I really don't know where to start. I've been married since June 2012 and have taken on virtually all the household costs (rented flat) and Wedding related expenses.My Credit Card expenses totaling about £17000. My wife is also in a bad debt situation (credit cards), but registered with Stepchange so she now has about £500 extra per month (this took me nearly two years to convince her as she said she didn't "feel strong enough to deal with the creditors calling the house"). I was hoping that some of this might come to me just so my back wasn't against the wall each month, but I was given an extra £120 a month and she bought some of the food. We are both working. I'm earning about £30000 (just got promotion) and her about £20000. I've been fighting to pay off some of my debt with a view to being debt free and free up some cash so we can at least have an existance, but each month the situation gets worse. I really need to keep a clear credit history as we'll need to rent again soon and all the agencies seem obsessed with performing expensive credit checks. To add to the complication I took out a number of student loans in 92-95 so my slightly increased wage will trigger the repayments. As a final note my wife is now pregnant (11 weeks) which is magical, but faced with expenses bought on by maternity leave and the fact that I'm terrified to being up money matters for fear of my wife be taken ill and possabily losing our child. Any advice would be greatly and kindly received!
Sorry to ramble.
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4 replies
Mugofteaforme · 15/05/2013 10:14
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