What have I left out of my budget?

(8 Posts)
Adversecamber Thu 07-Mar-13 22:26:28

Pet insurance if you have any furry critters

babsmam Thu 07-Mar-13 15:48:20

Have you looked on money saving expert? They have some good budgeting tools

Is your water included in your energy bills?

Any magazine subscriptions?

wonkylegs Thu 07-Mar-13 15:41:45

The things I forgot on our list were:
Insurances - house, car, life (for the mortgage)
Pension contributions
Professional memberships / fees (we both pay thousands in these a year)
Internet/tv/phone/mobile
Student loan payments
Household repairs (boiler, roof, etc)

25sunshine Thu 07-Mar-13 15:37:19

hairdresser
car MOT/service/repair
newspapers/magazines/books
TV licence

marzipananimal Thu 07-Mar-13 15:37:17

Toiletries
Hair cuts
MOT and car maintenance
Life insurance?

TheArmadillo Thu 07-Mar-13 15:27:58

Dentist/opticians/prescription costs
Holiday fund
Birthday/Christmas presents
Socialising
Household repairs
Household stuff (toilet rolls, cleaning stuff)
House insurance
Clothes/shoes
Hobbies/clubs

aamia Thu 07-Mar-13 15:19:26

Ok so trying to work out if we can afford to move/have another child etc. On my spreadsheet I have:
Mortgage
Energy bills
Council Tax
Fuel for cars
Food for us
Mobile phones
BT phone
Car ins/tax
TV licence
Internet
Childcare

What could I have missed off? With only those on there, we should have more money spare than we do...!!!

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