I want to provide as much info as possible so you lovely people can help me see the pit falls and problems with what I want to do. And to see if you would suck it up and stick it out.
I am in the Navy. I earn good money £47k but I haven't progressed out of my rank since training as I have had babies and taken some non career type positions which haven't done me any favours career wise but which I have thoroughly enjoyed. I dont regret not chasing promotion but I am stagnant now and it is very frustrating.
I am on my second maternity leave. I am taking a full year and will be returning to work in October of this year. I really want to leave the navy. The positions available to me on return to work wont be great. They will be mundane and actually quite boring. The situation is that if I do a full 12 years in the Navy I will get a £10k resettlement grant. Pension will be lump sum of £14k at 65 and pension of £4,600 at 65 and then a top up at 68 to £9,800.
If I put my notice in when i return to work - i have to work a years notice anyway - this is standard and will cover my return of service for mat leave. this would mean i would leave at 10 1/2 years done. I wouldnt be entitled to the £10k. Lump sum at 65 would be £14k, pension at 65 £4,600 and then top up to £8,000 when I am 68.
There is very little in it pension wise. The £10k is worth consideration.
Other issues - husband also in the Navy. Currently sea going. Will be deploying this year and then again within 18 months. I will be job hunting and trying to forge a second career (in god knows what) whilst he is away at sea. This is not ideal. If I wait until he is on dry land when I am due to leave 18 months later it will of course be a lot easier to focus on my career move.
Other points worthy of consideration - the Navy although no part time option, is very flexible. If the kids are sick or whatever it may be, then there is no problem with staying home with them. I can get a work laptop and work from home when needed. There will be a greater level of understanding of being full time working with two toddlers with a husband deployed.
But I really really hate my job and I want to leave! I cant stand the idea of staying in the navy till October 2020. Argh!! I dont know what to do.
Disclaimer: no benefits of any type will be claimed. DH earns £45k. I will not be a SAHM.
I just dont know what to do.
Please or to access all these features
Please
or
to access all these features
AIBU?
AIBU to put my notice in at the end of maternity leave?
88 replies
MGFM · 23/01/2017 14:49
OP posts:
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