We're over halfway there - saving our way through July 2012(167 Posts)
We've done over 6 months of penny-pinching, practical, prudent, scrimping money-saving. Well done to us
June didn't end too badly for me overall,
not going to total it up tho
I hope the weather in July is better than it has been - plenty of NSD's at the allotment would be lovely.
That farm shop sounds lovely Economy and I'm glad your scan went well.
Had 3 (yes, three) NSD's here, but tomorrow I plan to blow the gift card I was given recently, I'm in need of extravagance this week. Still nothing coming in, DDs are now really learning the value of every peso. Stopped in a sweet shop after school as they have friends over and I refused to sub them. Told a
blatant little white lie and said I have nothing, 3 times.
Yes, scan went well - thanks Jen. Due 29th January.
Now, back to money issues. Doing quite well so far - top up in Aldi yesterday for fruit and veg (£5 something).
Bike ride with son along river and through the meadow this morning (free). Probably a trip to local farm shop where they have playground and farm animals this pm (only costs what you spend in the shop/cafe).
I take it your scan went well, economy? It always feels like a landmark to reach 12 weeks & a bonus to get free pictures!
Had quite a spendy day yesterday as child benefit came & needed some bits for the freezer. So spent about £17 in Tesco, but for that got meat for about 10 main meals, some cookies & croissants and a few other essentials such as bananas, yoghurts & cheese. Should only need to do top-up shops now until next payday. Also got DH an anniversary for our 8th wedding anniversary & found some Bollinger in the cupboard that we had been given ages ago, which nicely complemented our chippy pie & chips dinner
Have just been to Co-op with boys, but walked rather than take the car as it saves diesel & keeps them occupied for a while! Spent just under £4 for eggs & mushrooms. Will pop to Tesco again later as have ordered a water table for the boys £20 down to £9.80, did it through cashback so 45p there & clubcard points
Have also just received our Prezzo tokens through the post, so will hand boys over to my parents on Saturday night & go there, hugely looking forward to it! Might look for a new maxi dress at Tesco later to wear...
Hope everyone is not melting in this heat
Yesterday was a good day - just £1 on hospital parking (12 week scan appointment). Scan pics should have been £10 but because they couldn't change my £20 note into 2 £10s for the machine, they gave me a token for free, hurrah!
Today is a NSD No where near as fun as yesterday
Epic spending fail
I'm giving up today and trying again tomorrow
Economy, my DS2 has just had a horrendous week of teething & I found one thing he would eat was jars of baby food, as I think they are quite sloppy & not much chewing required. Also easily portable. Plus ice-cream for those gums! Not sure about finger foods, DS2 prefers spoon foods, the lazy tike!
Oh yes, had forgotten about Panelpase - had several £s off them too. Also had some freebies from SuperSavvyMe, but don't have as much luck as Jen!
Today should be minimal spend - biking across town to a park for a picnic with a friend. Although not too sure what to take for the boy who refuses to eat (teeth pain).
Happy (sunny) day, everyone!
Morning all! Sun shining here too
Should only spend £1 on milk for DS2 today. Do need other bits, but not desperately & can wait until Child Benefit comes tomorrow. Also have somebody coming for a filing cabinet I am selling on Gumtree, so that will be £15 earned. Will also wipe our old Blackberries to send tonight, should get about £50 for those.
artifarti, I do all manner of surveys & get quite a good return! I do Valued Opinions & usually get £60-80 per year in vouchers (used to be Tesco, now Sainsbury's). Panelbase.net pay cash, don't get those very often but had one for £50 once. Brand Impact & Bounty Word of Mum like Economymode. Annabel Karmel (been with them a few months & just had first payout of £6 Paypal). Tesco Shopper Thoughts pay in Clubcard points, I probably get about 250 points per quarter with these (so £10 if spent on Clubcard deals) Some sites are not survey sites as such but you can test products for them for free, I am often getting nappies, cat food, cleaning stuff, clothes to test (haven't bought nappies for about 2 months atm) - Tesco Home Panels, Tesco Mum's Choice, Supersavvy circle. None of these are amazing on their own, but they all add up & are often a nice surprise when I thought I had run out of money & can claim some Paypal etc!
Hope you all have a good day
Good morning The sun is shining I hope this will make it easier to not spend money, such as taking my son to the park
arti, I got a £10 Amazon voucher from Valued Opinions just the other day . I prefer actual cash in my account, but a voucher does mean I can legitimately treat myself.
Other good survey sites I use are Opinion Bar (give you cash and occasionally offer you the opportunity to test products (we got £15 for testing some bottles) ) and BBC Brand Impact (pay in Amazon vouchers). I've also just signed up to Nectar's survey site but not had anything through from them yet. I'm also a member of Bounty Word of Mum and Toluna but I never bother to do them, tbh. I just stick with a few and the rewards gradually add up.
Jen,I may have mentioned Good Food earlier . Was having some, ahem, issues with the link!
nfk - I used to end up feeling like you, but somehow, in the last couple of months I've managed to really curtail unnecessary spending. As others have suggested, write down every little thing you spend money. And try to stick to a meal plan, although I appreciate that it's not as simple for you (house share?).
And don't feel bad about things happening that are out of your control - I had a few months like that and yes, we had to use money from savings, but I reasoned that as long as I knew that I was doing my best, then I shouldn't feel bad. It's not as if you're out splurging on flat screen TVs, designer clothes and expensive jewellery...We save for a reason and that reason is to help us out when our day-to-day finances can't stretch far enough. What I'm saying, is don't beat yourself up. Some things you just can't control.
The weekend started well with a NSD on Friday but then I sent DP to buy some sausages for a BBQ and he managed to spend £23 and then today we went out for the day which cost quite a bit with lunch (although we had bought a rare scratchcard and won £20 so that covered some!)
Planning for a Ready Steady Cook kind of week, using up what's in the cupboard/fridge/freezer as much as possible. Does anyone fancy sharing meal plans for inspiration?
I have also committed myself to doing surveys again although I hate them! I am currently signed up to Valued Opinions (good), Annabel Karmel Mother and Baby (I hardly ever qualify ) and YouGov (they hardly ever send one!) Are there any other good ones?
Here's to a stingy week ahead!
nkf- As for meal planning- I plan half my week of meals, then I keep stuff in the freezer for when food runs out/I cba to cook
And before you think I am a good saver... the only thing that is getting me through this no spending is the thought of saving up and buying something awesome
Budgetting but something always seems to happen. I guess not planning for unexpected. And not meal planning properly. The thing is I don't cook every meal so that can get a bit muddled. The summer will be better.
nkf hugs! How are you planning your finance atm?
jenduck- fight the temptation!
So today is another NSD and I'm selling stuff on ebay I think my need to be a shopaholic is behind me (I pray).
economy, did you say something about the Good Food magazine? Seriously good tip, thank you. Did you know you can get an online version for free, though which I think is virtually the same as the paper version.
nkf, frustrating, but don't beat yourself up too much. Do you keep a tally of every penny you spend? I try & write down every penny out & in on a basic Excel spreadsheet which helps me see where my money is going.
Almost an NSD yesterday but DH spent just shy of £8 on medicines for me which have (hopefully) knocked this bug on the head once & for all. Today will have to be NSD as have no money now at all! Did order £40 of Tesco vouchers to spend at Prezzo as it's our 8th wedding anniversary on Tuesday & my Dparents have promised to have DSes for us. Been looking at Groupon et al & you can get some amazing deals eg 2 nights including breakfast & a bottle of wine on arrival for 2 people in a hotel near Stratford-upon-Avon for £69! Very tempting...
Am very disappointed with myself. Aim for July was to get through the month without using any savings but I have. I don't know what I'm doing wrong.
jeez, why does it keep removing the 5?! That's 5 issues for £5.
That should say issues of Good Food magazine.
If anyone is interested, you can get issues of Good Food for £5 here. You need to remember to cancel your sub after that though, as they'll take £18 for the next six issues.
Milk. Ordering off Amazon, or such like, isn't so good for me here, mega import duties as well as postage charges, but thanks anyway.
Economy not mean at all, but as I have twins and t'other one doesn't like the same things it's always a bit of an ishoo. I have to get things organised to prevent OH going overboard or he'll spend vast amounts on one and then get stressed about it and try to go really cheap for the other. I try to get them to look past the price tag and appreciate the gift, but
ILs others have made them very aware that this cost that much while that was much cheaper
Jenduck tuppence h'penhy if I could get something suitable!
I might look into vouchers, hadn't tought of that.
Spent £12 today
- £6 on a work shirt from Asda for DH as pens keep exploding and ruining his shirts
- £4 on 2 wooden chopping boards (my 14 year old one fell apart last night )
and £2 on parking in town when I went to jobcentre
Tomorrow should be NSD, as both boys are away on a Grandparent sleepover, and I plan to get as many jobs done as possible around the house. Going to make a HUGE batch of pizza dough, and a bread&butter pud, and I might make some choc cakes too
and scoff them all!
I have had a NSD
My mum came over and took me shopping, so she paid for everything shopping and lunch My mum bought me cosmetics from Boots and Chocolate from Thorntons. My mum then bought DS shoes from Clarks, then we all went out for lunch Plus the weather has been great... what an awesome day
Join the discussion
Registering is free, easy, and means you can join in the discussion, get discounts, win prizes and lots more.Register now
Already registered with Mumsnet? Log in to leave your comment or alternatively, sign in with Facebook or Google.
Please login first.