DH has just been made redundant. It has been a terrible shock and we are still in a bit of a state. I gave up work to look after our disabled DD 4 years ago so she gets middle rate DLA and I get carers. She turns 5 in January and will be reassessed. She has mad huge strides over the last few years I have been at home with her and I suspect that she will no longer need DLA thus that will go and so will my carers. We have never claimed any tax credits or anything as DH was on a decent income.
He is trying to negotiate a pay off between £24K and £30K. Obviously this will then count as savings. I have done a quick audit of our monthly spending and we spend £500 on nursery (I need 2 mornings a week to help care for my grandad), £600 on the mortgage and £1000 on all other direct debits (insurances, bills etc.) I haven't even added in petrol, shopping, the children's classes which probably come to £600 a month. I can't believe we spend so much a month - it's been an eye opener.
Are there any benefits we should claim while DH looks for a job? I'm worried he will have trouble finding one and the money will run out. I know we need to cut down our spending drastically
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AIBU?
To be scared of claiming benefits for the 1st time
45 replies
Piratepete1 · 21/05/2016 16:52
OP posts:
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