Offer to pay back in installments refused

(6 Posts)
MrsWickens Sat 22-Feb-14 09:07:50

Due to job loss I cannot pay the minimum payment on my credit card. I have offered a payment of £5 a week but this has been refused. What can I do now?

ConfusedDotty Sat 22-Feb-14 09:08:53

Go to Step Change for advice. They are fantastic. Good luck.

rallytog1 Mon 24-Feb-14 19:04:48

Agreed. Credit card companies will be much more inclined to agree a payment plan if they can see you've sat down with a debt advice organisation to work out your budget, look at ways of increasing your income and prioritise your debts.

rallytog1 Mon 24-Feb-14 19:06:11

Oh, and don't go to an organisation that charges for debt advice. Step change, cab, cap etc are all free.

Nerfmother Mon 24-Feb-14 19:06:48

Come and find some moral support on the massive debt thread

MrsWickens Wed 26-Feb-14 09:45:18

Thank you for replying. I will definitely look at the debt advice organisations. Am trying desperately to find another job so that I can just pay this card off and forget I ever had it! Never again!

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