had a few more added since 1030 this morning. Stress. My administrator is on leave for a week.

Just opened the big major thing I need to do and it's looking massive. Damn. I have a meeting that I'm not sure will be too beneficial this afternoon so this gives me exactly 3 hours to sort some of this major stuff out. hmm

Fluffycloudland77 Tue 28-May-13 14:46:37

Had my refund for road tax today, £43 to go into the bank later.

Using up left over potatoes tonight as wedges! Wish I'd thought of that before.

I need cheap plates for the cat now that dh has used his old ones for mixing acid on and I broke one a couple.

Keep on frugalling, if a witty person could start a June thread that would be fab.

MamaTo2FabBoys Tue 28-May-13 19:05:48

Everyone sounds busy, busy this week. I managed a nsd today so am pleased 12/16. Hoping to get another 1 in before the end of the month.

ArtemisatBrauron Tue 28-May-13 19:30:10

Trying to get our supermarket shops down so meal planning and leftover eating this week!

We are having 3 days out (half term) but bringing own lunches each day to save on spending money - only spend today was £2 in sainsbury's on ice packs to keep our lunch cool tomorrow!

AdoraBell Wed 29-May-13 02:03:47

Signing off May with a moderate spend, rain let up so we went to get a few errands done. I have already reported my £20 supermarket spend on the June thread, I refuse to spend anymore money this week so I am ending March and beginning June with NSDs, not sure how many I've had this month now.

Schools are open again tomorrow, I think the rain didn't cause as much wide spread flooding as anticipapted although it is still raining and set to continue.

MamaTo2FabBoys Wed 29-May-13 16:26:46

Done a good shop for £30 after my vouchers came off so quite pleased. Off to have a look at the june thread now.

CremeEggThief Wed 29-May-13 20:29:47

£1.50 on bus fares (and £59.45 on online Sainsburys shop, which won't come out until next week).

takeaway2 Thu 30-May-13 13:51:28

I think it's a NSD today - smile and some good news. I received one of the two credit card bills, and today's one was under £200!! this is from a usual of £800 a few months back, and then down to £400 and now sub 200. I'm really happy. This was through shopping at aldi (therefore not on cc but still looking at shopping bills of up to £50 as opposed to the weekly £80-100 at sainsbos/waitrose). My other credit card bill will come in about 10 days and I'm looking forward to that too because I think other than some spending for work (which has been or will be claimed back) it should be quite small too.

plus, I've sold a car seat on gumtree and the guy is coming tonight. yay!

CremeEggThief Thu 30-May-13 16:48:34

Great stuff, takeaway.

£8.88, on wine, milk, chocolate and a tv magazine at the Co-op.

takeaway2 Thu 30-May-13 16:55:40

oh and there's a £5 voucher off for a £30 shop at Lidl on the Lidl fb page!! I've just printed it off. They timed it really well since most people (like me!) get paid end of month. It's valid till 2nd June.

MamaTo2FabBoys Thu 30-May-13 17:21:07

13/16 nsds so not to bad.

Well done Takeaway. Its amazing what we can do when we put our mind to it.

Fluffycloudland77 Thu 30-May-13 17:27:46

It's a brilliant feeling when debts reduce, it's such a weight off your mind too.

Got to parcel up my eBay stuff later, heading off to Poundworld (Harrods of the £ shops according to them) for packaging.

MamaTo2FabBoys Fri 31-May-13 17:48:45

Well I managed a nsd for the last day of the month so 14/16, which is not to bad as we had half term aswell. ill see everyone over in the june thread now.

takeaway2 Fri 31-May-13 21:28:24

No NSD today. Took day off as its the last day of half term. Kids have been in nursery and holiday club the whole week. Managed to get my work all done by Thursday evening which was great. smile

Spent £5 at cafe (had 10% discount for being resident of city), £15 for lunch (had free starter! And DS v happily asked for tap water which was great as it saved me £5 for juice! And then an impromptu BBQ with friends and so paid £9 at m&s (as was the nearest store around) for coleslaw, bags of salad, bread buns and profiteroles... £29 in total which is fine seeing that I've apparently shaved off £600 my credit card bill!! grin