Frugal Resolutions for 2013

(52 Posts)
Buddy80 Mon 03-Dec-12 14:39:52

I will try to...

More batch cooking
Buying in bulk (Tescos have a great deal on Daz washing powder, just bought 10 boxes and got £10 cashback from cashback site)
Hanging washing
More effort to re-use instead of recyling IYKWIN

Mum2Fergus Mon 03-Dec-12 16:55:03

Great idea for a thread! I hearby resolve to:
- more/better meal planning
- stick to my weekly budget
- not let clutter build up
- have my house deposit in full during first half of 2013

RarelyUnreasonable Mon 03-Dec-12 16:58:51

Meal plan and batch cook
Check utility bills for cheaper deals
Sort out savings accs for the DC
Pay back at least 50% of debt

Fluffycloudland77 Mon 03-Dec-12 17:16:48

Leave BT in June 2013 (bastards)

Use car less.

Try and get more work.

I cant think of anything else....I'll have to wait and see what you all come up with and shamelessly copy them!. And learn to spell shamelessly properly.

SoftKittyWarmKitty Mon 03-Dec-12 17:19:17

Oooh, good thread! In 2013 I'm hoping planning to:

Meal plan every week (rather than just when I cba)
Earn more money, preferably by increasing my income streams
Pay back as much of my debt as possible, at least 50% by this time next year
Get some child maintenance from the CSA hmm

RarelyUnreasonable Mon 03-Dec-12 17:37:25

Oh yes, go back to work from ML!
And go to aldi instead of Waitrose <booooring>

roguepixie Mon 03-Dec-12 17:49:39

In 2013 I hereby promise to:

1. Not to overshop ... I DO NOT need 4 boxes of polenta, apparently!!
2. Walk for 45 mins a day - thereby negating one bus journey a day.
3. Get into yoga confused on the Wii so I don't need to spend at classes.
4. Make birthday and Christmas presents.
5. Meal plan ... and stick to it.
6. Find a new job that pays me a little and gives me job satisfaction (not asking for much there, huh?)
7. Check contracts and utilities so that we are getting the best deal.

...am sure there are more things ...

2Old2BeAChristmasElf Mon 03-Dec-12 18:04:33

I will try to stick to my budget each week and make some stock for my new business venture grin

AdoraJingleBells Mon 03-Dec-12 18:28:57

Do more batch cooking, and more cooking from scratch in general. Used to do it all the time but well off the wagon the last few yearsblush

Get back to shopping a few times in the week instead of once as OH wants me to do so that I don't end up with limp veg.

Switch DD's pocket money back to cash

Stop driving hither and thither doing everything for everyone (need to save my own energy as well as petrolwink

Walk the dogs daily, although I need to walk faster than them so I'll have to do my power walk first nothing to do with me not being fit enough to run with the dogs

Take my water bottle out each day, already started reusing bottles for DDs in school. They must have a 500ml bottle of water 4 days per week for sport.

Fluffycloudland77 Mon 03-Dec-12 19:41:55

I'm going to make laundry gloop for once worn items and towels.

ElectricSoftParade Mon 03-Dec-12 19:57:21

Have started to go through our paperwork to change providers and save a bit.

Went through my wardrobe as it was just stupid. I am wearing the same clothes in rotation but cannot close the door properly. I have enough of everything and have vowed not to buy any clothes in 2013 apart from underwear and a pair of black flipflops. My downfall is that I love the charity shops and we have 4 down our very small high street. I will avoid and I will not spend.

I know there will be more and will take inspiration from the posts here.

noisytoys Mon 03-Dec-12 20:16:29

I am buying no shoes at all in 2013 and only the bare essential clothes.

Get a job

Get no more debt. None. And pay off some of the debt I have

Be grateful for what I have and don't worry about what I don't need

crunchernumber Mon 03-Dec-12 20:19:44

Marking place. Will be back later!

ElectricSoftParade Mon 03-Dec-12 20:21:19

What is laundry gloop please?

Buddy80 Mon 03-Dec-12 20:29:10

Thank you everyone smile

Just thinking of a few more...

Ah, yes, make better use of the things I've already got. For instance, the old (and broken) cot bed sides are going to be re-used. One for an indoor, over bath clothes Airer. The other for a trellice for my peas.

No more false economy, must make myself realise that working like a Victorian housekeeper won't work more than a couple of months...play the long game smile

Look up free courses, either at local college or on-line.

Get organised and look up free days out and put 'em in the calendar.

Fluffycloudland77 Mon 03-Dec-12 20:31:01

Gloop is grated soap water and soda crystals.

One bar makes 9ltrs.

ElectricSoftParade Mon 03-Dec-12 20:34:09

Thanks Fluffy. What proportions do you use? Thanks ESP

Ok I like this thread

Lets see,
I'm going to budget properly next year and sort out my bank account which is in a mess.
I'm supposed to be moving next year if my house swap is successful so I need to declutter and sell what I can
Sort out some saving accounts for the kids. Two have them two don't and put a pound a week in them. It doesn't sound much buts it will be all I can afford
Can't think of anymore just now

AdoraJingleBells Tue 04-Dec-12 01:55:54

Ghost a pound a week is a good savings plan for the DCs, it all adds up. Mine get about £10 a month, allegedly, from GPs but they never get to save any as it goes into OH's account despite them having their own accounts, they do get to spend it, when he can spare it, but that's not teaching them the right habits, IMHO. We're abroad so as people talk about giving them money I hoard their "credit" to transfer when I visitgrin

Fluffycloudland77 Tue 04-Dec-12 08:17:22

Laundry Gloop off the money saving expert site;

Laundry Gloop

Equipment req.

1 v. large saucepan (stockpot is ideal)
1 wooden spoon
Jug
Bucket or similar v. large plastic storage container with lid.

For the gloop:

1 bar of ordinary soap, finely grated (c. 100g in weight if you are wanting to grate up unloved mini soaps that have sat in the bathroom for years.)
8 oz (250 g) washing soda
8oz (250g) borax or borax substitute (not essential but stops gloop from foaming and acts as deodoriser)
9 litres hot water.
A few drops of essential oils (not necessary, but adds a bit of scent)

Method.

Grate the soap as finely as you can. Old, hard soaps seem to grate the best.
Put grated soap in the large pan and add one and a half litres of boiling water. Bring this to a simmer on the stove and stir until dissolved. When the soap has dissolved, add the washing soda and borax together and stir until this is fully dissolved.

Remove the pan from the heat and allow this to cool SLIGHTLY then pour into a bucket or other large receptacle, pref. one with a lid.

Add up to 8 litres of hot water, pop lid on and allow to set in a cool place.

Mine took about eight hours to set.
When set, it will look like blancmange.
To use:
Add a small cupful directly to the DRUM of your washing machine (not the dosing drawer) with the laundry.
If you have v.smelly laundry you may wish to add a scoop of Oxy -clean type granules to the dosing drawer.
Each washload will cost me about 2p, I calculated. It would have been 1p if I hadn't used the borax.
The borax is actually borax substitute - there's no need to order this from the States, it's made in the UK by a company called Dri Pak. They do mail order.

I'm not going to use borax though.

SoftKittyWarmKitty Tue 04-Dec-12 10:26:53

noisytoys I love this: Be grateful for what I have and don't worry about what I don't need

I also love the idea of putting a pound per week into savings for DS, I'm skint but even I can afford that smile. In fact, I might even do it for myself.

Bakingnovice Tue 04-Dec-12 20:02:45

Mine were:

Sort sky bill by removing channels we don't watch
Switch energy supplier
Meal plan
Withdraw weekly cash budget and try not to use card

I am soooo happy to say I've achieved the above. My new goals are therefore:

Sell my spare things on eBay or fb.
Get rid of the bags of clothes/shoes by ringing the clothes for cash people
Stick to meal planning and batch cooking
Use topcashback for home insurance due in jan
Help in laws with their ppi claim
Sort kids accounts where the trust fund money is (??) if its still there!

Well done everyone.

SantaIAmSoFuckingRock Tue 04-Dec-12 20:17:04

ive copied these from all your posts.

More batch cooking
Buying in bulk
More effort to re-use instead of recyling IYKWIN
Check utility bills for cheaper deals
Sort out savings accs for the DC
Use car less.
Get a job
Get no more debt. None.
Withdraw weekly cash budget and try not to use card
Sell my spare things on eBay or fb



i'm also going to use the car far less. actually i'm going to sell the car for something cheaper to run/tax/insure.

i already use laundry gloop

buy less junk food. - I am a slave to my cravings. i will have one more KFC before new year though grin

i'm going to 'need' less. as in stop myself from buying that new water filter jug because i think i need it when actually i've been drinking unfiltered tap water for ages and it's fine

i'm going to bake my own bread and cakes.

nkf Tue 04-Dec-12 20:21:58

Earn more.
Speed up debt repayment.
Learn even more budget recipes.

umiaisha Wed 05-Dec-12 11:05:47

1. Get up early and walk kids to school, saving petrol and getting a good work out.
2. Start making an effort to stop wasting electricity, water and gas. Also need to shop around for good energy deals.
3. Stick to food budget and stop wasting food.
4. Cut down on eating out, coffee and cake out.
5. Get even more use out of our merlin passes

ghosteditor Wed 05-Dec-12 11:17:53

I've realised that despite bulging wardrobes I only wear the same few items of clothing, so have had a huge cull (2 large black bin bags) - and have only hoarded a few likely items for eBay selling. I feel so much better! So, planned capsule wardrobe it is for 2013 grin.

Try out meal planning, increase batch cooking.

I'm intrigued by laundry gloop but have no where to store it really.

Buy more of my clothes from eBay I think!

Do yoga DVDs instead of sulking that I can't make classes anymore.

smile

SantaIAmSoFuckingRock Wed 05-Dec-12 11:24:28

ghost you can make laundry gloop in smaller quantities if you use less water. just adjust it for how much you have space for.

i also need to have a wardrobe cull, but i really want to sell as much of it as i can to try and start a small savings account.

i want to start making use of my national trust membership too. it's about £50 for a year and i haven't used it once this year!

Pantofino Wed 05-Dec-12 11:28:43

Ooh marking place for a read later.

Fluffycloudland77 Wed 05-Dec-12 15:00:57

Topcashback and quidco do cashback on National Trust membership, I got £19 back on our joint membership. Next year DH has to buy it so we are still "new" members.

Frontpaw Wed 05-Dec-12 15:07:39

I am going to be soooo good next year. I shall ban Amazon for starters!

Stick to a realistic food budget
Plan weekly menus so we don't buy enough at the supermarkets each week to feed an army
Not eat out so much - not that we do now, but it's usually because we are out and about and peckish
Not drink coffees outside - they are usually yucky and not worth the money!

SantaIAmSoFuckingRock Wed 05-Dec-12 15:34:30

fluffy dont they *national trust) just renew your direct debit at the end of the year so it comes straight from your account? that's what they did with me anyway.

Frontpaw Wed 05-Dec-12 15:42:31

They do! Other places do too (like London Zoo) so keep an eye on what you've signed up for and when it comes out of your account.

Fluffycloudland77 Wed 05-Dec-12 15:54:25

You get a letter saying you are being debited again, and membership cards.

You can send them back then and ring them to cancel saying you can't afford it. Then you can get your dh best friend etc to buy a membership for you and it goes through as a new member.

SantaIAmSoFuckingRock Wed 05-Dec-12 16:09:25

ah right. i might ask my mum to do that for me next year then. thanks.

Bakingnovice Wed 05-Dec-12 23:58:06

Ghost - re the exercise. By the shred DVD for a fiver from amazon. It's only 20 minutes and it's amazing. I use it a lot in winter when I can't force the kids to walk to school as its freezing! It's v fast and v effective.

ComradeJing Thu 06-Dec-12 00:13:27

Budget and stick to budget
Record spending as I spend
Be debt free apart from mortgage
Build up some savings
Put any pay increase for DH straight into a savings account

Quite general resolutions at this stage... Once I've gone back through our budget ill know how much I can spend where.

ghosteditor Thu 06-Dec-12 10:11:57

Thanks novice smile. I've heard the shred is great but I do plenty of cardio with my sport, so I am looking for something to balance out my injury risk with all the running. Since my post-natal yoga class ended I haven't done much and I need to stretch more!

Buddy80 Thu 06-Dec-12 12:35:55

Got a few more...

Take more leftovers for lunch. Went and got a couple of Thermos Food Jars (yeah, I know, more expense). But they work well for taking hot lunch to work.

Small things...hand wash the car, look up cheap insulation tricks, declutter, plan and grow my herbs & veg for next year.

Make better use of my time on-line...look up frugal sites, seed swaps, community news, etc.

SoftKittyWarmKitty Thu 06-Dec-12 13:29:26

Those sorting out clothes, I recommend sending your unwanted items to these people. I had a clearout a few months back and sent off for a sack from them which I filled, and they sent me about £16 back. Ok, not a fortune, but better than nothing.

racingheart Fri 07-Dec-12 10:17:38

1. Use libraries instead of handing most of my income to Amazon each month. (Book addict.)
2. Hang washing on the line.
3. Eat less!

BornToFolk Fri 07-Dec-12 10:39:04

Mine are
1) save something every month, even if it's just £10
2) get a water meter installed
3) set myself a budget for fripperies. I'm really bad at going shopping at lunchtime and spending the odd £1 here and there. It all adds up.

I make laundry goop in smaller quantities and store in a tupperware box under the sink, takes up less room than a box of powder.

onlyhannah Fri 07-Dec-12 11:11:45

This is really inspiring--- im going to get involved in meal planning - its the best thing ever!

I also have resolved to read all the books I have bought and stay off teh daily mail website!

higgle Fri 07-Dec-12 13:20:56

Less ebay buying, more ebay selling.
Do not go to farmer's market ever.

Fluffycloudland77 Sat 08-Dec-12 18:41:49

I have made laundry gloop, I used Yardleys Lavender soap as it was Palm fat free (orangutang ishoos, dont ask) and 250g of washing soda so the raw materials cost is £1.17. I think I made 7ltrs. It all got a bit fraught after the cold water debacle. You are not meant to add cold water to it, only hot.

It's hopefully setting in my utility.

I am going to use Nicky toilet paper from Homebargains, it was 18 rolls for £3.99 last time I went in and people on moneysavingexpert are saying nice things about it so it cant be that bad.

Bakingnovice Sun 09-Dec-12 14:25:08

SOftkitty- i want to send clothes in as I have a few sacks full. But on the website it says there is referral gift of next vouchers if you refer someone. Do you Want to refer me and see if you can make some money out of it before I register?

SoftKittyWarmKitty Sun 09-Dec-12 18:47:53

Oooh, is there a referral Baking, I didn't know about that. Yes, I'll refer you, if that's ok smile. Do I need to give them your email address or something like that? Am on phone at moment but will get laptop out tomorrow and have a proper look. Thanks for letting me know about it.

SoftKittyWarmKitty Sun 09-Dec-12 18:49:16

Fluffy I've used Nicky toilet roll, it's very good and so cheap. They sell it in Farm Foods too.

zookeeper Sun 09-Dec-12 19:01:36

Great thread. I am going to; -

Save thirty pounds a month for Christmas
Really try to batch cook and not waste money on food
Walk the dcs to school as much as possible rather than use the car
Avoid the shops except where really necessary.
make packed lunches for us all

pollyteapot Mon 10-Dec-12 06:00:11

Another vote for the Farmfoods toilet roll from me (I couldn;t remember it's brandname).

We just switched energy suppliers 2 weeks ago, and plans for 2013:

If we can;t reduce our debt, then we're at least going to try hard not to increase it.
the £1 a week savings for DS sounds like a great idea
We do meal plan, but occasionally get side tracked with 'can't be bothered cooking today', so batch cooking it is.
Getting our shopping delivered so that we only buy what we need, not popping in lots of treats and silly things cos I fancy them at the time.
Less wine. One bottle a week (DH doesn;t drink) and swap wine for shloor (sp lo) sometimes.

Bakingnovice Mon 10-Dec-12 10:28:46

Softkitty I'm not sure how you refer but if you find out let me know. I assume they'll give you a link to pass to me before I register? I only looked briefly but it looked like the referral was £100 next evoucher?!!

Batch cooking - for anyone wanting to try this my advice would be to keep
It simple. Always cook more than you need that way you have extras for freezer. Or another way to do it is to make enough for two consecutive days. This means less faffing during the week. Eg this week I will be making lasagna, instead of one big one I'll make three small ones by padding out the mince with lots of peas sweet corn mushrooms courgettes. Two are used this week for dinners. One goes into the freezer. I made these last night. Tonight I just have to throw a salad together. I now don't have to cook till Wednesday. My meal plan is to have omelettes and beans on Wednesday so quite simple. Batch cooking not only saves money it's v time saving too!

Fluffycloudland77 Sun 13-Jan-13 12:09:24

Are we sticking to our resolutions?

I'm using laundry gloop (hiding it from Dh under the spare vacuum)
I bought the nicky loo roll, very happy with it. It's softer than the triple velvet we had from Costco.
I don't just pop out in the car anymore. I plan for each journey now.

Mum2Fergus Sun 13-Jan-13 14:48:19

Oooh, good bump! Have checked back...and I have! Better than that, one was to have completed house deposit savings by June...and I did that this month! We move to new house in 5 weeks grin

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