Context: My wife works at a nursery school as an assistant.. Her car was parked in the staff car park, which the kids egress though when they leave, under parental supervision.
During lunch time pick-up, one of the departing 4 year old's took a rock and scratched every panel and light fixture on her car, all whilst his Mum was standing within 6M of the car, chatting to a friend.
The incident was captured on CCTV.
The cost of a proper repair is so close to the value of the car, I fear it being written off, which is something we could afford but would hurt us a lot financially.
Although the damage is only cosmetic, the car was pristine before the incident (I'm a fussy sod who takes good care of his stuff) and I don't see why we should tolerate driving a 'shed' around 'for the children'.
We're trying to seek restitution from the School's insurance (if it will cover it) but to cover our butts, we've reported the incident to the police (so and official record exists) and reported it to our insurer.
If we have to use our car insurance AND we're fortunate enough to not have the car written off, it's going to tank my partners insurance premiums.
Frankly, I want to encourage the police to be fully involved and start proceedings immediately for civil action via the small claims court. I just dont think I can have confidence that Mum is going to be wired in the same way I am - i.e. it's her liability and don't see why we should be financially crippled by her parental inattention.
AIBU?
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AIBU?
To expect Mum to pay up after 4YO child scratched every panel on our car
569 replies
LupoLoopy · 07/05/2016 15:42
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