hi at the minute me and my my partner are living of his wages alone as were waiting for wtc to come through everytime we ring they find a new problem with the paper work so now its 9 weeks and still nothing of them
this week his wages went n and got snatched by bank charges and then we had to pay council tax they wouldnt wait until we get the payments through of wtc so we had to pay them 98 for the month
so now were in the situation we have not much food in and we have to get until friday so 4 days i have 2.89 to my name to get what we need
in the freezer is just frozen veg
cubpard is 1 tin beans 1 pack noodles ,hot chocolate
fridge is empty my partner needs lunch to take in to work aswell
we cant go to food bank as the one near us u can only go once in 1 month and weve been this month
i just dont no what to do or were to turn any body have any ideas sick of it all cant afford nothing thought we'd be better of with him working but its the opposite at the minute .wtc taking forever everythings just going wrong
any advice im at a loss now dont no what to do xx
hi everyone we will have some food tommorow its all sorted now thanks for all the advice my partners rung wtc and our first payment is on 27th of november and there backpaying it all as its there fault its took longer than the 3 weeks feel like a huge weight has lifted now thanks everyone xx
thank you everybody for being so kind and helpfull your all lovely people :D xx
hi everybody thought i would give a quick update working tax credit still hasnt been paid in spoke to some one again yesterday apparantly theres a letter in the post to us and the money will be in our bank they told us the 27 th but apparantly what was actually said was anytime up to 2 weeks after the 27th
child tax credits should be paid in on wednesday so fingers crossed we get that in
really struggling at the moment does anybody no if theres any grants we cant get at all just to help out i guess heatings our most pressing concern i can eek the electricity out been using candles but my house is like an igloo at the moment the gas is on emergency again we only got paid friday but after bills,,school dinners theres nothing left .i think i may move to sunnier climes lol
i dont think working tax credit realise were relying on that money and the backpay to get us through and to sort out the rent with as were now a little behind we just cant pay it .partner gets paid again friday and its going to be the same situation again im panicking incase the gas goes off itsway to cold
any ideas of what we can do xx
What area are you in? Someone on here will bring you food I know it.
Sorry to hear you're being messed around. They make me sick, all smug in their warm houses with fully stocked fridges no doubt. Makes my blood boil
Won't any of your friends help out?
hi im in the northwest .we managed to get a bit of food out of fridays wages the thing is without working tax credits sorting this out housing benefit wont assess us if were entitled to help with rent and council tax so stupid its unreal.i no ive said exactly the same thing im just worrying xmas is getting closer but surely to god it will be sorted by then and crisis loans of the dwp in there eyes its not a crisis as we do get partners wage but its anywere from £150 to £250 a a week and thats only if hes in the 6 days hes on agency so can be told not to come in for as many days as they need to unfortunately he has a great boss who does try and make sure he gets the hours and if theres overtime he now offers it straight to my oh.
sounds mad but we actually dont have many freinds and none that can help us and our family we dont speak to ohs family long story but there horrible people and mine well there in the same boat just about surviving at the moment i guess everyone is in the same boat though atm xx
Can you not get a job ? I realise that wont help immediately but long term would be much easier and healthier than relying on food banks and tax credits
i have an interview lined up next week i need a job that fits in around school times .i have applied for countless jobs lately this is the first one ive heard back from .
Do you have anything you could sell on ebay/car boot?
If your son has grown out of any clothes, sell them as bundles. You can also ebay old toys, get a good price as it's near Xmas.
Good luck for your interview!!
im just about to go through my sons clothes that are to small for him and see what i can put on ebay .
thanks hopefully i get the job xx
Electricity, gas and water companies all have hardship grants so ring them up or check their website.
Have you contacted your mp / councillor? There might be charities giving hardship grants in your area and they should be able to point you in the right direction.
hi mum2fergus im near to liverpool
and im with eon i did ring them about 2 weeks ago asking for some extre credit on my meter but they said they dont do it any more maybe i should call back and speak to some on different
no havent contacted them yet some one pm'd me the number for my local one a while back but the same day i spoke to tax credits and it appeared to be sorted
Evening. We're just popping in to post our usual warning, as we would on any thread of this kind:
"We do advise all our members to be aware that not everyone on t'internet is who they say they are, and that, although we're awed daily by the astonishing support our members give each other through life's trickier twists and turns, we'd always caution anyone never to give more of themselves to another poster, emotionally or financially, than they can afford to spare."
well spoke to eon again they said they dont do it and to contact cab and see if im elegible to apply for a hardship grant aparantly united untilities do one aswell .but doesnt help me now as the gas went of this morning its absolutely baltic flaming hate winter !! x
Clothes are likely to sell well on FB selling pages (and there's no fee).
I've raised quick easy cash this way.
I used to work for the collections dept at the bank and I know that banks are not allowed to take charges from benefits and are not allowed to take charges where the money left will leave you below the minimum set out by the government as an amount needed to live off (roughly the same as JSA) hope that helps because you can get charges refunded if they were taken from benefits
still looking through the house if theres anything i can sell cant really find anything at the moment think the problem is my son doesnt have much clothes and when the smaller ones didnt fit him i donated some of them to sure start for some one in a similar position as my self will keep looking though
as for the bank charges ive tried speaking to people but its not out of benefits theyve taken them its out of my partners wage and theyve only ever refunded me twice and then when they did that took a day or 2 but there saying they wont refund any others as there not out of benefits not sure if maybe cab can help me with that ,spoke to tax credits again today and at some point this week it will go in the bank apparantly they cant givre a date .child benefit is due in friday with partners wage .
its come to the point now we have no gas on,and what food we can do in the micro that we bought and toast etc is nearly run out weve not been eating just making sure our son gets enough which is the way it should be cant wait until this is all sorted feel terrible with it all today xx
CAn you speak with a Health Visitor about Food Bank vouchers?
ive had food bank vouchers a few weeks ago and she was funny about giving us them then .i think maybe we will just have to wait until either that goes in or partners payday friday then i can do a shop n get gas so cold today and i cant stop sneezing lol getting on my nerves foods more or less run out now so its just a case of getting through it all until friday or before if that money goes in .really fed up today
couldnt find anything sell either so thats making it worse i give a lot away to surestart etc not to long ago wish i hadnt now xx
Its so so hard , I know how you feel , I'm no way near as bad as you as my mum can help me out a bit but she is in the same position!but my bills are now above what I have coming in ! I do have gas but I only put it on in the evening and first thing am , if its too cold inside I dress up warm and go for a march round the block then when I get back I've warmed up and the house feels warmer too !
How about an office cleaning job in the evenings? Or is hubby out? Or ask locally or advertise in shops for cleaning for the elderly? They always need help around the home and pay cash even if it a tenner for an hours cleaning , they appreciate the company too , I can't at the mo as have baby at home but I used to do a weekly clean once a week for a lovely lady and that topped up my shopping money.
Go to social services. They will top up your gas and electric and give you basic food. Do you have a local salvation army?
hi everyone sorry not been able to get back on here lost my password :/
ive applied for a care assistant job and cleaning ones have an interview next week with a cleaning firm :D so fingers crossed i get it ,really nervous though .
ive been to social services they wont help i had to ring my suppliers and they agreed to help me for 3 weeks but thats now up
still havent recieved any money from the dwp well sorry recieved one payment of child tax working tax still dragging there heels there saying my oh has to prove who he is so has to go back in the tax office with recent id !! have now got my local mp helping me sort it
really worried about everything christmas just round the corner my ds will have some gifts as some lovely mnetters sent him some bits
food bank vouchers well ive had 3 lots of them since this started and they should only give u one a month i feel awfull going back we do have ohs wage he gets paid weekly thank god but it doesnt stretch once rents paid and tv water etc its gone .
elec and gas help was great at first but we do have to pay that back so im worried about that .and im feeling really bad because i cant even afford to get a tin of chocs in for over xmas and unsure as to what were doing about xmas dinner so if any body has any cheapy cheaty ideas for one then that would be fab
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