I could really do with some help with sorting out my finances (even writing it down I expect will help).
I'd really appreciate any advice, or tips on how to make a bit of quick cash!
DP has recently graduated, been signing on for about 10 weeks now. He's been looking for the work he's qualified to do but very few jobs going at the moment. He's applied for everything he can find in his industry, including jobs with 3 hour commute each way. He's now widening his search to include any old job. Problem is the job he did before uni involved lifting (as well as highly skilled aspects). He has injured his back and so can't fall back on his old job anymore. Not sure what kind of work he can get really.
I get only child tax credit and child benefit, I am not entitled to any benefits. (I am an intermitting student atm, I get no grant nor benefits. I don't get any maternity pay: no SMP or maternity allowance.)
We have 2 DCs including a baby. I just realised I forgot to renew bloody CTC. I had a small baby at the time of renewal, I called to say she'd been born but totally forgot I needed to renew. CTC has just been stopped this week, I have reinstated but may not get anything till Sept 3rd. CTC had been covering credit card interest & some bills. Totally my fault but not sure what we're going to do without it!
These are my plans for dealing with it, so far:
- This week: start ebaying stuff. I can think of: stretchy sling, carrycot from buggy, evening dress.
- Send off old savings book (have about £150 in it).
- Help DP job hunt
- Longer term, I'll get a job too when DD is old enough. We'll be fine then, I'm very employable. Then pay off debts.
I should state categorically I'm not after offers of actual money, just advice please!
Also I am a regular but have NCed as plenty of people here know me in RL and I don't want them to worry about us.
Any advice would be much appreciated!