Credit union credit checks?

(5 Posts)
TeamSwitzerland Wed 02-Oct-13 09:21:18

Hi all just wondering how the credit union works in terms of credit checks? I am currently trying to build up my credit rating and I find it hard to obtain credit. An going to start saving with the credit union in the new year but not sure if I would ever be able to get a loan if I needed one, any advice ladies? Thank you xsmile

TeamSwitzerland Wed 02-Oct-13 21:03:28

Bump smile

LittleTulip Wed 02-Oct-13 23:14:16

Our credit union does credit checks if you want a loan with them

smile

Fluffycloudland77 Thu 03-Oct-13 07:52:05

You can sometimes find out which credit record company they use online and focus on clearing up black marks before applying for a loan.

At least that's what my mortgage advisor told me.

Pan Sun 06-Oct-13 08:22:14

The credit union I save with - auto deduction out of salary - doesn't do credit checks for loans. If you have money going in from salary they take that as info enough.

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