A couple of weeks ago my handbrake failed. Wear and tear just one of those things. I got it fixed and it wasn't too expensive . But when it failed the car rolled down my drive which is on a slope. It stopped against the side of the house and there is now a scrape round the wheel arch of the driver side front wheel. I haven't done anything about it because I can't afford to just now. But should my insurance cover it? I have only just thought of this but I'm not sure if it will?