Austere April - Frugaleers continue to the next quarter!(401 Posts)
Come and join us for another frugal/thrifty/down-right stingy month!
I'm in!! Have had a few NSDs each week which is great and have eaten through some of the older freezer stuff. Will have to run it down further and hopefully with work being less hectic ill have more time to cook and think...! Travelling up north to visit family so that'll save a weeks shop but no doubt will spend on eating out. Hopefully will sponge off grandparents!!!
Me me! I am doing shite at economising. I thought I had my grocery shopping under budget and in a once a week shopping routine. I am delusional.
However....my budget luxury find was a posh lunch from lidl of a Camembert I baked in the oven and served with part baked rolls and caremelised onion chutney. I think it was under 5 quid and served 3. We do family lunches out really often at about 10 quid a head so that wax a huge cost cut for me I am off up to that lidis to find something exciting for Easter Sunday
I have service and mot plus council tax and insurance restarting on April I need to be v controlled.
I need need need to shift dd1's old buggy it's doing my head in blocking the back hall. Best selling route? Not eBay too spendy
Welcome piemother Have you tried your local FB selling page, or Gumtree? I do quite well selling my DS's bits on FB.
Have just listed over 130 items of the boys clothing, mostly outgrown items, some that just don't suit them. Mostly for 50p-£1 per item, but every little helps! Going to go through their toys and books this weekend, they have FAR too much stuff!
April is going to have to be VERY austere in this house. DH got paid today, and his work have underpaid him by approx £160 The business is struggling, so apparently they have held back everyone's commission until some money comes into the business Hopefully we'll get that money in a week or so, but until then I have £15 left to last for groceries until the 19th when I get paid. Thank God I do a monthly food shop!
Hellloooooo. I am joining to keep me on track. I have turned around my spending in the last two months but need to keep focused especially with the school holidays dawning and (hopefully) spring around the corner. I dont want to fall back in to my carefree, irresponsible overspending. In my head, I liken my spending / lack of self control to gout. Living the good life but totally excessive and ultimately damaging. I have been on Frugal February, Miserly March and now Austere April. My aim is to start Joyous July or All Cleared August when my overdraft will be a distant memory (OK just cleared).
Piemother, try Gumtree. I have had some real success with it - advertised & sold within hours. Some things didn't sell, but it's free anyway.
There's a selling section on mumsnet too, none of us use it though.
Making more laundry gloop later, got 41 washes out of the last lot. This batch will cost 18p.
Hello all,coming over from March thread.well I think I've been doing ok.have spent a lot on food but have approx 15 meals in the house so should only need topping up with bits and bobs for the next couple of weeks.my months run from the 21st-20th as I spend on my credit card then clear it with salary at end of each month iyswim.payday yesterday so have cleared the credit cards for last month and managed to pay £100 off our holiday and left enough £ in my account to have a bit of cash for my night out next week and if a little cash is needed over the school hols.makes me wonder where all my spare £ was going before???!esp as for this month I've put £220 for tax disc and £113 for holiday on my card and still looks like I'm on track to spend within my normal budget for the month.mind you most months there's something 'big' to pay for -eg birthday party,christmas presents,hotel for friends' wedding etc.next month is the mot and service.
Just got £250 left to pay for our hol (only £40 for me left to pay-rest is husband's half!) £550 balance for something due to come out in July but trying to pay bits off here and there as my son's birthday is also July.hoping I'll be in the position where I can start saving soon but can't see that happening just yet.
Here's to an austere april and keep up the good work everybody!
Hello, I need to join this. We need to save hard for building works & a move.
What's the laundry gloop, fluffycloudland?
Hi, have saved some money this month on food, but have unfortunately have spent most of it on new trainers for dd1/ds2 and shoes for dd3, also bought dd3 some stuff in m&s and boots sale, have eaten out at Nandos - so all in have enjoyed my month with money I usually spend in Tesco,s x
However some hard drafting for April - want to be overdraft free for May, so I can just live in my means for the summer with no debts and hopefully save some for days out and maybe a short holiday x
Had a look at gumtree. I will post the pram when I've tidied it up. I looked at the other listings - people down here are a bit optimistic about how much they will get in cash. A friend sold her buzz for 180 - people are asking 250/300 on there! I wish!
Now the weather is on the mend I might try car booting as there is one at argyle ground up the road. I need a huge clear out of crap!
I would like to join, there is a distinct possibility that I will need to give up work due to ill health and then we will have one wage coming in and our income will be cut by a quarter. I only work part time but it makes quite a difference.
littlecottagecomforts.blogspot.co.uk/2012/02/some-handy-hints-little-bit-of-thrift.html Laundry gloop.
I use it on everything apart from naice clothes. They get Alur from homebargains.
I only use aldi bio on the sheets when the cats put mud everywhere, the mud he brings in has a nuclear half life of about 500 years.
I don't add Borax.
Hi again everyone. I've done pretty well since February. My overdraft has been paid off and cancelled, I've cancelled unnecessary direct debits and have become quite good at pencilling in a fortnightly meal plan. Cooking from scratch is becoming easier too but still time consuming at this stage. I'm hoping to very frugal this month so I can pay off my mobile contract (£343) that would otherwise have nearly 11 months left to run. I hope I never get stuck on such a long, expensive contract again.
Rosvita, we are the same. I've paid off my £300 for the holiday and I'm just waiting on DP to pay his half. No doubt he'll leave it to the last minute. he's awful with money. Normally we wouldn't be able to afford a holiday at all so the kids are very excited.
Oh, this month I'm aiming to stick to £180 food budget and £20 on household items. It'll be tricky but I think I can do it.
Re laundry gloop. I definitely have the soda crystals but I have piles of lux soap. Does it matter if I use that? I have loads of lavender oil from my hospital bag unused so it would be free if I made it
I would imagine whatever soap you used, would transfer its smell to your clothes. ooh imagine all your laundry smelling like pears soap. lovely. I guess you just need to be careful about colourings.
I think I will do a test run with some muslins
What's good for Easter in aldi/lidl?
Spent £5.40 today on some potatoes, donuts and 2 bottles of Hi-juice squash. Sponsored a duck for £1 for Cancer Research too. Duck race tomorrow in local park, so shall try to take boys along, our duck could win us £100!!
Count me in. Need help!
Marking spot. Over from Jan, Feb and March threads. Need a very austere April.
Marking place, I haven't paid out the bills yet but totting it up it looks like I shall have a fair chunk to shove in the ISA. DH said tyres will wait until at least the middle of next month (he's keeping a close eye) so ill have time to save for those. Next month may be slightly less austere than I hoped as I bought ds2s cot mattress on the credit card (gets cleared every month) and will get the tyres at some point.
But all in all I'm very pleased with my miserly march. I don't feel we've been deprived but we have saved a lot!
I think for laundry gloop it has to be normal soap, not a glycerine one.
I used tescos value soap this time. With soda crystals from homebargains it cost me 28p and I should get 40 washes out of that.
I'm going to go through my old stuff and eBay the lot, I've got loads of karen millen shoes and handbags I can sell and a few bits of boden and the white company. I bet it's not free listing this weekend.
Marking my place. Am having 7k worth of double glazing fitted this month so have got to be frugal. Its gonna be a long month...
Fluffy, fascinated by this gloop. Do you havr to put vanish or anything in with it? Why dont you use birax? would that make it harsher?
Having had such a bad March, we really need to do well this month.
I've just posted some things off which should result in money back. There were some football tickets, the match was postponed and we can't go to the rearranged match. Also a form for my optician to sign so I can claim £60 back for my eye test and partial cost of the glasses. Finally, I posted my car insurance certificate back as I've found a much cheaper deal, saving over £100.
We've also claimed a tax refund that we didn't know we were entitled to so that's good news. Apparently, there will be a cheque for the back claim and dh's tax code has been increased
I did a major (£150) aldi shop last week but now should be ok for most of April apart from fresh stuff (meat, fruit, veg, dairy)
Going out with friends tonight, think I won't drink to keep costs down, then tomorrow going to my parents' for dinner but am making a gooey chocolate Nigella pud to take so tomorrow should be a NSD.
Am very with Royal Mail as I ordered a dvd boxed set 2 weeks ago on amazon for dd (she doesn't really like Easter eggs). It hasn't arrived and Amazon won't do anything until Wednesday . Same thing happened with a snapfish order at Christmas. Eventually we ended up with two!
Borax isn't sold anymore. It was widely available but now it's borax substitute which I haven't seen anywhere.
I don't use vanish or stain removers. We only wear stuff once, washing up liquid neat on stains tends to sort out most things. I spray cheap bleach on stains on white clothes, sheets etc.
I am so in. after a very successful and frugal Jan and Feb I didn't make a proper plan for march and didn't do NSD counting at all. I may have managed some but I don't know.
I made quite a bit on eBay but respent it all although on stuff we needed dd's new bed for example.
my April nsd target is.......16.
I am also going to be ebaying more, not going out much and trying to turn more off around the house as our bills are crippling :-(
I'm in, need puppy food and a few other bits today, but tomorrow will be an NSD. There will be a vet bill in a few days, one of the dogs managed to slice through his flesh on something in his quest for fresh rabbit.
I can't start April with an NSD as I have to collect OH from the airport, so that' be roads and parking.
Vets bills are always scary adora. Really hope its not too much. I'm always bemused as to why our vet gives the medication to our cats without even mentioning the price. What if we couldn't afford it? We've just found out that one of our cats needs a monthly injection that'll cost us £40 a time but we are happy to pay that if it helps to calm his anxiety. But he is one expensive cat with his specialist food, injections and calming spays.
thingy, my parents got a plug in thing for their cat. From whichever chemist it is that sells pet medicines - lloyds? It really did help.
Yes its called Feliway. We use that around the house but it doesn't help much anymore as he's very stressed. The injection is working well atm though.
I just read that back and noticed I typed "calming spays". Yeah, I meant "sprays".
I think my goal might be 2 nsds a week. Which if I achieve it I will be amazed.
I have 3 more months of mat leave to lurch through so apart from essentials I'm aiming to postpone a lot of stuff until normal pay resumes. Luckily the dds birthdays are later in the year but dm is 70 is June and I need to make a big fuss of her so my spare cash is on that really.
So I looked at all this bar soap I have. It's lux skin whitening! The mind boggles but maybe good for laundry? Whites anyway
I've just been given a new batch of hand me downs for dd1. I can barely move for clothes now! She now has more nursery clothes than I know what to do with but that's pounds knocked off the next 2 years
I think my goal for the week should be putting baby stuff on gum tree.
Can I join in? I lurked through March, neurotically stuck to budget and managed to clear the overdraft and credit card bill by the end of the month and I want to make sure I don't relax my guard and let it all go to pot again in April. I went nuts in Aldi yesterday (yup, it's possible!) and bought three sides of salmon for £30. I have made gravadlax out of two tails, a stir fry with the third tail, hot smoked two of the remaining fillets and wrapped the last one in foil with lemon and parsley and put it in the freezer for another time. I am feeling smug and smelling a bit fishy. I might need to borrow some of Pie's lux-mountain to get rid of the smell...
Back from shopping, £22 in supermarket, V indulgent snack for DDs while out shopping and £70 on puppy food and a comb for when we get Teddy Bear back in a few days. His fur is too long and thick for the brushes available. Vets costs are generally cheapet here than UK - a couple of years ago one of our dogs needed 3 blood transfusiones with 5 days of observation, so a week at the vet's and OH was horrified that it cost us £700, I'm sure it would have been 4 figures in the UK. Anyway, it worked and she's still with us
Been lurking for a while, but really need to get my act together so please can I tag along? Seem to be spending loads on food lately despite being really careful, I need to be having very frugal few months to help pay for our holiday in August. Love all the tips & I'm aiming for 15NSDs
Forgot To say, probably had about 8/9 NSDs this month, but not having kept track I'm not certain. I shall end the month with an NSD though.
Look at the time. Great idea for nsd, have your dc keep you up all night, and I mean from 930pm to now 409. I sure as hell wont be going out and doing much tomorrow. Nor will I be wasting make up or need to spend on laundering my clothes..... . Given the chance, I will not do much at all, hopefully in house clothes all day, make up free, hair in a pony tail relaxing. NSD achieved. I strongly do not recommend it. I will also be recycling 3 of the 12 eggs my dcs have received. 12! Its ludicrous.
And I may eat one in the shtucky (sp?) too.
Tagging along here too. The last six months has seen our income halved (DH redundancy resulted in a move so my job went too) and we are in the process of buying our first house so need to keep on top of our reduced finances. It's manageable but scary because we're used to just spending whatever, whenever.
Could someone please clarify exactly what an NSD is? I figure it's a No Spend Day but how far does that go? No new purchases, or no using things that cost - like petrol already in the car?
Welcome! My dh was made redundant 1.5 years ago too and he started his own practice. V scary but doing ok. Just that we don't have family support so kids still going to childcare (2nd one - older in school) and his income is not certain - famine and feast! All reliant on my income which is fine... But still halved!
NSD can be whatever you want to interpret it. I tend to do it as no physical money leaving my purse/card. So I'm driving to work that's fine but I bring a packed lunch so I don't spend at work.
Can I join?
I am now working and will soon be primarily responsible for supporting the family, although I am optimistic that we will be better off in a year than we are now.
My first baby step has been to turn the heating down.
My biggest challenge will be to stop smoking and my second biggest will be to stop buying convenience foods and takeaway.
I am temporarily a single mum of three who is working full time. Very stressful and exhausting. I need encouragement to make changes. By June, my husband will be back with us, but I will need to support the family as his job is ending then.
One of the free sites, I think it's www.free-stuff.co.uk has an offer for e-cigs. I think its £9 for the whole kit'n'kaboodle. Much cheaper than fags.
When dh gave up the smoking cessation lady said to use two forms of nrt not one, he had patches and lozenges, as one isn't enough to satisfy the craving.
Some PCT's do free NRT, I think dh was issued 2 weeks worth of patches for one prescription charge at a time.
Welcome to the thread!
Thanks! I can quit with willpower and some lozenges. I just have to make up my mind to do it. I've done it before, many times.
I have conquered the shopping, meal planning, using from the freezer etc. this month is raising by selling... not started yet though. But can someone with one of those electricity monitors please tell me how much I am wasting. by leaving stuff on standby and leaving mobile chargers plugged in all the time? In my. head I think it's so little as not to bother. enlighten me. What appliances use ridiculous amount s?
I'm in. Had a really frugal Jan then just completely went bonkers in Feb and March. Aiming for fifteen NSD.
ohhelp, I have heard second hand information that the waste from chargers and appliances on standby is minimal and nothing worth bothering about. Apparently if the plug is warm then it is using a significant amount of electricity but otherwise it is ok. I find the tumble drier and washing machine uses the most when in use and our huge TV probably wastes quite a lot on standby. Hopefully, someone who knows for certain can correct me on this.
Yy to the elec thing - I'm getting much better at switching lights off but I still need to be more efficient with energy use.
Free sites? What are they? Any good?
I'm terrible for meal planning even though I wander around supermarkets trying to do it
I achieved a NSD today. I did fancy going to a nt egg hunt with the dc but I was really good and did stuff at home with them instead. We decorated an Easter tree (twigs sprayed white and hung with little eggs etc we use every year), made nests with melted choc and shredded wheat and then we planted some herbs in pots (already had piles of equipment). Dd1 thought it was an amazing day but then she's over the moon just now as we have new hand me down clothes that included lots of glitzy party dresses and I let her wear several today
I could rein in my spending more if I could convince myself I don't need to take the kids out all the time and spend money.
Welcome to all the Newbies, and good luck with giving up smoking Katy
NSD here as
determined predicted I regard my NSDs as when I spend nothing other than road tolls on the school run. Petrol is only counted as a cost when I fill up.
Tomorrow I'll have school run, toll for the airport and parking at said airport, maybe a coffee too.
March ended ok for me with a couple of NSDs.
April will start off spendy as we're away for 3 nights. We saved money though by choosing a Premier Inn a little further out and cut the cost from £300 for 3 nights to £150 including breakfast for 3 nights. Two days will be spent doing NT / EH things so they're covered by our memberships. The third day we're doing something with friends so we've booked a group deal.
Need two tyres for the car this week.
For me I count NSDs as not actively spending any cash from purse or using card. I don't count direct debits as they would happen anyway and sometimes happen on different days so would be too complicated.
Sometimes we go to a toddler group which costs only 50p. If I don't spend anything else that day I count as a nsd as such a small amount. Anything over £1 I count as a spend
ohhelp You can hire energy monitors from the library free of charge. They are useful. I had one as I was getting a tumble dryer and was truely at the cost of running the kettle. I now boil water and put the extra in a flask for later and although I now tumble dry 7 loads a week by bill has come DOWN £5 per month. I've also realised leaving the tv on stand-by only costs £7 per year.
My March doesn't finish until 12th April when dh gets paid but I think I'm doing quite well. I need to get some stuff on ebay to fund the read of the Easter break.
Welcome newbies and de-lurkers
NSD today. DS's had an egg/choc animal hunt in our garden this morning, then we went to Dparents as it's their 40th wedding anniversary today. Enjoyed a lovely relaxed day. Had already informed everyone that we weren't buying eggs this year, but we scored well on the chocolate front!
Should be another NSD tomorrow as DFiL is visiting. Good way to end one month and into the next
Goodbye March & hello April. April will bring me lots if Ebay success, a good spring clean & declutter, continued success with lean manufacturing in my kitchen (shop to order, minimal stock, zero defects, no waste). To newbies: best tips I have learned so far - you can freeze ham etc, chop up veg & freeze, buy really fabulous nappies, wipes and bubble bath from lidk about half Pampers / Johnsons price) l can live without a weekly trip to a supermarket, nsd are very satisfying.
I also read some car tips the other day : don't fill your tank as the weight will use more petrol, always put in neutral & handbrake at traffic lights, aircon off whenever possible, never but the premium unleaded unless you have a Ferrari (cant fit 3 kids in so had to sell my collection last year!! ). Bring on April - off to cheapy Lidl or Aldi tomorrow WITH list, taking my Ikea blue bag for the trolley. Gosh I have learnt so much in 3months of frugal Feb, miserly March and now this. Will count nsds properly & must cancel green flag £5 per month as now get it free with dealer service. Am feeling empowered
Ended march with a NSD. Gave a few coins at service but other than that its a NSD. For lunch we went to an Easter party. I brought some food contributions but that was it. Children got so much chocolate it's unbelievable.
Tomorrow should be an NSD too so it'll be nice to start April off like that. Invited to another Easter egg hunt and probably need to bring something but the kids will want to bake so I think we will be contributing baked goods!!
Hi everyone, i would love to join as my ex husband has cancelled my boys maintenence so im looking to cut down as much as possible so i can still pay my mortgage and not get in to any debt. Im hoping for 12 nsd this month but maybe hard with the 2weeks easter hols.good luck everyone
welome mama. I'm in on the nsds - 10 for my target. Not today though. If I dont get to soft play and run these boys ragged, we will all go insane. although to be fair, it looks like it might be a dry day so we can get outside. Also need to shop and may be a bit more than usual as we need batteries and light bulbs.
Joining in here too
Trying to be really frugal this month, and pay a bit more to debts
Good luck everyone
I haven't spent anything at all for 3 days, mama I am on your behalf that your ex has stopped paying maintenance.
We are walking to town later, DS will complain but it is only 2.5 miles round trip so he can spend birthday money in Game.I grew up in a non driving household so always happy to walk a couple of miles to get to a place. It's what your used to isn't it. DH wants the house a lot warmer than me. Mil and I both grew up without central heating so she is on my side and we chorus stick another layer on. He says he preferred it when we didn't get on very well.
Need to add, I did out my larder and did a proper stock take. Useful to see where the gaps are.
Can I join too. Started really well last December but have now fallen into bad habits whilst supermarket shopping (picking stuff I don't need). I've had a very expensive Easter weekend food wise but from tmrw will try and cut back. Also, made about a tenner on eBay so am trying to keep going with that. My target this month is to stick to meal plans, use some of my store cupboard tins and have at least 1 NSD a week.
Toasttoppers - do you have a list you use to see what you.need to restock? I am a bit baffled to what staples I should have!
Me too - I really need to get good planning/shopping under control. I made a cake today and realised I have tons of ingredients for all kinds if things. I really need to itemise the cupboards and stick a list on each of what's in them but I have a poorly baby and a 3 year old - half my budget problem is I never have time to get properly organised. Any tips?
Other then having the time to go through cupboards, fridge and freezer so you can work out what you already have. Do you have anyone who could have your dc for a couple of hours so you can do it.
Or maybe do one thing at a time, babies are sleeping.
Sorted all my veggy seeds today, so I'm all ready to start planting once our polytunnel is erected. I really hope this cold weather
buggars off warms up soon, so many things to plant, and the ground is rock hard!
It depends what you cook really, I have frozen soya mince, curry pastes (works out cheaper than sauce), chilli powder, cumin seeds, lots of frozen pulses and veg, rice, lentils, baked beans, herbs, tinned tomatoes and pasta.
I can make curries, chilli, spaghetti Bol, soups and dhals from that relatively quickly and cheaply plus it's better for you than processed food.
But, if you hate chillis and curries then my list would be useless.
Polytunnel. Just think of all the lovely fruit you can grow in that.
I need to get batch cooking as well.
I'm back to work in July I reckon I need to get my shit together by then. I have the right ideas I think, I just need an assistant/nanny so I can actually do them!
My basics are.
fresh Veg - whatever on offer.
Sage and onion stuffing mix
Tinned - Tomatoes whole/chopped & puree,
small tins chopped toms
Beans/spaghetti - large and small
small tins of peas, carrots and potatoes.
part baked bread.
tinned - fruit
Sauces - tomato/brown & fruity
sweet chilli sauce
Herbs - mix herbs/cumin/paprika/turmeric/chilli powder
Veg - peas/sweetcorn/broadbeans/mixed veg
Roast potatoes - left overs from sunday dinners
Yorkshire Pudding "
Leftover - Lamb
Leftover chicken for pies.
I also freeze any leftovers even if it only enough for one
I also always have onions/eggs.
After a pretty dire march I have sold a few bits on ebay and amazon and have bought a breadmaker with the proceeds!
Been and got all the b day cards etc I need for this month (lots sadly) and stocked up on meds etc.
Spent £56 at the co op on Friday and am hoping that lasts til this Friday when I am planning to go off to aldi
I am planning to make a big tray of flapjacks and a jam sponge tomorrow.)
Dh and the dc have planted a small veg plot no idea if it will work or not!
Dh and I are planning some belt tightening too but we can't do much til we cancel our gym membership at the end of the summer (and it means I can still take the kids swimming every day in the summer hols if I want)
We have decided not to renew our NT membership and we have reduced the cable tv package to the lowest one.
I have a wedding to go to and have just bid on a dress on ebay.
I spent £99 in Lidl. I seriously need to do a new stock take and make sure I make it stretch for 2 or 3 weeks (top up with fresh stuff only). That WAS NOT part of my ausyerity measure.
An NSD today but only because my friend who is staying with us paid for lunch and food shopping! She's an old friend (20 years!) and she says she felt bad for living off us for the last 4 days... She probably took pity on me as we have kids and she can see the money just coming out!!
Anyway vv grateful. Tomorrow should be another NSD which will be great. We have a busy weekend with a family wedding. It'll be expensive too as we'd have to pay for petrol to travel up north and several meals out. Hopefully it'll be dinner at pils on Thursday night so only need spend for lunch on Thursday and then Friday lunch and dinner. Sunday lunch and then it's back to the pils again.
Have a good NSD week!
oh dear my first supposed nsd turned into a food shop day. I was still quite good though £52 aldi and £11 pound land.
happy April to everybody.
See, I knew I'd have to spend money. Only parking available at the airport was twice-the-price express spaces, and OH's plane was late. £12 for 2 hours, I know that may be cheap compared to UK airports, but it was £12 I didn't need to spend. Also had coffee and elevensies once OH had arrived, that was £10
Had to refill the car, again, another £70.
Can I get off the merry-go-round? Just for a few days? There's even less coming in this month than last, OH told me after we'd had our snack, then suggested lunch out.
Mama can you do anything about ex cancelling the maintenance, go through CSA maybe?
Hi thanks everyone, he has been threatening to stop it and when i say ill go the csa he said he would stop working and has now gone off on the sick. He split up with his girlfriend so has been horrible and grumpy for the last couple of months. Oh well ill just need to try and manage but its not easy as i used it to help pay the mortgage. I spent £3.75 yesterday on a little farm and easteregg hunt so cheap and cheerful. Hope you get off the merry go round today Adorabell.
My exh did a similar thing. He went to the CSA and tried to get out of paying completely. He tried saying that he had bought a £400 cooker a year before we broke up and as I still owned it then he shouldn't need to pay for his children. The CSA threw his weird objections out and he gave in after a while. Still, he likes to cause as many issues as humanly possible in other ways though. I'd definitely go to the CSA if he is being difficult. It often doesn't get any better. Good luck with it.
I haven't spent a penny so far although I'm preparing for an Aldi shop soon. I have a feeling I could go OTT so I'm determined to stick to my list.
First NSD day (well for me a NSD is paying a little something to Next and not leaving the house lol). I'm having a clearout (see Chat) so keeping busy. Off work this week with the kids, so hopefully won't spend anything!
Pretty I see Wheredid put a good list up which is brilliant because minne is a rather slap dash affair in my head. So thanks to Wheredid I may have to print it out.
A NSD for me, I am sorting out DS bedroom, I have sorted out a lot of toys. It's tempting to sell the lot but I have been helped by a charity recently so am donating to them.
Thats very nice
Alot of my children's mtoys appear to be broken
Sunday NSD complete success. Yesterday I could have managed it but dd2 quite poorly so I did a 14 quid top up shop invade I couldn't get ouy today. I suppose this can't be helped but the local co op is about one million percent more expensive than aldi etc. annoying.
I am house bound with dd2 today so I will manage a default NSD because I can't go out.
I might have a go at laundry gloop if dd2 naps later
That's ok Toast. I find if I have these in my cupboards then i can make most dinners without going shopping. I tend to keep 3/4 tins.
We are popping to the zoo in little bit, which will only cost to take the car in, so about £10, if we take it in. My sister pays for Zoo passes instead of christmas presents for the dc, so we can pop up for a couple of hours.
www.free-stuff.co.uk/ if you scroll down there's a 3 month pass to national art galleries, there's some national trust places on there too.
You have to select "the telegraph" when asked where you heard about the offer.
wow thanks for the art pass. I have just applied. Brilliant.
I am a frustrated frugaleer. got a load of stuff together to ebay / gumtree and, on tidying my bedroom, have put the giant ikea blue bag in my wardrobe as i just have no time. i am determined to try and get at least five posts ready for the next free listings weekend. Are the face book selling pages called facebay? dont seem very active in my area last advert was placed march 5th.
Hi all. March was horribly expensive, as I knew it would be. Lots of family birthdays - DS2 and DH, plus my Mum and others. We have managed to come through it ok though, so we are all square to start April.
Just had our accounts back from our first year trading (DH is self-employed) and there is a bit more profit than we thought so that is all staying in the business as a bit of a buffer against future lean times.
Yesterday we spent £5 on a small top-up shop. Today has been a NSD really, although I'm expecting the garage to ring any minute for me to pay the service and MOT bill on my car before they drop it back. We budget for car expenses like this separately though so it doesn't come out of the monthly pot.
Tomorrow I will need to get bread and milk, so probably £6-7, and I will need to fill up my car.
What about using net mums for selling? Their local pages are meant to be better than ours. Maybe they do selling?
We should do selling on here, it would be just like the small ads but with mumsnetters.
£273 for a full dealer service and MOt and full valet. Not too bad!
Feck me! My dh is motor trade so I get cost servicing, you forget how much it costs.
Good job it passed the MOT. Good price for retail I suppose. But flipping heck!.
I need to go for a lie down.
That is the interim service. Next year's is the full one and is £100 more.
It is a lovely car though, I wouldn't change it. And the servicing is a lot less than many other premium models. A friend pays £800 a time which is v.eyewatering!!
The garage we use have info about a scheme they are in that means that even if you have a warrantied car, you can have it serviced and MOTd at an independent garage providing it meets certain criteria regarding the parts it uses. This is underpinned by law apparently so that you're not forced to have a dealership service (although that's not what they'd have you believe of course). May be worth thinking about though, that's a lot for an interim service even with the MOT.
I've only spent £3 on milk and spices for a chilli and £2 for ds' cricket training. Dh's car goes in to have it's exhaust done tomorrow adding to our list of car disasters this year already. Unfortunately it's what comes of running old cars. It hasn't cost us much over the years so can't complain too much. Hoping for a good week otherwise.
Did a top up shop today bumped up by shaving gel. I'm not convinced a man needs 7 quids worth of gunk just to shave, I manage to do it with shower gel at no extra cost. Anyhoo, shopping was £22 and roads £2.40. Shouldn't need much more this week.
Hello. Please can I join Austere April? NSD yesterday, so a good start to the month. Unfortunately there was an MOT and small job to do on the car today, so waved goodbye to £102. Have emptied cupboards and eaten everything up now..so will have to visit Tesco tomorrow. Determined to pay overdraft off by end of May. It can be done!
I am counting this as a nsd 1/10. Technically I spent £4 on new toothbrushes for dcs at the dentist but it was coins scrabbled from my bag that I didnt really know were there, so nsd for me. I will have 10 in April. I will.
Hello Pluto and welcome aboard
I am determined to have my 1st NSD of the month tomorrow.
Haven't been on in about a week & liking the new thread & a warm hello to all the newbies (even though I wouldn't count myself as an oldie )
We had a bit of a very last minute trip away to eurodisney last weekend, just for one night, DH had had a bit if extra money come through & decided to book it last minute. His health has been quite bad recently & we are still waiting for final results so he basically said sod it & off we went. Could have spent a fortune there but were very restrained. If he needs an op/ treatment it could be our last trip for a while.
Anyway on with April- another great way to have a NSD is to potty train! Started with DD on Monday, she's doing well but isn't it boring?!
We may go to local garden centre on Thursday (armed with potty & changes of clothes) to take part in one of their craft sessions which costs £3.
Meant to he having girls night out on Friday & am hoping its just drinks rather than dinner to help my budget as well as my diet.
Have meal planned this week & plan to carefully freeze the leftovers we have. Looking at last months budget have worked out petrol is costing me a fortune for the 3 days a week I work- need to think of another solution but I start so early.
Also should have OT going at work again this month which helped me out last month a lot so will see if I can pick that up whilst the going is good.
Epic post! Keep those purse strings tight ladies
Good morning. Yesterday was going to be an NSD but I brought 4 coats to dry clean which cost £15 which isn't bad I think! Today will be an NSD as will go into work for the morning then return home after lunch to pack for our trip up north for wedding. So many things to pack... ! Have a good day everyone...
Adorabell, I bought DP some everyday value shaving gel a week ago and he has been eyeing it suspiciously since then. He has been trying to use very last drop of his old gel before moving on to it. I don't get it, its shaving gel. Its not as if he has to eat it.
Two NSD's so far if I don't count £1.99 as part of the boys pocket money yesterday. A big Aldi shop needs doing today though so I need to be very careful. We checked our accounts and spreadsheets and its looking like a very tricky month. DP is off to a stag do this weekend which will empty his account no doubt. I will try to stick to £180 on food this month, £20 on household items and £0 on any extras.
Well I had a NSD yesterday and will again today. But DH has to buy new bolts for the cot bed a friend has given us for ds2
we have been given lots of bolts, none of which fit but as that's saving us ££ on not having to buy a cot bed I can't complain. (and its a nice whinnie the pooh one!)
So I count today as 2, I may need milk tomo but nothing else and fri have lunch and afternoon at a friends so a NSD there, then big dcs are off to their dads for the weekend and I have no plans so me and ds2 shall just potter!
So by next Monday my plan is to have had at least 2 more NSDs to get us up to 4 so far. I do have to pay the credit card next week but as that is budgeted from last months money I don't count that for NSDs. (And gets paid in full every month so not an expense as I count when I spend on it not pay it off iykwim)
Sorry waffling. I hope today is a frugal one.
This has got to stop!
I've started keeping a little cash book on me, so I always know how much I have to spend, I think it's making me worse. I haven't kept it up to date over the Easter weekend, and just logged onto internet banking to update it £38.09 to Tesco over 2 days...three transactions on the one day! I don't even live in town - its their fault I tell you, for having little bits on offer
I think I may have to do the weekly allowance thing...or I am going to get nowhere.
Realistically, what is an amount that I should use to live on for the week, and spend no more money (I would leave my bank card at home!)
Today I do have to go to Tesco though, as I need a few bits for dinner. I have to get korma sauce, and naan bread and some sausages for the kids.
So angry at myself
Thingy, if I paid you £200 to come and shop & cook for us for a month, I would still be better off than I am now. Where am I going wrong? Do you buy grabables like yogurts? Bet I spend £25 a month on them. gosh that is scary.
AdoraBell, kerp meaning to ask where you are that charges tolls - Ireland?
Ohhelpohnoitsa Do you have a Farmfoods near you? I get muller yogurts from there, usually £1 for little stars, sometimes they have the snack pots (choc balls/yogurt) for £1.49 for a big pack. I always try to get yogs from there
I do a weekly shop for food and try not to go near the shops again. It doesn't always work but if dh drinks all his milk or hoofs down all the crisps he knows where the supermarket is, because I'm not paying for gluttony.
6 bags of crisps in two days! Then he says he he doesn't know where his tummy comes from as he only eats the same as me!. Which I why I don't buy crisps. <ranty>
You know what's cheaper than curry sauces? Curry pastes! I never realised until recently that you use them by adding 2 tablespoons of paste to the pan, plus some creamed coconut in a block for korma obv.
I thought you put the whole jar in and could never work out why anyone would buy them since they are twice the price of jars. Then I realised you get 4 family sized meals out of one jar of pataks.
Dh still has a jar of sauce though, it's more convenient for him.
Oooh thanks for the Fluffy. The Sharwoods jars are on offer atm, so will probably get that today. But will def look into the pastes, as I like to use the slow cooker
Do you do a big shop either once a week or monthly or do you just pop in to get what you need daily.
Usually a big shop weekly, DH picks up milk/bread as required. Have been swithering about getting a massive monthly shop, but don't have a clue what I would buy, as no freezer space
ohhelp, I get a tub of Aldi natural yoghurt which lasts 5 days usually. So possibly £4-£6 a month on yoghurt depending on if I'm just using it for breakfast or adding it to meals. Looking at my shopping list it is very heavy on the fruit and vegetables but light on pre-made products. I think the key for us was to avoid waste. Meal planning, cooking from scratch, buying only what we need for those meals and being inventive with recipes to use up leftovers. This is very time consuming though so its not for everyone. Oddly, we eat so much better since we started being careful. Today's shop will be a big test of my impulse control though, even harder as the children are coming with me.
fluffycloud we are using the pastes too. They work out much cheaper and we can use them for lots of things. On Saturday we are adding it to a curry and then adding some to somosas.
prettyplease its hard to say how much you need each week as we are all so different. I think by keeping a record of your outgoings that will help you to figure out a budget. Meal planning can help stop all of the top-up shops too.
If you want to be really lentil weaver frugal buy a yogurt making machine, not easy-yo because you're tied into one brand then but one that just needs milk.
You can make yogurt in a flask too.
This is moving faster than the March thread. Keep up the good work everyone. adorabell is in Chile iirc.
i've done a meal plan to last until payday hope we can stick to it
Ohelp we're in Chile
I'm not spending anything today, apart from tolls for the school run later.
prettyplease that is one of the reasons I avoid Tesco, too many clothes, DVD's and other non necessary temptations.
We still buy all petrol as cheapest near us is Tesco and then swap clubcard vouchers for deals. Managed to get DS birthday treat at cinema for him and his friends on a deal, saved forty quid.
I am going to nip in to Farmfoods, not been in before as seen it mentioned here and also a separate thread started on it.
Wondering if we have a farm food near us..off to google, we go through yoghurt like there is no tomorrow.
Another NSD here today as the potty training continues. Just enjoying a veg moussaka I forgot we had & found in the freezer.
I am planning to make meatballs for tea tomorrow but there will be too much & I will need to freeze. Any advice on whether it is best to freeze them cooked or raw? <clueless in this dept & still haven't got around to roasting a chicken!>
I do both.
If I have tomato sauce left then I freeze say portion of 6 meatballs and sauce (enough for dc dinner) together.
Or freeze in open trays then into bags once frozen.
lizard - I mostly cook a whole lot in tomato sauce and then freeze the cooked meatballs and sauce together. Makes it a very quick and easy meal when it comes out!
fluffy - when you use a paste, what liquid do you add? Stock or just water? I've always thought the same as you, that they seemed very expensive.
I have just spent £36 in Sainsbury's. £10 was totally unnecessary on Mary Berry's cookbook - it has some lovely looking recipes in it and promises to use simple ingredients, and I'm so in need of some inspiration in the kitchen. <justifys to self>
Also bought a new extension lead for our bedroom because my hairdryer blew up earlier and scorched the carpet, and I'm nervous about the extension lead it was plugged into.
So I now need a new hairdryer. Great.
Those of you that get through loads of yoghurt - can you buy the big pots when they are on offer and dole it out in bowls? I find that loads cheaper than buying lots of small ones, plus it tends to be better quality yoghurt with less sugar etc.
Ali, I just add either passata or tinned chopped tomatoes or fresh tomatoes. You can add cream to the korma ones or coconut milk.
It usually tells you on the jar what goes with what tbh.
Coconut in blocks works out cheaper than tins of coconut milk because you just chop bits off it and put the rest in the fridge.
Again, who knew eh?
I also use Patak's pastes, I get 16 individual meals out of a jar so it's worth the mark up here, I was shocked at how much cheaper it is in Sainsbo's than here though. They tend to require a can of toms and the same again of water, depends which style of paste tho as I think I have one that doesn't work with toms.
Another thing I do is big pots of natural yoghurt, like Ali and mix in either fruit or a spoon full of jam, sometimes both. I like it with chopped nuts and seeds, DDs think I'm weird
Hope you enjoy your new book Ali
yes I have bought a massive bucket of greek yog this week. Not tried it yet. mil coming for tea tonight & we are having toad in the hole with leftover saus, leftover veg from roast dinner and some freshly cooked greens. Hoping dh doesnt say "are these the leftovers" !! doing lidl waffles with chocolate sauce & cream or ice cream. That should make up for leftovers! Meed to do a sock take and plan again - gone a bit off track with the holiday weekend etc. I am absolutley determined to cut down further. I thought I was doing really well so far but £300 is my new target. Will practice this month and start properly 25th
April when we next get paid. Got to do it just for smugness value...... Spent about 30 at soft play - 10 to get in, 6 on drinks, 12 on lunch for 3. That was extravagant!
Aldi have Pataks tikka masala paste at £1.25 a jar (dated until 2016). I bought 5 jars last time I was there
yes I have bought a massive bucket of greek yog this week. Not tried it yet. mil coming for tea tonight & we are having toad in the hole with leftover saus, leftover veg from roast dinner and some freshly cooked greens. Hoping dh doesnt say "are these the leftovers" !! doing lidl waffles with chocolate sauce & cream or ice cream. That should make up for leftovers! Meed to do a sock take and plan again - gone a bit off track with the holiday weekend etc. I am absolutley determined to cut down further. I thought I was doing really well so far but £300 is my new target. Will practice this month and start properly 25th
April when we next get paid. Got to do it just for smugness value...... Spent about 30 at soft play - 10 to get in, 6 on drinks, 12 on lunch for 3. That was extravagant!
If he does just say no it's not leftovers. It's made with precooked food.
You know what's nice in plain yoghurt? Vanilla extract and sugar/table top sweetener. Lush.
yes and if you put it in the fridge overnight it goes like toffee!
Hi all, i had a nsd yesterday as i had some free passes for the softplay and sneaked in our own juice and i had a nsd today as we met up with family at the local park then visited my sister so 2/12.
I didn't spend anything today but DH spent £70 doing the Tesco run - he is much better than me at being frugal, I could easily have spent £100. That food shop will keep us going until next Tuesday...DH is taking DCs away to DGPs at the weekend until Mon eve and there will be enough leftovers for me I think. DH also spent £12 in B&Q - we are doing the garden on a budget. I did a meal plan and dug out some coupons so saved a few pennies that way I think.
Tomorrow is a family trip to the dentist. NHS so in theory shouldn't be too painful (on the wallet that is!).
It is very hard to achieve NSDs in the hols.DH and I are both teachers. Mon - Thurs when we are both at work are often NSDs but the weekends and hols hit us hard.
fed mil all the leftovers while I popped ds3 to the doctors. Came back & all the kitchen is clean & tidy and dmil said it was the most enjoyable meal shes had for ages!! result. Last year I would have gone straight to the supermarket and bought everthing we needed for that one meal - despite what was in the fridge already - feel guests deserve a meal specifically for them (crazy me). Anyway she had the toad in the hole (frog pie we say) and leftovers plus a Jane Asher 39p vic sponge mix from Lidl with nutella enriched butter cream. cheaper that cheap can be.
went to PILs and had dinner there
Didn't get my bits.from Tesco but.did spend 99p on book for DD1
So todays total spend - 99p
Hi all, hope everyone is having a good time off with the kiddiwinkles. We went to our local country park to meet with some other mummies and children and luckily this morning I managed to sell some of dd's old clothes (unfortunately she's outgrown last year's summer clothes grr!-have put in a large order to Next but planning to return most of it as not needed really) so used the money from that to pay for the parking. So only spent out £1.20 towards a coffee.Managed to pay my last £40 towards the hol so only £210 left for dh to pay to clear it then we can close the cc account. Unbelievably I've also managed to start saving (aiming to save £2000 by Christmas-although £1000 of that is to replace savings that I had stupidly dipped into last year) and have saved £60/3% but better than nothing! Spending going ok for this month so far as long as I don't go stupid over the next couple of weeks.
Already counting down until payday (not til the end of the month) so I can hopefully save some more.Perhaps I'm being optimistic though as I still have £550 balance to pay in July for something so hoping to pay some more off that next month, got car service/mot, and need a bit of holiday spending money.
Also debating whether I should pay for Legoland break for son's birthday in July now on their website rather than using Kellog's vouchers and hotel booking site. It is roughly the same price through the website for 2 day/1 night LL as 1 day/1 night doing it the other way but would need to pay in advance now and what if the weather's rubbish on the day or we can't go for some reason!
I have decided to pay the same into my savings as I pay towards pension, hopefully manage it
Oops wasn't finished!
We don't have any savings to dip into, which is not a good way to go, especially with a very old fridge and cooker just keep swimming Pretty...just keep swimming
NSD 2 for me
DH spent £3.98 on bolts for the cotbed we were given but £3.98 for a cotbed is forgivable I feel
I use curry pastes too, just as simple as jars sauces. Oh and if you do want tins of coconut milk go to the 'world food' aisle instead of the normal aisle, they're 69p there in our local one compared to £1.29/1.89 in the normal aisles! this is where I get lentils too as they are cheaper than elsewhere in the shop.
Got to start selling. Ds2 just outgrew his Moses basket
I would like to try these curry pastes everyone's talking about-does it tell you on them what to add?-dh doesn't like coconut although I love a korma so would probably get a medium-spice curry of some sort.thanks.
ohno the meal you did for mil sounds lovely.
prettyplease without going into too much detail I am rubbish at saving!
All the instructions are on the jar Rosvita.
Spent £6 on Tues, and £5 today on top-up shops from work. Shouldn't need anything now until next week
I've always assumed the same about curry pastes, never realised that they worked out so much cheaper. Got to start stocking up my herbs/spices in preparation for chutney making later in the year. Hoping I won't notice the few extra £'s if spread out over the months.
Weeks shopping today , Farmfoods a fiver, including 7kg of spuds for £3 . Aldi £23, Asda £27. Three of us at home this week that included a free range chicken for two dinners a smoked gammon joint will also do two dinners and some for sandwiches and enough lean steak mince for two dinners. Plenty of veg a little fruit, 16 pints of organic milk and then loads of bread, raisin pancakes and bagels for 10 pence a packet, have frozen most of them. Lots of yoghurt and stuff for lunches all week , other stuff as well. I used to shop at a tesco and that would have been about £75.
Thanks Alibaba & where
Another fairly cheap recipient I've been cooking a lot recently is a sweet potato curry- feels very luxurious & indulgent but works out fairly cheap if you can buy sweet pots from the market. I started following the recipe to the T but it was a bit bland for me so whacked in some ginger, bit more medium curry powder & less coconut milk (though am sure coconut creme would work well too) Cooked this as part of Easter buffet lunch at my mums and the whole family said they really enjoyed it- and they are a fussy lot! We aren't that fussed about having meat so it's been good to find some meat free (and often cheaper) recipies.
hello, can i join please? hoping to do some serious purse string pulling. am 7 weeks pregnant - still nervous after mc in oct but fx! so i need to get saving if i get to maternity leave. i earn slightly more than dh and he has lots of direct debits for work equipment so wouldn;t necessarily be able to support us if i was on maternity leave so i need to get my save on. Just DH and I at home (oh and the cat!)
loving all your tips (esp. the laundry goop) and i've done my spreadsheets and written down what big spends we have coming up (weddings / holidays etc). have stopped drinking obviously so will save on going out on the razzle and taxis which is good.
planning on doing a cupboard stock take and meal plan / shop this weekend. we've also started to use our joint account for groceries / household things for the first time this month, we usually put cash into a kitty, but i'm hoping this means we can see online how much we spend and when.
would be interested to know if you do you normally do the same shop each week i.e. same meals each monday eg spagbol, tuesday curry, wednesday....
I'm feeling fairly in control as I've meal planned and activity planned for the children until pay day. If I stick to it we'll be fine. We're having friends round tomorrow so I'll make a pizza and cook chips and put out a bowl of cucumber, tomato and carrot sticks to be largely ignored. Dd has made chocolate nests from ds Easter eggs (they both got too many but she is old enough to count and he isn't so won't know they've gone!) to offer to her friends. So that was a cheap activity today and saved me buying anything for tomorrow.
I've finally ebayed a few bits but need to get some more things listed. This month has been very long and I could do with a little boost.
I used to use curry pastes. They are good but we don't often have curry now as dh and I like them hot and dc like term extra mild. Adding chili at the the end to my portion just isn't the same.
Janie welcome and congrats
I don't do the same meals every week
it would drive me nuts I find it a little boring. There's often a thread or 2 for meal plans in Chat or Food, I'm planning on reading the current one in Food/Recipes.
Tonight we finished the jar of Tikka Masala paste with chicken thighs (cheaper and better than breast) with lurking veg. Tomorrow dinner will be French style chicken, creamy winey sauce with wilted lettuce served with rice probably -recipe from BBC Good Food site.
Thatsinteresting could you add extra yoghurt to DC's food when you do curry? I used to do that with my DDs, plus another extra dollop on top, now they eat it the same as we do, although we don't have it very hot.
NSD apart from roads, I had to check something in town, £2.40.
Dog is back from the vet and we'll get the bill tomorrow.
Congratulations janie. I love variety and trying new recipes so I don't often repeat the same meal on my meal plan unless its leftovers from the day before. Other people prefer having certain meals on each day or they have a list of meals they can make from the ingredients they have and they pick the one they want on that day. It's whatever works for you really.
I spent £81.39 in Aldi yesterday. £79.40 on food for the next 3 weeks of meal plans and £1.99 on washing powder. Today I'm going to pick up a few things that worked out cheaper in Tesco like the smoked salmon offer and ricotta cheese that Aldi didn't have. Pricey items but they are for my first attempt at homemade Ravioli and will only be an occasional treat.
My children impressed me in Aldi yesterday. When they stopped bickering, Ds1 (nearly 13) took the list and crossed off items and offered help comparing prices and quality. Ds2 (9) went off with DP looking for certain items and compared the prices and weights. They even showed restraint when picking their ice-cream for the weekend. This is in stark contrast to a year ago when they'd pester me in Tesco for toys and sweets.
Going to have fajitas for tea tonight, so will be a spendig day today. Will take thr kids to park though so killing two birds with one stone.
Does anyone have a nice easy lentil soup recipe please?
I tend to do
1 - Roast
2 - Rice
3 - Pasta
4 - Fish
5 - Mince
6 - Chicken
7 - Picky Bit
As a base then find recipes.
Ebayer profiteerers beware - saw a thread on here last night about how postage charges have altered to account for bulk as well as weight. the op said things she had charged £2.99 postage were costing £5.20 under the new system. I listed something yesterday and will be stung with this!
Have you a bid yet, i'd just end it early and relist with the proper postage. I have stuff on as well
good idea - will do that now. thanks.
11.24 in Tesco
1x red pepper
1x fajita mix
1 bag bananas
1 box tea bags
so going to make lentil soup which will do for luches over wkend
Ohhelp- def edit the listing. You can put reasons underneath I believe for the change in the listing. I you do have a bid I believe you may still be able to edit & if that potential buyer wars to pull out due to change in postage charges they an withdraw their bid.
Another NSD here- potty training day 4. I could def get used to this NS- mum has turned up with new peppa pig pants & stickers for DD!
I've downloaded the Barclays iPhone app to my phone so I can check my balance really easily. It's helping me a lot I think.
Wheredid thanks for your base list of 7 meals- very helpful.
Our meal plan is sorted in a similar way to wheredidiputit. Saturday or Sunday will be a roast which will give at least one meal from the leftovers. Tuesday is always pasta due to lack of time. Thursday always fish, Friday usually burgers, sausage or similar. The remaining days will be curry/casserole/pie/quiche or something else entirely.
I've just sorted my car insurance out. Between dh's and mine we have saved £200
The optician has completed a form for claiming back the cost of my eye test and partial cost of my glasses so I'll send that to payroll dept tomorrow.
I've decided to make sure in April that we claim any money back like that that we can to make life easier. At the end of April I'll get paid for a huge amount of extra hours I've done at work and that will make a massive difference. I don't want to do more hours long term but at the moment we are really short staffed and so there is a budget for it so I'm taking advantage while I can.
Hello, can I join please? I was on the February thread for a while and then have been lurking for a bit so I'm going to try and post more often as it did help me to stop spending as much!
I spent £4 this morning on some top up bits in the supermarket but otherwise won't be spending anything today.
I don't know if anyone saw the National Art Pass free 3 month trial membership offer on the MSE website. It gives you free entry to lots of different places, including lots of National Trust and English Heritage type places, so lots of free days out. It also gives you half price entry to lots of exhibitions. To claim it go to www.artfund.org/telegraph and register. You don't need to put in any credit card details or anything like that.
Great tip Buffty for the Art Pass. I have registered.
Dentist was £42 but have £48 cash in still...I would be really happy if we can stretch this out to last us until DH gets back on Monday evening from visiting his parents with the boys. Train is already paid for so I think it can be done. DS will need some cash for a thing he is doing tomorrow - but he won't need it all!
Also waiting to see if some furniture we are trying to flog in the local paper gets any interest. Keeping everything crossed as EBay didn't generate anything.
I bought a really nice long sleeved soft cotton top for me and a hoode for DS in a charity shop today, grand total of two quid!
Welcome Buffty & thank you for that art pass- brilliant!
Only spent on milk yest. Today will be a NSD unless something goes drastically wrong.
Food shop for me today, got to get enough to last 10 days until payday and here is me trying to be frugal!
Making a big chilli today - at least one for the freezer and one for this evening. The freezer one will be good for that last week before payday!
Just thought I'd update as had a spendier week than I'd hoped for oops!next week of Easter hols is going to have to involve very cheap or preferably free activities.this week kids have been thoroughly spoilt with bowling (half price),soft play with climbing wall session (discounted) and country park (free but £7.50 to park and a coffee).hoping free parks,baking,homework and DVD days will see us through next week.stupidly spent money on 3 Xmas presents (half price) and 2 disney DVDs (bogof) today but should only need to spend about £50 max on food to get us through til 21st when I can spend again.having a girls night in with pizza/nibbles/DVDs tonight so should be a good but cheap night.have money put aside for night out next fri but debating whether to drive to save money or not to go at all and save all the money...
2/10 yesterday. done a stock take and keep listing the same 2 tins of chopped tomatoes so yesterday made them in to a delicious pasta sauce with veg, stock and herbs. had some last night and froze enough for 4 meals. Got to do some meal planning now for the week ahead. hope not to buy much at all - milk, bacon, bread, saus and that's it til we need fruit mid week. one dc ill so i have taken my eye of frugaleering. need to refocus. thank god for whomever told me about lidl nappies - probably saved me a fiver with the number i have used in the last few dsys!
been at bit spendy today.
been to costco our 1/4 visit and only spent £200 - we save for this. So that should see us through til July/August.
I may have vastly underestimated our food budget this month. £180 was very ambitious for such a long month with the children home for most of the time. I did a monthly shop in Aldi on Wednesday £79 and spent £31 in Tesco today for items I couldn't get in Aldi. That doesn't leave much to last the rest of the month. However, I have all the ingredients for a months worth of meal plans so the only things we need to buy are dairy, fruit and veg as and when. This will require a huge amount of willpower though. I'm cautiously optimistic that I can manage it if I avoid shops and recipe books.
How do you go about creating a budget? Does it change each month?
I wondered that too Thing...i put a post and some people take 200 a week out as spends i dont have 200 a week lol. Afer food shopping we probably have about 60 in bank
Today is a NSD finally.
We're having the external woodwork painted today and tomorrow, it is costing £280. Really needs doing though, no point saving money and letting the house fall apart else things will start costing £XXXXs to fix.
We had a nice wee day at the park and then had a friend visiting so nsd number 3. 3/12
NSD 3 today. Went to friends to play
dcs not me and have lunch. Felt mean to turn up empty handed, I normally buy wine, but being frugal I raided the cupboards and made a chocolate cake with butter icing still have 1/3 left for the weekend.
I did joke about using our Easter money for a takeaway but I should really cook, I'm just being lazy.
Does anybody know the best ISA rates for tax year 2013/2014? I need to start looking into it now my rates gone down to 0.25%
Moneysavingexpert will have all the rates on their site.
NSD on Thursday. 69p today on Friday donut habit
DH is getting paid some of the money that his company owe him tomorrow, in cash, so need to go to the bank and pay that in. Have gone over our overdraft limit
thanks to their fuckup so am currently being charged £5 a day I shall be charging this back to his company as I am fuming
Just have to avoid going into any shops while I'm up town!
Have sold £21.70 worth of kids bits on local FB page, with another £5 coming tomorrow. Will re-invest £2 into some bits for DS's Bday in June, and save the rest towards days out in Summer hols.
Had a good day on eBay yesterday, I made about £16 after postage and packaging, not too bad! The kids made £53 they sold some old games and books to buy Skylanders, which i found for £35. So hopefully we wont need to go out for the next few weeks Didn't get food shopping yesterday, so was a NSD (i dont count the skylanders as not my money). Got to go today though, enough lentil soup to last us today and tomorrow
Will be a NSD no 2 for me today. Have all I need in the fridge and cupboards. Going to treat myself to a trip to the garden centre though as I was given some vouchers for my birthday.
DH has taken the DSs to visit DGPs. They won't be back until Monday eve. I am planning a mega blitz and declutter in the house and seeing what we can try to sell at upcoming car boot.
Oooh car boot season is upon us
Spent £61.46 at Tesco. Used my shopping list, and have everything i need for meals up to and including 15th fingers crossed! Obviously, will need to get milk and bread but hopefully nothing else.
Right today I have my bi weekly asda shop and bits to do in town including a new duvet as ds2 had a poosplosion over ours this morning and it is non recoverable. Shall be as frugal as possible.
I've just signed up to loveil.com via topcashback, I've applied to them to match quidcos offer of £18.
I just have to watch 2 hours of streamed telly so I'm watching despicable me. As you do when you're an adult
Despicable me is awesome, number 2 comes out in cinema in July, I might have to take dcs!
Spent £6 in poundland today - £2 on Bday pressy for DS's friend and £4 on pirate bits for DS1's Bday in June.
£1.50 in charity shop for next-size-up jeans for DS1
£4 on snack in café as DS's had been so good around town
£8 on top-up shop in Morrisons.
We are lucky to be going away for the week to my mums caravan with family today. We have done a large shop and have all put money into a purse so I shouldn't have to spend anything else while im away. Yeepee, this will work out cheaper than being at home as I wont have to do any day trips ,use gas or electric etc. Hope everyone has a cheap week.
Week in a caravan sounds lovely. We were away over Easter and had a really good time and only spent about £25. This week is going to be lots of trips to the park/library and may be a few craft afternoons if I can face it.
I've just used the last of my milk powder and sugar to make a loaf. I have £4.33 of my revised, self imposed groceries budget to last until Friday. I will need some more milk but think I'll get sugar too. Really pleased that the end of the pay month is in sight and I've still got enough to feed us all until then. I will sit down tomorrow night and do next months meal plan.
I've put some stuff on ebay but with the increase in postage I'm not sure how much will sell. Our local fb pages are awful so if things don't move on ebay I might try the other parenting site.
IsThatTrue this is probably too late now and you have a new duvet, but our DDog had a pooplosion on my bed recently. I soaked the duvet overnight in bleach in the bath, then took it to the launderette the next day. I took my own wash powder so it only cost £5 to wash.
However, that's me - and I totally understand not wanting to sleep under it again!!!
Count me in! I am overspending on Amazon and Ebay. Mostly on things for my DD. I am starting with 9 NSD for this month, 3days a week till the end on the month starting tomorrow. Hoping to do 14 next month, depending how I do this month.
I have an attic full of crap, how do I get rid of it? Boxes of cheap ornaments, some toys, old duvets etc. I have never made much money on ebay. Has anyone done car boot sale?
Hello Satine. We have done a couple of car boots in the last couple of years. First was really successful but the second was hopeless. I think we got rid of all our decent stuff at the first one. We're doing one on Sunday as long as the weather is OK. Anything that doesn't go will be tipped / charity shopped straight afterwards.
£20 on petrol today. Won't be enough to last until payday but it will go a long way hopefully. No other spending happening today though.
Thanks Pluto, can I just ask how you priced things, i.e. what was your most expensive item? I have heard nothing over a fiver shifts, but maybe it's a myth?
I have finally listed a few things on ebay but it is sloooow. I think I will try gumtree too. got some housey stuff & kids stuff. Had a meeting today in a gastro pub type thing and bought the drinks - two coffees (normal ones not flouncy ones) and a coke. guess how much - I rhought I misheard him...... £9.20. NINE POUNDS TWENTY.
ohhelp that's ridiculous! I must be getting out of touch with the real world through all the frugalism, that's bonkers for a few drinks!
Ouch at those drinks Ohhelp
Another NSD for me today <polishes halo> but yesterday was groceries and stuff for OH's office. Donut brought the towels etc home to wash and lost the bag between the lift at the office and home. WE spent £130 in the supermarket and I will need to top up midweek.
Tomorrow will be just school run, my purse is clamped shut for the next couple of days.
And Yes, Despicale Me is a fab movie
When I go to Costco the huge catering bags of branded tea bags work out at 1p per bag. It's why I insist on taking a flask everywhere on days out, £1.95 for a pot of teas ridiculous when you realise how much the consumables are costing them.
Your paying for the high cost of the rents for these places.
Just got back from my week away. Spending wise it wasn't too bad.
NSD yesterday and one more week of the holidays to get through. I'm hoping the sun comes out so we can make the most of living by the beach! Might do a few EH / NT things to make the most of our membership.
The price of drinks is certainly shocking. I've noticed that any sort of coffee is generally over £2 now, even machine coffee in a pub! I haven't bought a takeaway coffee since before Christmas. I don't even miss them anymore!
I need to do my monthly Aldi mega shop this week. Eeek!
We are in the midst of our few days away. First stop on the motor way, for lunch it was £18 at KFC?!!! And then another £18 on stuff at wh smith. Kept the kids quiet for a while though.
Dinner was at the pils.
Friday made it to the travel lodge. Had lunch out which cost another £16. Bought a fascinator for the wedding and a wedding card. Also got some half price costume Jewellery (£7) and some chocolate lollies for the kids. Free pack of Percy pigs too!
Dinner was free. Paid for by the parents of the bride but had to get parking(£2.70).
Saturday was day of wedding. Started paying for coffee and tea cake for a man who looked homeless (turned out he was turned out by the hospital because he was 'better'). £5. Then bought some lunch at sainsburys.
Headed off to the church wedding and then wedding breakfast. Paid £4 for taxi back to hotel.
Sunday went for lunch £30. Then to pils. Haven't spent any money since then. Dh went to pub with his family - that's ok. It's his money!
Happy week ahead everyone.
Just spent the morning making a meal plan to use up leftovers, odd veggies lurking in the fridge and to pare down some of the stockpile of dry goods in our cupboards...yesterday's tidy-up unearthed 4 (FOUR!) open and half-done packets of lentils, two of corn flour, 3 of rice... the list goes on.
Resolutions have been made to CHECK the cupboards before buying things and opening them. Should be an NSD today - just tucking into some chocolate cookies made from Easter chocolate and will have carrot and coriander soup for lunch made from the remnants of the veg box!
I keep a list of what I have in the freezer/fridge and cupboards on the same spreadsheet I use from menu planning . Yes I am a sad person, who has no life.
Coffees out really are a rip off. Don't really do them but DH likes the occasional Costa which he is being weaned off - he wants to save some £ as much as me.
Satine tbh I can't really remember how we priced things up as it's over a year since the last boot sale we did - but I don't think we had much which was worth more than about a fiver. I remember we sold some swanky headphones and DH's old camera for a good amount - I think we got about £40 each for them. I tried selling my CDs but I must have wanted too much for them (I think I was asking £3.00) as none of them went - but I was happy to bring them home and now DS likes ripping them. This time the most pricey item we want to get rid of is a plastic trolley (trendy designer thing) which I'll try to get £20.00 for, and a standard light which I think I'll price up for a tenner. The rest will be mainly books and toys all for under a fiver. I have a nice wooden rocking horse for a toddler that might go for a tenner. I think I'll display some photos of the furniture we're trying to sell and see if anyone wants to bid on it.
Did the weekly shop today - found a 10% off card for Waitrose that came in the post and saved £13. Should see us through until Sunday.
Topcashback price matched my lovefilm cashback, it was really easy. I thought it was difficult then realised I was being a bit thick.
Which is pretty much my life summed up.
To anyone who likes cereal bars approved food are doing a 24 case of Quaker oats with golden syrup bars for £2.99 . Bargain!
I had a £5 off £25, spent £32 (after discounts) but got lots for that. Also sent a recommend a friend thingumy to my mum so hopefully I'll earn some commission.
Good day here, only £1.50 spent on treats for the dc as ds had cricket trials today. Fingers crossed he'll be selected, we find out later in the week.
This week is going to be a mad busy one. Dd is in a play at the weekend with the church am dram group so lots of rehearsals and then 3 performances at the weekend. I've invited family back here after the final show so will make big chilli and cottage pie. Will make huge amount so I can freeze some for when dh's family descend at the end of the month.
had my first experience in a charity shop today. saw a standard lamp in the window and i want one to paint. They hadn't pat tested it yet so she couldn't sell it to me. it would have been nsd 3/10 if ds hasn't spotted
a power rangers uniform! as it was only £2 i am declaring a nsd anyway.
IsThatTrue I love Approved Foods! I spent £35 the last time, I came home to 14 boxes :O
I need to go into town today. So there will be parking, and I've promised DS1 a trip to Costa. The school holidays haven't cost me much so far so I don't mind.
Also need to do a top up shop in sainsbury's, including getting a few bits for my grandma so not sure how much that will be.
my kids love approved food as they get days of playing out of the boxes.
NSD yesterday and I'm expecting the same today and tomorrow. This week is all about seeing friends in the park, visiting the library, dvds, baking, craft things and waiting for pay day.
I spent £20 at Tesco last week so they've sent me a £5 off £40 shop voucher. I'm not going to use it. I also have a 100 point voucher. If they are of use to someone pm me and I'll send you the codes.
only 10 Weetabix left to eat from about 50 (one full and two half opened boxes) I found in the cupboard. I feel a right twit for smugly wandering about with my freezer list and NSD tally chart when I completely forgot to check the cereal cupboard
I never want to see a Weetabix again.
My moneysaving tips for Spring are:
check smoke alarms
clean washing machine filter
Had quite a speedy day yesterday as had to top up the food in the house and petrol in the car-approx £50 but had free picnic with friends and their children at a country park yesterday.yesterday ended well with me winning (actually I was a runner up) a competition and getting a free family pass to adventure wonderland which I will keep to use in the summer hols.only ever won 1 thing in my life before so this made my day yesterday!
Weather awful today - have spent £10 at the butchers and £2.49 on a necklace reduced from £5.99 to replace 1 that was broken so shouldn't need to spend any more today.seeing my grandma and then dvd's this afternoon.I have £7.50 of my budget left until 21st when I can spend on next month's bill.can spend up to an extra £50 though if needed and still be able to pay it off at the end of the month.
President post too quickly! Want to spend as little as possible obviously though.had planned to go out this Friday and have put the money aside but still toying with the idea of not going and saving the money instead.just counting down to the 21st and then payday at the end of the month - always seems to take forever to come around though!
I spent another £35 in the supermarket yesterday as I was out anyway. Trying to balance shopping requirements with petrol use and keep mileage down as service is due in less then 200KMs.
Today should be an NSD
Parking was £1, coffee and a muffin for the boys was £3.90.
Decided to get DS1's feet measured, sure enough they have grown so £40 for new school shoes - argh!
Haven't been to the supermarket yet.
Was just looking back a couple of pages.
IsThat - I've always had my ISAs with INGDirect. The rate for the last couple of years has been just above 3% for the current year, and then dropping to 1%.
They have been bought by Barclays recently though, who I have never banked with - and I need to see what the new rate for 2013/14 will be. And also think about rolling the last two years' up into something that gets better than 1%.
I'm actually speaking to a financial advisor this afternoon so I might see what he says about it.
ouch, painfully expensive day. £25 at Tesco Express, £50 hairdressers and I think I have just bought a climbing frame for £300. ouch ouch triple ouch. On a positive note, as i was coming out of the hairdressers a lady going in said "wow that looks nice, yoi look like a woman in total control of her life". I don't but whay a lovely thing to hear!
Yesterday could have been a NSD but didn't in the end. I went to sainsburys near the in laws as I was going mad just staying in. They had taken us out for lunch so that was free. Sainsburys cost me £22 or something like that. A top for me (that'll cover my tum!!), 3 puzzles for birthday presents for little girls (coming up) and some socks for my dd.
Today we left in laws to come home. Paid for petrol and then lunch. Something like £30 I think.
Tomorrow is a NSD in that I have lunch all packed up for me to take to work and DS will take a lunch to football camp. I will have to pay for football but that is fine.
ali I've looked around and the best I can find (that's not fixed as I need access to it just in case) is 2.6% but that doesn't accept transfers. But Leeds building society have one that accepts transfers and the rate is 2.55% it also only drops the rate if the balance falls below £1 so you don't get penalised rate-wise for withdrawals. There's a branch a few towns over so I shall be popping in at some point soon to open one up (it looks like a lot of faff online as I'd have to print and sign loads of stuff).
Another NSD but only because I forgot my purse! Just about to buy DS his first mobile phone. Found one at Tesco for nine quid. Just for emergencies, can't imagine finding anything cheaper.
Doing well here! Think I can get by this month without a mega Aldi shop so planning to run things down. It's an 18 mile round trip to Aldi so I have to buy a lot to make it worthwhile. There's a Lidl which is nearer so I might pop in there for the few things that I need. Food budget looking good this month so far.
I downloaded the free version of the ireconcile app which someone on here recommended. Takes a bit of getting used to but I think it will be quite helpful.
The mse newsletters all about isa's today.
2 good days here . £1 both days on a lime and soda at the pub (yesterday before a football match, today at my book group). Today a cheque for £210 came from the Inland Revenue. Need to keep this up for a while longer yet but April good so far.
finally set up a new bank account, I went with santander. I phoned specsavers and suspended my account for 3 months, I just need to book in with asda to see about getting a years supply of monthlies.
Even with fluids it's half the cost.
Gah! Spent half next week's grocery budget today trying to get ahead of myself because I'm stressed about money and selling the house.
North I can't find anything lime flavoured here and every time someone mentions it I can taste Rose's Lime Cordial
drives me nuts hope you enjoyed it.
Fluffy am I right in thinking you are a feet person? Could I be really cheeky and PM you with a Q please?
Yes you can but I'm out at work till 4
Two children we know have their birthdays in April. We have cut down the number of presents we give to family and friends over the last couple of years but we really can't ignore these girls. Off to the shops to see what bargains I can find and that will be cheap to post!
Considering its the Easter hols and we could easily have gone out spending to have fun every day for the last fortnight I think we are doing pretty well chez Pluto. But it's a long time til pay day.
I had planned an NSD today but school requires DCs to have particular coloured tops for Saturday, and we don't have anything suitable at home.
Am joining to try to keep my spending under control. Did brilliantly last month, ended up with a bit extra so now feel like I've got a free pass! Terrible idea, we desperately need our savings and I just must stop buying anything extra.
Found a couple of fab DVDs in Pound land a couple weeks ago, Pluto Strawberry Shortcake and Squiglet, each a £1. Good to add to something else like a mini handbag for a gift.
Hello buildingmycorestrenght and welcome
That free pass feeling is lethal, isn't it? I think my OH has it as there should be some money coming in soon, ^but it's not here yet^<grr>
Managed a NSD yesterday, 3 for the month so far which is pretty good considering it has been the school holidays!
Today I have paid next term's fees for music class for DS2, and french for DS1.
Need to pop to Sainsbury's in a minute to get milk and nappies and tea, and I'm about to take the boys to soft play for an hour before dinner which will be £8 plus a cup of tea for me.
Tomorrow the shopping will be delivered but there won't be any other spending apart from that.
Saturday we are going swimming but that is free with our gym passes, Sunday I think I will take the boys to our local NT place for a run around - also free with membership. DH is doing loads of work on his car atm to get it ready to sell - hence me needing to keep the DCs amused on my own for chunks of time.
So Saturday will be a NSD, Sunday I will very likely spend a few pounds.
£40 in aldi today but £30 of that was on wine for this weekend and 2 weeks time when we're entertaining. Am hoping that people will also bring a bottle so it keeps us topped up! I can do chilli and cottage pie for both weekends as it's different people so I feel a major chilli and cottage pie cooking sesh coming on very soon to cook it and freeze some. Am going to do the chilli with stewing beef as I have lots in the freezer and not enough mince. Really trying to keep the costs down but it's difficult as we'll have 4 of dh's family staying for 3 nights plus friends visiting too.
Welcome building. I never thought of myself as a wasteful spender but since I've been doing this I've realised just how much I used to buy that I didn't need. It's still hard sometimes not to spend when you get that urge but feels so good when you can see your finances getting healthier
NSD 4/10. Played at home all day without a squabble or a squeal. Been lovely. Soft play tomorrow which will be expensive but we have been quite frugal the rest of the holiday. Think I need to do an online shop - running v low now after project frugal. might try & squeeze one more week out of the freezer & cupboards but will take a lot of imagination. but that's the point isnt it - bit of extra effort = big savings. I need to stick with it. I havr ebayed some stuff but it isnt selling well yet. Will try to add more this weekend but am seriously consideting a car boot.
£44 on new trainers for dcs but dd has gone up 2 sizes and DS 3 and looked at ds's school shoes which are really worn so they need replacing in the not too distant.
And lunch in ikea £15. I didn't go in the shop though so that's a plus for me.
Having to buy both dcs bikes as they have seriously outgrown their ones. Have measured them up at toys r us and now we're scouring the Internet for good deals. Whereas before we'd have just bought the first one that caught our eye!
A sort of NSD in that I brought lunch to work. But paid £10 for DS' football camp. Ah. Roll on normal work and school days!
I'm joining up. Even if I don't post much then seeing it on my threads might give me a kick up the backside.
Got the requisite tops for DDs, at least as close as poss. Also got a couple of winter weight tops, so £45 in total.
Roads - £2.40
DD has had to go to a classmate's house to study together again. It's such a pain as I'm at the limit of mileage for the service and nearly out of petrol. Luckily another mum has to go that way so is ferrying my DD too. I'll have to pay her petrol money as to bring her home is out of the way. School's annoying me now, no consideration of distance between the DCs they allocate to work together and no prior notice either.
After reading the whole thread I feel a little more inspired.
I need to buy new school uniform next month so have to cut back a little in some areas to allow for that. I'm going to try listing my decent 'clutter' on the local facebay and raise a few quid.
For the last few weeks I've been using up odds + sods in the kitchen cupboards. Almost getting to the last of it now.
Meglet, you sound like you have been frugalising without us!
I have just done a stock take & can manage another week without a big shop as long as I get a chicken, veg, fruit, bread, milk etc. Btw, I am ohhelp - just tried name change in honour of the yoni scandal. Thought I had changed back but evidently not! Have any of you started using a milkman to try an avoid expensive impulsive top up shops? does it work out better? Someone suggested it to me ages ago and I had forgotten about it.
Isthattrue - I would seriously look on Ebay or Gumtree. We bought ds1 a bike last year and it has been used but he has outgrown it and it is in perfect condition, it really is. I am not selling it as ds2 will have it but I'm sure you'd get a good one (or two) second hand.
oh bloody hell. I did a name change now cant get back. oh well. Fruga l people have you all seen the thread for "free mooncup thingys" - Boots offereing freebies.
Adora WTF? Surely school can't dictate what goes on outside of school hours?
I will have to spend something today after all. £1.09 to collect a birthday card from the post office for DS2 - my brother didn't put enough postage on it. I'm very tempted to invoice him
Ali I assumed that Adora had something going on at her dc school so they need a certain colour top.
My dc school seem to have one day a year where the children have to wear a certain colour depending on what team/there doing. And it always a colour top we don't have.
Good luck with getting your ds card (happy birthday). I had this with one of my dc cards. The man in the post office gat a bit shitty because she didn't have any ID. I pointed out as she was 6 she didn't have anything other then a Zoo pass. The man next to him told to stop being so stupid and give dd her card.
Ali my thoughts exactly, but there's a
forced fun day and they've decided pupils have to be in "house" colours, but not uniform. This is standard for the end of year event, but hey let's do it for the beginning of the year too.
Adora I know what you mean my dd's have a large range of coloured tops but I can guarantee the school will ask for the one colour they don't have.
Adora it was more the issue of them dictating who they study with outside of school that I found a bit odd - never heard of that before!
Hopefully the tops will still fit at the end of the year, or is that being too optimistic??
I spent £10 in Claire's accessories today but bought £76 of stuff. They have a sale buy ten things for £10. There are plenty of pairs of horrible cheap earrings but I have bought really sweet hello kitty make up sets and nail varnish sets for my nieces for Christmas.
Paid DS and his mate £4 each to wash my car and all the downstairs windows. They are only 12 so were vey happy with this. They did a really decent job as well.
Aldi later for a weeks shopping, for three of us budgeting about £50.
Spent £48 at the garden centre (what??? It was raining..) where we bought 2 bird houses, some bird feed, grass seed and other things. Other than that we ate at home, managed to clean the house (deep clean bathroom and toilet) and vacuumed the house.
Had passive aggressive email exchanges with idiotic colleagues on emails. Argh.
Tomorrow will be doing work stuff in London. Kids and dh will hopefully not spend any money and if they do it'll be on things like wall paint for our hallway!
Wow Toast fantastic deal at Claire's, well done.
Ali with the way my two are growing it's unlikely that DD1's tops will fit. She's out grown the shoes we bought in Feb already.
Re the home study, it really is a case of "you, you, you and you, do X and hand it in tomorrow" I have spoken to the school about a few issues and apparently the problem is me being foreign - I just don't grasp the way schools operate, said with a PA smile.
I'm popping into the shop after the school run, just a little top up, will report back later.
Bought fish and chips for tea tonight £15 . I think its only the second takeaway of 2013 which is really good going for us, 2 takeaways and one meal out.
Have spent £23 on tickets to see dd in a play this weekend. She's only 8 and it's the first thing she's done like it so we're making sure one of us is there each night and then going en masse on Sunday. She's definitely worth it and it's cheaper than drama classes [frugal].
Off to make cottage pie for Sunday's supper now.
I have a quick question re bolognese if I may...
I tend to batch cook about 1kg of mince (2 packs of pork and beef, or pork and quorn or some variation of the above). This makes for easy food from the freezer at least once a week.
I have a pack of quorn in my freezer and no meat. I could go to the store and get a pack of meat mince. Or does anyone cook with quorn and is able to tell me what they put in the vege bolognese sauce? I have vague ideas that people use lentils? Help!
I do add celery, carrots, onions and garlic to the sauce together with the mince and of course tins of chopped tomatoes and some herbs. So I will be adding those to the quorn mince too.
Thanks in advance!
You don't need to add lentils to quorn - I usually use it as I would beef mince and make bolognese with celery, carrots, onions and tomatoes etc as normal; if you wanted to bulk it out you could add some red lentils maybe, but I've never tried that!
Same, I use it in the way that non-veggies would use the meat in a bolognaise. I add a teaspoon of marmite to the bolognaise too, for extra flavour.
Naughty Adora being forrin. You must try harder with that.
bessie second the marmite, very yummy! but have to do it while DH isn't looking as he doesn't "like" it, but loves the bolognese with it in
I also sneak it in when nobody's looking
secret marmite is the best marmite
just hit 2/16. woe is me. my target is not looking achievable this month
My official frugal target for this month was to try and only spend £100 on food for the month (me and 2 young DC's). We're almost at the middle of the month and I have £10 left .
although I've lasted longer than I thought I would.
My thrifty food shopping is always scuppered by my IBS or illness, which naturally requires nice comfort food .
You've done pretty well meglet
NSD yesterday. So we're up to 5 (or 6 I think) not bad really. I shouldn't need anything over the weekend, baked lots yesterday and made crispy cakes for treats.
Meglet you've done well how much do you normally spend?
That's a tough target meglet, you've done really well
Thanks for all the tips re veg bolognese. Will just do what I normally do! Have a good weekend everyone. I'm off shortly to London for work ... Grr.
We got home from the caravan last night. I managed 3nsd (7/12) as we took loads of food, drinks, snacks and of course wine with us. My youngest had a tummy bug for half of the holiday so he didn't enjoy it very much and is asking when he can go back. Roll on the summer hols hehe.
www.freestuff.co.uk/2-off-venus-olay-razors/ These razors are £4 in Asda, £2 with this coupon.
There £10.99 in some shops.
Free listing on eBay this weekend.
Well done meglet -I can never seem to get mine below about £300 (£75 p/w) for food shopping despite being really careful and only picking what I need -although we do spend about £10 p/w on alcohol so I guess if we cut that out it would be more reasonable!mama glad you had a good hol-shame your lo was unwell -there's lots of tummy bugs going round-oh well as you said a good excuse to return in the summer!
Easter hols haven't been too expensive for us with a mixture of costly and cheap things.even the costly things I've tried to do as cheaply as possible (eg bowling on discount session,soft play that Ds has membership to so discounted,taking own food).it never fails to amaze me how certain friends just suggest what I'd consider expensive (£40+) attractions willy nilly without a second thought all throughout the hols.
I had put £50 aside to have a girls night out last night but managed to sell my son's bed guard for £10 so used that -only spent £6.10 on 2 pints and had a lift there and back.so managed to haven night out and save the £50.so that was good.hoping not to spend any more money other than for bread,milk and a bit of petrol until next Sunday when I have more money.
Just realised next month is a 5-week month in terms of food shopping and nursery fees so going to be an expensive one as we have our hol and car mot/service.nevertheless am hoping to be able to book and pay for legoland for my sons birthday treat,save some more and pay more off hol.am hoping to save £2000 by cm christmas and got £115 so far (only started saving this month).have a good week everyone and keep up the good work!apologies for the long waffling post!
Groupon do discounted soft play sometimes and bigger attractions, you can get 5% cashback on topcashback.co.uk too.
Do you have to do a shop, could you manage with what you have in the house. I aiming to only go to Asda .I live in the only town in Britain that doesn't have a Tesco. We only have Asda or Sainsburys which I find to expensive. Anyway back on what I started to say I going to aim only to go shopping every other week.
Yes we have enough to last until next Sunday (when I can spend again) other than milk and bread which will be needed.i prefer to do weekly shop as dh and kids would just eat more if we had more in the house at one time.it's always crisps,milk,bread and fruit I have to top up again during the weeks.
I'm late to this thread I know, but I've been following them since January and am really impressed at how hard you're all working and the progress you're making. I've been trying to cut back on spending in the last 6 months or so - I cleared my credit cards last year and am currently at the bottom of a £500 interest free over draft every month. I would really, really like to make some progress towards clearing this as well, as I'm not going to have it forever (student account, 3 years post graduation now!) - and so that's why I'm here. I'd also like to start building up my savings, and have some money to do nice things with, instead of living on the edge all the time. I earn an OK salary, but I'm really good at buying clothes/coffee/meals out, and this is where I need to cut back. I've made a couple of changes recently to breakdown cover/contact lens contracts which is saving me a few pounds each month - not much, but every little helps, right?
So I'm hoping by posting in here I'll have some motivation to do the best I can. I've got car MOT/service/insurance coming up, so the time is more right than ever.
So, for the last few weeks of the month...rent/bills are paid, still to come out is car payment/phone/insurance, & I'll need to buy fuel. Food comes from a joint acc I've already paid into this month. I spent nothing Thursday, yesterday, or today so far...let's go!
I'm attempting the fortnightly only shop too. I spent £76.50 in sainsburys on wed and that's supposed to last 2 weeks. My food budget is £40 a week so I can have £3.50 in top ups which I think will only be bread if even that. There were free nappies for every 50 spent so the two bags I got (I bought some non food stuff too) were a good saving too.
Today hasn't been a NSD I spent £18 on two lots of cafe food and a small gift for a v well behaved dd1. Not essentials but the day out was the aquarium which since we have a pass was free.
I spent £13.50 getting DS new trousers and dd school tights today. Also had to buy yoghurt, milk and nappies. Also spent £10 in Claire's on birthday present bits but they should have been £33 (thanks whoever posted about that particular offer) a few moshy monster things and hello kitty so they will save in the long run.
Tomorrow will be a NSD.
Fluffy cheers for that link. I am gearing up for a fitness drive once DS1 is back at school on Monday - 5 minutes outside with that will be a good start!
NSD - or it was until Fluffy's link
Can I join?
I have a target of £50 for the rest of April - should be ok as I have meal planned for the end of the month!
This month we have MOT, car service and car insurance due, three bedrooms to carpet and redecorate & our boiler is acting a bit dodgy so really need to tighten our belts.
Spent £20 on meat today but that should last us for about 10 days.
I've been norty today, as well as forrin, ordered a case (only 12 bottles) of beer. A neighbour is from the Chec (sp?) República
another forrina and has started making beer, t'is lovely. Topped up on a few bits so that I can stay home Mon & Tues and get things organised, £30 Had To refuel the car yesterday, that was £80.
Oh, and I always put mushrooms in my bolognaise, never tríed it with Marmite tho, Worcester Sauce ocasionaly and red wine when I'm feeling decadent
We had a spendy day yesterday but it all had to be done iyswim. Hoping for a very low spend day today and then a low spend week to follow. I know the weekend of the 26th is going to be an expensive one so trying to prepare for it as much as possible and keep costs down. The weekend after is fil's 70th birthday so unavoidable spending too.
Keep up the good work everyone
NS weekend here. I just realised I've only spent 20% of the month's food budget so far. We were away over Easter but it's still good going for us. We're only just beginning to run out of things do I've decided to aim for 50% of the budget and see how we go.
Just about to book a holiday for half term - hopefully there'll be some last minute cottage deals on!
NSD here, was going to buy salad as I forgot it yesterday but CBA
Really good day here. It was the final performance of dd's show which was great [proud mum emoticon]. Then had rellies back here for food which went down extremely well. The only spend was about £10 on drinks, chocolate, sweets etc at the show (it was for a good cause so didnt do the frugal thing and take our own.
Spendy day today! Present for friend's new baby, new pjs for the DSs (unnecessary, should have resisted), nappies, apples, armbands.
Tomorrow might be a NSD, not sure yet.
With it being the school holidays I have used loads of fuel, so I'm going to have to fill up again before the end of the month. Eeek the budget is going to be squeaking, I'm going to have to sit down tomorrow and plan through the rest of the month and see where we are.
Managed a NSD yesterday - even stopping myself from bidding on things on eBay!
Today I need milk & juice (again!!) and the boy needs a haircut. I also need birthday cards for my nephew so am planning more NSDs for later in the week.
NSd yesterday as we didn't go out
Today we are trying a new activity for dd1 which is free but I assume I will have to book and pay if I want her to do it. I'm always impressed how cheap activities are once they arnt babies though. Most if dd's are 3.50 a session. Everything seems cheaper after bastard water babies! Dd2 still costing me lots.
I might go to soft play afterward which will be a fiver plus a bit more for a coffee etc for me but we will eat lunch at home so works out cheaper than previous routine.
Yeah have had another 2nsd so on 9/12. Im going to try the fortnightly shop which everyone is talking about and see if it saves me any money. Every penny counts as the saying goes.
Fornightly shop? Tell me more. before Christmas we were spending 130 / 140 a week on food & groceries. I decided to go twice a week and spend only 40 each time. I definitely came in under 100. That seemed to work for me as I didnt feel the need to stock pile. I have gone back to weekly. but wonder what advantages the fortnightly would have.
oh and 5/10 nsd yesterday. I even diddle fatdonalds too. we had a free token for an ice cream and I forgot to hand it in and they never asked so I still have it!!!!!
NSD finally after the holiday break! I think it's my 5th one for April. I even got money back as I returned something at aldi and got £5.98 back. Yesterday did the food shop for the week (and more) and spent £62 at aldi (got a £5 voucher to spend there). So with today's money back my weekly shop there was more like £56 which is great considering my previous sainsburys and ocado and waitrose used to come in at at least £80 or more.
I will need to pop in to get ham and possibly bread tomorrow or day after but I've written meals out till next Wednesday or so just based on yesterday's shop so I'm happy.
Hi All, need to get back on the wagon after our holiday.
In fairness, a week in a 3 star hotel in Portugal for me and DS (10) cost under £450, including flights and travel insurance. I found it on travelrepublic.co.uk two weeks before we went. We ate out every night, usually costing 18 to 26 for both of us, but we made 5/7 breakfasts and 6/7 lunches ourselves. We also deliberately didn't do anything "extra", such as outings and excursions, as the point of the holiday was enjoying the pool and the beach .
Anyway, I'd meal-planned before we left, so didn't need much to keep us going until I get my maintenance on Thursday. I took out £20 in cash today, spent £17.30 on food, £1.10 on my bus fare and 20p on a library fine for DS. I have £4.70 left until Thursday, as I still had just over £2 left from travelling money yesterday too. It's fine, as I will just need milk and bus fares for tomorrow, when DS has to lug his guitar and swimming kit home after school.
Glad you had a good holiday cremeegg, sounds lovely .
Small top up shop today £9. Nothing else though so April still good here. Made curry for tea and to freeze today. More curry and bolognese tomorrow. Determined to be prepared when the hordes arrive.
Thanks North. Sounds as if you'll have lots of tasty treats for all your guests .
I made a lentil bolognese myself tonight. There's enough for tomorrow too. All good .
NSD yesterday. Today I need to pay school lunches for the term so that'll be £107.10 but I cannot deal with the whole packed lunch thing (and that is for 2 dc) and then we're heading to the library after school , I have no idea if they will charge for new cards as I have no clue where our ones are
need to declutter my home
No NSD today. Paid £4.40 for school dinner this week and then £9 for a sainsburys shop including 3 packs of ham, 2 loaves of bread, some sauces and a toothbrush. That's ok.
For me, freezing milk and bread is the key to a fortnightly shop. That and cooking lots of perishables or eating them more in the first week.
I actually managed a meal plan the last shop. Feels half pathetic for not doing it before and half a huge achievement for finally managing it!
I have even managed lunch time meal planning and reducing waste. My latest thing is googling what I can make with leftover stuff. Yesterday I made a dip with leftover yoghurt and cumin etc I had in the cupboard anyway. It was fab and we had it with leftover pittas (they are v cheap why didn't I know?) and crudités.
Exh is home this week early do I will have done unexpected dc free time. My challenge is to do contents lists for the cupboards and make a selling plan for bits and pieces
Hi all, today I've spent £8.01 on petrol (using change fished out of the big cola-coca saving loose change bottle!) and £10.53 top up shop in sainsburys.desperately hoping the petrol and food will last until Monday morning when I can spend again.havent done too badly this month-went £35 over budget but will still be able to clear my cards on pay day and save some money.was hoping to save £135 but will probably only manage £100 unfortunately.just counting down to payday now - has seemed like a long month for some reason! Got lots to pay for next month -hol spending money and taxis to airport,sons birthday trip to legoland to book and pay for and want to pay more off something else I've got to pay the balance for in July.also got not and service at the end of may but can pay for that the following month.I daren't work out how much I've spent on food shopping this month but I'm going to try really hard to keep it as cheap as possible next month -the fact we're away for a week should help too!the less I spend for may the more I can put into saving when I get paid at the end of may.well done everyone and keep up the frugality!
I've been experimenting with doing a monthly shop. Meal planning takes a while as I do 23 dinners, 28 lunches and 4 weekend 'treat' breakfasts. I then buy all my tinned/packet stuff from Aldi for the month along with the fruit for the week. I then do a weekly top up of fruit and milk. At the end of the month we've usually had a meal at pil so only have 4 dinners to 'find'. We then eat the portions of dinner I've frozen during the rest of the month or put together something out of what we have in. It makes some interesting meals but means my weekly food budget is now around £55 a week. We have organic dairy, eggs and tea but we don't eat meat.
Fluffy Have you seen Quidco is now free?
I've enjoyed the Easter holidays but glad dd is back at school and weather has improved so spending lots of park time with ds. Have sold a few bits on ebay as we're going away next month and I'd like to get some spending money together.
Glad you had a good holiday Creme
Yesterday was an NSD, DD2 wanted a slushy from the donut shop, I said no as we had frozen berries and ice at home. She also wanted to buy things for smoothies, again- No, we already have food at home. I'm getting good at this game
I will have to spend some money either today or tomorrow as that Czech beer I ordered arrived. That'll be £25, my extravagance for the month.
I'm thinking about doing a fortnightly or monthly shop but I'm not sure because these strange pre-teen creatures that have replaced my DDs seem to be helping themselves to food at will. Seems like it'd be safer, not to mention cheaper, to just have a couple of day's supply available at any one time.
No I didn't know, topcashback will convert into tesco points now though.
Thanks adora. Enjoy your Czech beer .
Total spend today: £4.30 (£2.50 on bus fares and £1.80 on rubber gloves and a tv magazine. But I earned £2.80 on a couple of carrier bags full at Cash for Clothes.
Another good day here.
Re school dinners, I've done school dinners on my work days and packed lunches on my 2 days off. However I got more and more unhappy at what they were getting for£2.10 a day and the were always hungry at the end of school. So with a heavy heart but pound signs at the back of my mind, they are now on 4 packed lunches a week. It is more work but worth it I think. I bought a food flask type thing so they alternate hot meals.
My cooking for the freezer fest goes on [yawn emoticon] . Tonight mince in the slow cooker to be split and converted to chilli and bolognese. Half a ton of chicken curry now ready for freezing. Carrot and coriander soup and beef casserole tomorrow!
Re the fortnightly shop idea, I definitely think it helps in terms of frugality but still the most crucial thing is planning and only buying exactly what you need. I think the longer you have between shops, the more you tend to have to spin things out if that makes sense??
Did a top-up shop after school run, bought DD2 a slice of cake too as she's feeling left out, DD1 had to do joint homework again but this time with her best mate. So, £3 on cake and a coffee for me, £22 on top-up shop.
Don't think I need anything tomorrow, fx for another NSD.
Yest was spendy as I had to pay for hot dinners for the half term £109.70 <faints> but tbh I'm happier with this cost than making packed lunches, so that's a choice I have to live with. And dcs school employ their own chef so the food they get is locally sourced (or grown at school) good quality food. They do come home hungry but no more so than after having packed lunches. And it means I can get away with toast, beans, eggs and veg sticks for dinner with fruit kebabs (and a crispie cake) for pudding, and I know they've had 5 a day without me having to think too much.
can you tell my brain hasn't got over the new baby yet? And he's 4mo!!
Today should be a NSD
Should be a NSD today. Bringing lunch for me. Paid for school dinner for DS already. Am desperate to get this fantastic face cream that's been talked about in style and beauty but might leave that till I get through my current creams.
Really pleased with the top cashback doing Tesco points as im saving up my points for doubling up for clothes or toys for Christmas so that will help me on my way. Thanks to whoever mentioned it. I had another nsd on Monday but popped into the shop yesterday with my sister so spent about a fiver. Im at 10/12 nsd so keeping track and trying to stay away from the shops is really helping my finances this month so hopefully ill break even.
What's the cream in style & beauty? <sheep>
Got to post an eBay parcel today so I'm long to have a go at doing it online as my local post office charge more than the post office in the next village but no car today.
Boden goes well on eBay doesn't it? I've got 30 watchers!.
Oh crap the ironing board just broke. I am never buying Minky again <starts letter of complaint>
Fluffy I have a giant Ikea ironing board, it is fab and you could knock down walls with it it is so solidly built.
<also interested in the cream>
Things have gone a bit pear-shaped the last few days, I've been getting really anxious which always makes me loose with the purse strings.
So today is a NSD so far, and I think can remain one. I have £53.24 in my purse, which along with the food shop I'm having delivered on Friday needs to keep us going up until the 26th. If I can do that then we will come in ok for the month I think.
I'm very keen not to overspend because we are going away for a couple of nights next month. I've already paid for the hotel and breakfast, but with petrol and meals out we will need £300 spending money. Trips while we are away will be free because we are going to use our NT and English Heritage memberships. Finding that next month will be no problem provided we don't go over this month.
I've realised the ironing board came from Costco so I will be taking it back. It's only 3 years old.
Yikes at going to Ikea
Royal Mail online postage is fab, you have to pre pay a minimum of £3.50 but you withdraw any you don't use straightaway.
Ali, have you looked for restaurant vouchers for your break? Sometimes topcashback and quidco have ones that money saving expert don't list.
My arts council cards came today, valid until 31.7.13 so I might not need national trust membership this year. I might buy it in October though so I can use it all next summer but pay this year.
<waits for cream update>
Another nsd 11/12, although unfortunately I had a little free time this afternoon and have eaten half the chocolate in the house.
NSD 7 not too bad. Tomorrow will be a LSD as only £1 to pay for toddler group. I shouldn't need anything Friday but sat I am out to lunch with a friend and need to do our 6 weekly Costco shop. Big kids are with their dad though so only ds2 here and he doesn't need any paid entertainment yet!
£105 at Aldi today but that includes wine and some snacky stuff/treats for next weekend. Nothing else spent.
I'm sat here having a sneaky coffee before school run and the waiter, looks like a newby, gave me someone else's change, I haven't asked for my bill yet! Had to tell him it wasn't my money otherwise my coffee would give me indegestion.
Tomorrow will be an NSD then OH is away again so it'll be costly school runs & mucho petrol.
Well, I sold all my old stuff on eBay. Quite pleased because it was stuff like curling tongs etc that dh said wouldn't sell.
Just got to package it up and ship it out now.
Well done on the ebay success fluffy. Getting more money coming in any which way is just as good as saving.
We've had lots of work done on the house over the past couple of years, hence being on this thread . It's almost finished now so we're trying to get it as finished as we can at minimal cost before next weekend (did I mention we're having visitors??). So things like touching up paintwork, putting pictures back up, finishing some roman blinds I started 2 years ago(!) etc.
We've a big CD storage problem (we're old, we still love our CDs) and have found some good shelves on the ikea website. Now we're waiting until dh has a meeting close to ikea to go to and then he'll get them en route. It's a 70 mile round trip otherwise so save some fuel.
I managed a NSD yesterday but today spent the last of my £25 food budget!!
I will still need some bits for the weekend but hopefully two NSDs over the next 3 days.
NSD yesterday. Today had to top up petrol to full tank (the light came on!) so that was £60 or so. Then £2 for car park at hospital for blood tests. Brought packed lunch today as did DS. So doing ok! Tonight BBQ ribs from aldi, rice (ran out of potatoes) and frozen stir fry veg.
having a shite month. Only just got to 3/16. aaarggh
6/10 woo hoo. could have done more if I had been more disciplined.
Back at work this week so have achieved 4 NSDs in a row...but I am sure I will make up for it at the weekend! Weather is looking promising for the car boot - we postponed it from last weekend as rain was forecast.
Pluto, hope it goes well. There is an indoor one near me that I am tempted to try. I'm ebaying but its not as fast moving as it used to be that's for sure. I'vr made about £60 so far on things I didn't need so am pleased. however, a lot of dead certs didn't sell! My best seller was a new bra of all things. Need a couple of hours to iron & list sone baby clothes and ny clothes. They seem to be selling well.
Would have been a nsd but had to pay a fiver for a nursery trip next month.
First NSD since the 4th April .
I'll read through later. Hope everyone has a good weekend.
Has every one seen
Free national trust weekend? There's a list of properties taking part on there somewhere!
Wow, NT freebie is great. Typical though - this weekend is already packed full so no time for NT. Today we have the school spring fair (dcs want to buy things with change from dh's money tin and no doubt I will buy some bits too. Also need to buy random things like shower gel and apples. wanted to tell you all B&M have massive trade size bottles of tigi bed head and catwalk shampoo for 9.99. A big outlay but they will last months. Need to do a stock take today & meal plan. went to morrisons last night but it was way too packed. I turned around, called at the petrol station for bread & milk and came home ! Will see how long I can plan without going shopping. Payday thursday. I think its been a frugal month - hoping to have a good £400 left from grocery / petrol budget. Need to start saving for holiday.
Will have proper read through later but I just wanted to mention that for a limited time Quidco have 5% cashback on Amazon purchases. Also Tesco have 25% off when buying 2 cases of wine, some are already half price, when you spend £50. This can take you below the free delivery threshold so I've made a joint purchase with a couple of friends. 6 bottles of £10ish wine for about £20. Planning on doing lots of at home entertaining this summer as it's cheaper so will be nice to have some wine already bought. Hope everyone is enjoying a frugal weekend.
Anyone know if Costco sell bread flour?
I think they do, it might be cheaper on amazon though.
Ring them and ask. The staff are friendly in mine.
aldi sell resonably priced bread flour if that helps
No also near me, we're heading to Costco tomo so I shall try there, I've looked at amazon before but it worked out more expensive than the allinson flour from our local asda and tesco by about 10p a kg, and I don't have room to store a massive bag. Hopefully Costco will have a solution!
I don't think so. They don't in the one in Milton keynes.
NSD (so far!) today. Yesterday's total was £6.24, £2.50 of which was DS's pocket money.
16kg of bread flour for £12.79 from Costco it's called Manitoba.
Spent £50 in asda yest and £150 in Costco today no more shopping for 2 weeks!
Spendy weekend. Friday spent £60 at waitrose. Saturday went to asdas in the hope of getting some costume for Dd but ended up getting a picnic umbrella and a birthday present for a 5 year old. £45 or so.
Today spent £4 on ice lollies but brought a picnic to the park so saved us on a lunch out which would have cost us at least £30 so that was good. Went to Wilkos to get a rotary clothes airer as our clothes line died during winter (wasn't ours, came with the house so it was years old probably). £27.
7/10 nsd. However I am really tired and I would happily empty my bank account if I could go to bed now and pay someone to do all the work I need to do tonight!
£4.48, on bus fares, milk and bread. I earned £2.40 from Cash for Clothes too.
Spendy day yesterday, groceries including boots and jeans for both DDs (from supermarket) set me back £130, plus I squandered £30 on a CD for me, 2 DVDs and a book for DDs. £3 on parking and £2.40 on roads. I won't need anything else until the tail end of the week when the dog food is likely to run out.
The CD I bought has been played about 12 times already, so I'm not apologising for it
This morning cost me £2 on the way to school and I was early enough to return on the old road, brought my coffee back home and poured it from flask to mug. The new year price increase has made a huge difference to local traffic as the new road is now too expensive for many, many road users. Still the only way to get to school on time though.
Well, only a toothpaste and a mans antiperspirant for my feet in the hot weather today (hollow laugh). Went to superdrug as its own brand stuff is BUAV approved and I'm a bunny hugger.
Bought a car at the weekend but no deposit and I'm surrendering the road tax. It should be cheaper to run hopefully.
I've sold lots on eBay recently, things like hair tongs and old straighteners that I only listed as it was free listing. If you go on the Royal Mail site it lets you look up postage prices so you don't underestimate the costs. One of our post offices seems to charge less than the other too, most peculiar.
There's lots of offers on sunscreens at the moment too, it's best to stock up so you don't end up paying more when the summer comes.
£6.60 for DS school lunch but that was it! Yay. Brought my own lunch so that was fine. Roll on tomorrow should be NSD.
8/10 nsd. I doubt I will reach my tardet though. Need a grocery shop and petrol in the next few days. Payday Thursday and I hope I have had a good month - need to sit and calculate my spending. Did someone say May has 5 weekends?
It's got two bank holidays though.
It was March with 5 weekends I think.
Fluffy Defo right to stock up on sun block, I always do that because we need it year round what with being pasty faced forrina's
So, only the road tolls today - practically an NSD
close as I'm going to get while OH is away anyway
DDs need yet more underwear, that'll wait until I need dog food. I'm aiming for no more than 2 trips into town per week.
Finally managed another nsd so 12/12. Everyone now is a bonus. Im trying to stay away from the shops and do my shopping next week as I should have enough to last so fingers crossed.
Been mad busy here so just checking in.
I think you have to tell us what the CD is before we'll let you off Adora ;-)
I still have half of my food budget for the month left. I think this is due to stocking up in earlier months. Really pleased with that so I'm knocking £50 a month off the budget.
Few NSDs planned this week and I get paid on Friday.
Going well this month.
Is super drug cheaper for toiletries? We don't have B&M or pound stretcher here. We have Wilkinsons and Lidl. Sick of paying £££££ for toiletries. Aldi is too far away for top ups.
It depends how brand loyal you are Helena, I don't have any truck with brands, they can all royally fuck the fuck off and fuck off some more when they get there as far as I'm concerned. Apart from aveda hair care. Which I love.
beauty.mysupermarket.co.uk/ This a good site for comparing brands.
I don't use a lot of different products, eg all the liquid soap in this house is plain white bubble bath from sainsbos own make, again BUAV approved, decanted into dispensers
slightly watered down.
Other things I use are pretty basic, eg baby oil for eye make up remover, leg shaving.
I'm slowly replacing everything with non animal tested stuff just for my own peace of mind.
Another NSD, so far anyway. Third since last Friday and 4th of the month!
Another nsd aswel so 13/12. Its horrible to think that in this day and age they are still testing on animals for toiletries when there is no need. I think ill go and check my toiletries aswel Fluffy.
Am counting today as an NSD as I didn't spend any money. But dh was pressed to go to sainsbos as DS was having a strop over something. So they went and got something that DS wanted and I lobbed onto the shopping list some coke, bread and something else.
Should be another NSD tomorrow which should take me up to 8? I can't remember now!
Im slowly replacing stuff with sainsburys own brand and superdrugs own brand, co-op do buav approved household cleaners too.
Quick check in - 3 NSDs in a row over the weekend and yesterday, and less than £10 spent today on a top up shop - milk, bread and fruit.
Tomorrow should be a NSD, and Thursday too, Friday the weekly shop is being delivered.
Helena - what are you spending too much on? I use Waitrose own brand eye makeup remover and toner at less than £2 each, and their cotton pads which are about half the price of Boots and often on 3for2.
Dove shower creme which I only ever buy when it is half price, so £2 for a 500ml bottle which lasts me and DH about 8-9 weeks.
I also like Aveda shampoo, but I order it online and pay about £28 delivered for a 1000ml bottle which lasts me almost a year, conditioner is also an expensive one but lasts 9 or 10 months having spent £12.50.
I won't talk about facial skincare, it is my indulgence but I do shop around and generally order online and get 40-60% off.
Toothpaste is the killer for me, it is really pricy even when on offer.
bad day here - not so much how much I spent (25) but how easily I spent it on nothing. didnt take lunch to work so popped to the co-op. thought "sod it" and spent £2.70 on about 10 little stuffed papadew chilli antipasti type things to shive in a roll (£1.50 for a pack), vegetable chips (another £2) and a yoghurt. the rest was on top up bits and pieces. I can see where my money go twasted. I bet I used to spend at least £20 on lunches & snacks etc on my 3 work days. Thank goodness I have realised. I must. must must pack lunch.
I was looking for an NSD today but thought stuff it and went today to get the dog food and undies for DDs.
So, roads, realised I've been miss calculating the expensive one, it's closer to £2.55. And that only gets me as far as school or local shops. I loitered for an hour and then went into town, another £2. Bought dog and puppy food -£80
too many bloody dogs undies for DDs were just under £15 plus another £8 on socks for them. Used the old road coming back, £1.20.
That's my lot for the week other than morning road tolls and a top of veg near the weekend.
bugger just remembered I'll need petrol again.
I have replaced my skin are for cheaper brands. I swapped the Boots protect & perfect serum for the Aldi one and I actually think the Aldi one is better. I'll have a look at Waitrose skin care - thanks for that tip.
I rely on hair products because I have thin, flat, crap hair. I use VO5 volume spray and a mousse. I'm not fussy about shampoo, soap or shower gel. Toothpaste is expensive. I don't like the Aldi ones so I just wondered if they might be cheaper in Wilkinson or superdrug.
I'd like to find decent cheaper make up too. Boots have put my favourite lipstick up to a tenner.
Not a NSD today - I just booked a half term holiday!
Helena it's a Mexican group, Reik (sounds like rake but with a very definite R) which I can't get on iTunes because I registered with a UK credit card which gives me access to lot's more than my friends here can access, but not Latino music because it thinks I'm not in a Latin zone. Anyway, I'm still not apologising, so ner! I need music to listen to, especially when the financial roller coaster swings into action, and radio stations here just don't aren't doing it for me lately.
I found them on the web Adora! A fab version of "Stay" complete with spoof East17 video!!
How bonkers that iTunes is region specific in a world where people travel and work overseas more than ever!
Planning a NSD today.
Amazon can be a cheap source of lippies etc, ELF gets mentioned on style and beauty.
Just ordered dh an e cig trial, he's still in denial about smoking and says yes he needs one but not because he smokes. <weighs frying pans to find heaviest one for bashing him over the head with, curses lack of le creuset>
Half term holiday sounds fab, you need treats. It can't all be packed lunches and laundry gloop. I've had very tempting emails through for holiday cottages, it's a good job I don't have a credit card or I'd have booked one.
www.thechicfashionista.com/seasonal-color-analysis-2.html This helps you to decide what you're colours are, if that kinda thing floats your boat. I'm a deep, clear winter. It's meant to make shopping easier because you look for the right colours when shopping. I can't afford to get my colours done, and it always makes me think of Bridget Jones Diary.
There's a really good thread in S&B about being frugal with clothes, only buying what you need, dying clothes a different colour to re-vamp them and planning a wardrobe so that you always have something to wear. You can imagine I am loving that thread.
There's an Aldi voucher in The Mirror tomorrow, £5 off a £40 spend.
I think the Aldi serum actually beat the Boots serum in tests, I will be doing my own taste test on the Cromwell gin at some point after it beat Bombay sapphire gin in one of the industry awards. I will let you know what it's like and I hope you appreciate the effort I go to.
Ohhelp hope you are feeling more rested now.
Helana I haven't seen that clip, will have to have a peek. The thing with iTunes is the licensing. Not everything is realised world wide and many things are released in the US first. DDs have had to wait
how tragic for movies to be realised in the UK before I can download them.
Fluffy I'm sure everyone will be very grateful for your enormous gin testing efforts
Had to get petrol on return from school, £60 - plus my £2.55 (can you tell this is now bugging me?) one way road toll and I refuse to spend anything more today.
NSD today (so far!!). determined not to go to shop...so didn't drive! lol. determined to lose belly fat too (I'm a size 8 but have a belly hangover)... so walk to school, then to work, and will do the reverse trip in 2 hours...
hopefully today is NSD 9?
Tbh if I had to pay tolls every time I so much as looked at the car it would get on my baps too.
Bought new bra from M&S outlet seeing as there is a 25% off code, it cancelled the postage charges at least, so £13.25 but its out of eBay money. The code is midwek25 if you want it.
£21 for post re-direction.
Wow, thanks for all those links, fluffy.
Enjoy your cd, adora .
I spent £40 at Morrisons, which is the bulk of next week's shopping (and a few treats too!); £7.30 on travel and £3.80 on a lovely vegetarian breakfast at Morrisons cafe. So, £51.10 in total .
Woohoo I've been chosen to review pampers nappies on here. 30 free nappies winging their way to me
Spent £8 in Tescos and £2 in the Card Factory but got quite a lot for my money so pleased.
Isthattrue, ME TOO! I guess I had better stop singing Lidl's praises on here. Fingers crossed for the Toyota Verso trial too.......... Had a spendy day. Called in Tesco on my way to work - ds needed polo shirts for school. I bought shoes and a cardigan - cheap ones though. I needed them desperately.
£4.82, four items for £1 each in our local charity shop, trousers and t.shirts for me and a sweatshirt for DS. Four cheese topped rolls, so two days of lunches or me.
My friend got a pair of Karen Millen jeans for £1 they were flared but she is a professional seamstress so can alter them.
I think your road tolls are horrendous Adora. To be fair I don't know how far the journeys are but it seems very expensive and it would annoy me too.
Need petrol today so will have to get the debit card out.
I'm doing my Aldi mega shop on Saturday do I'm just writing
gin on my list.
Into town it's about 30/40 km depending where, but to school it's only 15km. I can get most places without using that road at peak time, just can't get to school on time in the mornings without it. I also don't need to rush back so I use the old road. When OH does the school run he pays £2.55 twice, either to get back here or go to the office.
So, road on school run £2.55 and nothing else today. DD1 is off school with a mild stomach bug and wants to go out just to look at the price of the sweets she can't afford until tomorrow. I've said no.
Well done on those trials.
Creme thanks, I am
what alliteration can we use for May? We had the Miserly March thread. AdoraBell, can you come up with something from your neck of the woods that makes our thread look glamorous?
what alliteration can we use for May? We had the Miserly March thread. AdoraBell, can you come up with something from your neck of the woods that makes our thread look glamorous?
I keep meaning to mention this. Our local council has started a scheme - anyone elses? - whereby they have asked people to sign up with their current energy tariffs, then the council is going to try and negotiate a bulk buy discount if so many people swap to one of the providers. Sounds like a really good idea to me - still waiting to hear. So far we have just lodged an interest.
Oh no, my brain always goes to mush the instant someone asks me to do something. I'll
try to get it working again have a think about it.
Hello everyone - signing up here for May really. It's a 5 week pay month for me and its going to be tough.
All my bills are on DD. I'm aiming to take a cash amount out each week (starting today) and only spend that in the week. The cupboards are full and I need toe at our way through them.
I've been decluttering & getting our flat slowly sorted and my inner shopper is wanting to RAMPAGE!!! I'm not, but it's inner turmoil and noise and self-harrassement, and I want all this spend spend spend internal noise to quieten down.
And save some ££ too of course.
Hello BeCool and welcome.
Could you get your inner shopper to write a list, and then veto the items that you don't actually need? Just think of all that lovely refreshing space you've created and how wonderful and calm it feels without crapula cluttering it up.
I treated myself to breakfast out after the school run, it's cold and dreary this morning and I'm shattered so I had
2 coffee and toast with avocado. £5. I need to get a few bits later, pizza for DD's sleepover and cash for next week's tolls so that we can stay home and avoid temptation all weekend .
DDs are going to buy sweets for the aforementioned sleepover with their own money. DD1 is especially excited at the prospect of a giant gob stopper, she was telling me how enormous it is, " 28 square metres" took her a few minutes to realise what she was saying.
thanks AdoraBell - I will try a list.
The thing is I/we don't NEED anything (apart from a ball and a book for DD2's birthday next week). I don't even WANT anything. It is a combination of old habits, and new ways clashing internally & I think the old habits are so interconnected to all different parts of me inside - it's like a big long scream in there.
But I think if I write whatever it is down, when my mind grabs hold of it, then that might help.
If I visualise this I see a huge raging sea inside of me, and I am trying to pour calming oil onto it, and failing.
Hi there, signing up and signing in for May too Potential redundancy for DH
and hopelessly spendy habits means that I have to get some financial control.
I've been lurking for April and reading all the great advice on this thread and have cut back loads with meal planning and going to Aldi instead of Waitrose (was spending up to 200 a week on food, snacks, magazines, coffees and stuff) But having aimed for 10 NSDs I have managed precisely ZERO, something always seems to catch me out at the last minute. So far an NSD today and can't see what I'd need to shell out for but with two teenage DDs it's unpredictable
So have done a spread sheet, going to rely on just cash each week like Becool so I can try and squirrel some cash away ready for the worst.
Count me in for Moneywise May!
I've just reduced my hours to a 4 day week, so while I'm LOVING having a whole day off mid week to do all that stuff that I never otherwise get to do, I'm going to have to be stricter on the budget to make up for the missing
That's one hell of a gob stopper Adora. It would keep them quiet for ages though.
Welcome to cathy, becool and Melanie.
Well, had to send some shoes back to shoeaholics, £6.30 2nd class recorded. It would have been cheaper to resell them on eBay. Live and learn.
Yep, Fluffy that's what thought, if only it really was that size
BeCool I know exactly what you mean. You can turn it around with time and positive thinking, you just have to keep practicing.
Cathyand Claire I have two pre-teens, I squirrel the cash I need away so when they ask for X Y and Z I tell them there's no money. DD2 actually asked for my purse one day to check
the cheeky mare and I had 20 Chilean pesos, (we live in Chile) about 26 pence. That wiped the smug look off her face.
Ha! Ha! Good one, adora .
£3.84 today, on bread and a Frijj from Tesco, and bus fares home.
Welcome all newbies!
Went to softplay today but my lovely sister paid as she owed me some money so a nsd today 14/12. Yesterday I spent a load as picked up some pressies for my babies birthday. He is going to be 4 in a few weeks xx
Bought the weekly shop today. At Aldi's. for under £40!!! I'm very chuffed. Included chicken, veg, cereal, nappies(!!), a face serum (damn you s&b! But it was £3.49!),,yoghurts, milk... Etc. I have made the meal plans for the following week so I really shouldn't need to do another shop till next weekend. Hopefully.
Good weekend all! Tomorrow am going for a girl day out and hopefully won't spend on unnecessaries. Sunday I hope to declutter some more.
Welcome to the newcomers. Becool especially - on. the Jan, Feb or March thread I posted like you, how I felt an almost panic state at the thought of not going to do a weekly shop (I was at the start of my frugal journey to eat the freezer and cupboards bare). I really really couldn't get my head around the fact that I didnt need to go except for a few odds and ends. This was not helped by dh having the same reactiin when I said I wasnt going to do a weekly shop. anyway I am now in good habits. I sadly have done an online tesco shop today and spent a massive £106 mainly out of laziness. Back to Aldi / Lidl next week. I love that they are small and have a limited choice - shop in a third of the sainsbo time. Good luck to you all. Meal planning, cheapo supermarkets and scraping the odd. meal together when yoi think you absolutely must go and get a takeaway. Very gratifying. As an incentive to you all - I reckon I have frugalled around £3000 since January/February. . money I would have spent on groceries, lunch at work, posh coffees, breakfast out once a fortnight etc etc. unbelievable really.
Thanks Creme I struggled to keep a straight face at time
Welcome also to Melanie.
So, bought 2 pizzas and a bag of mixed salad, just under £10. DD1 spent all her pocket money on sweets
I expected nothing less and DD2 spent about half. We're definitely staying home all weekend as DD1 has twisted her ankle again. She thinks we need to rush to the clinic, but I don't need to pay £60/70 to be told she needs to rest it and use a support, which I have already put on it. If it's not improving by Sun. pm I will take her purely to get a cert. for sports at school. I love the fact that they put a big emphasise on sport but the downside is that only a Dr's cert. gets them out of it even with an injury.
I also get that panicky feeling and for me the only way to deal with it is to buy what's needed immediatley so that I know I don't have to spend money, IYSWIM. I can't get past the OMG I have to spend money on X next week stage and focus on anything else when it strikes. Took out the £26 I'll need for tolls next week and the petrol I put in on Wednesday should last a week if I don't need to go into town.
Hope everyone has a good weekend.
We were paid on Thursday...that was a very long month but we finished it by clearing the overdraft which was £1500 two months ago. But there's a big credit card bill coming our way and the summer holiday to pay for this month so we are back to square one really. May will be very miserly for us but at least we know we can clear our debts pretty quickly if we keep our heads down.
I agree Pluto April has been a very long month. DH doesn't get paid until the last day of the month.
Have fallen off the wagon this month by about £150.
April has been long. Today I went for a long awaited massage and together with two friends we went to the factory outlet and spent lots. But...
One wagamamas lunch (£10), hair dye from boots (necessary as I look like a badger at the moment and if I went to the hairdressers for a haircut as well it'll cost me £100), shoes for my son (we bought 4 pairs of crocs between us so my son's shoes cost me £9 with a 40% discount for every pair of shoes that was already discounted as it was the outlet - they're like the doodles from Clark's so comfy for summer), doodles from Clark's for my dd and two pairs of sandals for me (buy one get other for£5! = £40), leather belt for dh £20 from Ted baker, clothes for DCs and dh from gap (££32: shorts for dh, shorts for DS and two summer dresses).
So much money... But I think we are done for summer. Getting rid of some shoes that arent tenable anymore. Plus I'm going to do a boot sale and get rid of some do the good stuff. Friend has inspired me with her £120 profit!
Our local carboot is when DH is in India, I can't manage it with 2dcs and baby. So shall have to wait until June!
Spendy day yest as I've been wanting white bedding for our bed for ages and had a £10 off at next, got it delivered to nearby store instead of home so I didn't have to pay delivery charge, also had to order DS some dribble bibs which should cut down my washing as I've been having to change his tops so often. I need to pick up bananas, oranges, ham and broccoli today.
Expensive weekend for us. We are doing our garden from scratch - literally. Growing the lawn from seed and gradually trying to put a few shrubs into beds which are all completely empty. Obviously this is a good time of the year to focus on the garden but it does mean some money needs to be spent on weed suppressants, paint for the shed, lawn seed and so on. But, unlike lots of other domestic expenses, at least the financial outlay has some nice, colourful return and we can have a nice summer pottering in the garden.
You could have a veg patch! I want a veg patch
Bulbs like begonias can be wrapped in paper over the winter and then started off on the windowsill in April for that years pots and baskets. Colourful and frugal.
Just the food bill, £35 and some new jeans this weekend.
Big surprise NSD today! Usually Sundays are bad spendy days but today we didn't spend any money (well dh is at pub now but ...).
Pluto - we did the garden from scratch in our last garden And now in the current one too. Last garden we planted grass from seed (worth it!) and planted our Christmas tree (was brilliant seeing it grow every year). Did the patio area, painted shed etc. had bird house too.
This garden is probably three times the size and is both front and back. Argh. But dh is the garden lover so well I just go along and do a little. There's enough to be done in the house!
Tomorrow will have to spend some money on DS' school dinner and then travel for work (will claim it back). Possibly lunch too. Can't wait for payday on Tuesday. It's been too long.
Very spendy week as been away on a short break and I was dreading the every meal out issue but this time I was ready. I bought bits and pieces to provide breakfast in the hotel room for each day and lots of snack stuff for dd so limited impulse spends. There were 3 meals out but I only regret beefeater though to be fair they do a veg and dip plate for kids for a quid which is handy because dd won't eat anything else on the menu!
The only massive ouch spend was train fare in to london which was 22 for me and 14 for dm. I was nearly sick when they rang it up but I promised this trip to dd so I had to suck it up.
I didn't buy any treats for me which is progress and ignored all the shops I passed on regent street.
3 more months of mat leave so back on the wagon big style with the austerity. At least the heating can go off and I might manage a few line dries of washing.
Trying to figure out a cheap way of sorting out my front garden in my rented house. It's a Victorian terrace with one of the gardens you look at not sit in that's about 3 feet deep and as wide as the house. It has trees in it which have outgrown the garden and weeds. Dm suggests getting a man in to dig up the trees and dug over the soil and put either gravel or wood chippings down. This sounds too spendy so I'm not sure...
Spent a little more than planned today as tesco express had our butter on cheap so I stocked up a few and they're now in the freezer. So £13.47 altogether.
Thought I was going To have a spendy day, had To take DD1 To the clinic with her ankle. Dr confirmed no fracture by
pulling her foot about examination so no X-ray needed and her accident insurance paid for the consultación and the support boot.
I then bought them each a couple of half price sweaters before returning home. So, £30 on sweaters, £2.40 on roads, £2 on parking and big fat 0 on med costs.
£8.63 today. £2.50 on bus fares and the rest on a few bits from Tesco.
Spent on petrol today but will claim back some from work. Other than that, managed to nip home for quick lunch so saved on that! Roll on payday tomorrow!
£11 on aldi gin, tonic and limes today. Aldi gin is lovely, shame their new cat food isn't. I'm taking it back tomorrow for their tinned food.
£3 on co-op own brand disinfectant, cream cleaner and bleach. All not tested on animals and vegan. Makes me wonder what's in the other stuff.
Need to get some bread and eggs so £3 max.
Do we have a may thread yet?
I'm going through my freezer to day to see what I need to buy at the weekend and what meals I can do from what we have.
Well i'm finishing the month with a nsd so 15/12 which is 3 extra above my target. Unforunately iv spent some of next weeks budget on shopping so im going to have to try and not spend any more money this week or ill have no money left for next week. Looking forward to joining everyone again if there is a May thread.
I usually wait for someone witty to come up with a new thread.
£3.78 today, on bus fares, houmous and milk.
Just want to wrap up my April. 3 NSDs in a row to finish - yay! Largely through necessity, as I have spent all the budget. However have resisted the temptation to start spending next months
I did the Frugleruary thread but not the Austere April <shame>
Are we having a Miserly May one fellow frugleers?
Was meant to be an NSD but dh wanted to pay for the school photos today so that's what I did. £32. Doh. But I did bring my own lunch to work and drank water. So... Sort of an NSD for me. Oh well onwards to May. It has to be better. I've got a few work trips overseas. And possibly a boot sale if I can sort out a date!
See you all on the May thread!
I finished the month with an NSD <dances round kitchen>, see everyone on Miserly May.
I failed miserably on my first week!
Well at least I know I spend waaaaayyyyyy to much & I will try again over on the May thread
I am posting one last time on here becUse I cannot start the May thread with this confession...... I speny £9 in m&s on pure grabable. samosa, walnut whip, quiche etc. nothing to show for it except on the old hips. I am heading iver to May now with a clean sheet. i will kitchen audit & mral plan later & make a packed lunch. I have a good half tank of petrol. I am set til monday / tuesdyu i hope.
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