Hi, just seen this thread. Have you made a start with your business? I would say first thing is to be clear on who your customers are and how you'll reach them. Happy to chat / share blog posts as appropriate - if you'd like some pointers on a basic marketing plan that will get you started.
First thing is see an accountant, they will tell the tax man for you and possibly save you money. Then public liability insurance about £100 or if you do markets etc the market traders federation membership includes it for free www.nmtf.co.uk/index.php?id_cpg=6 Nothing to stop you using your own bank account, banks some times get funny over it though, Lloyds offer free banking for 18 months though
Ivebeen umming and arring about setting up a small jewellery business, I've found a great supplier whose stuff I love. I accidental created an order with them at the weekend and the stuff arrived today :/ so I've two choices, I either start the business or return the stuff (hope they allow me to do this :/)
Anyway, apart from setting up the company with companies house (£15 I think?) what else do I need to do? Do I need a business account on day one? Or can I just use my personal bank account/credit card?
Can I use my personal PayPal account for people to pay me?