We're okay financially-I don't work but dh's income is fine. We have left ourselves fairly right after investing heavily in our house but still enough for food, basic clothes, children's activities like music lessons and sports.
There's not much left for little spends that we used to have like mags, meals out, clothes, books and I hadn't realised how much I spent for emotional reasons (bored, stressed, happy, you name it). Not vast sums but fairly frequent.
I've really struggled with cutting back and found ever more cunning ways to hide small spends from dh. But we've had a financial heart to heart today and I know it has to stop-we took out a loan to cover the last of the things we bought for the house and he hasn't paid off a card we agreed to and, as I suspected its because I overspend and he's worried to pay off the credit card til things are more sensible.
Anyway, I've given him my card (debit) and going to really, truly go cold turkey on this. We could go under for the sake of crap that I don't even want.
Anyone else? I feel really stupid but hope that now I've told dh I'll be more likely to succeed. And going to avoid shops like the plague. Just hoping I can put something in its place. It's like an addiction.
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Cost of living
Emotional spending-just told dh and I'm going to crack it.
BigBirthdayGloom · 22/07/2014 00:00
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