A car thread ....

[stonechallenge]

Woman went straight up the back of me yesterday whilst I was stationary at a roundabout.

My back bumper is totalled (me small car, hers an almighty Volvo) so I've got a hire car whilst mine goes in for repair.

But I'm cheesed off because the woman is being awkward & is saying "she thought I'd pulled out" am I right that she is at fault because she drove into the back of me?

I just don't want to be forking out money now or my premium go up next year, it was her fault she DROVE into the back of me so AIBU that I shouldn't have to suffer any costs???

I was straight on to my insurance when this happened & they advised it was her fault.

But now she is telling me that she is calling her insurance etc .... to say what thou? She drove into a stationary car? (I have provided her with all my details, policy no etc)

I'm doing my super usual worrying here!

Can she remotely say it was my fault? How can it be? I was stationary due to oncoming traffic on the roundabout .........

[hairymelonwalton]

if you go into the back of some one you are at fault doesnt matter if the car is stationary or moving. she wasnt looking where she was going
dont worry about it ,shes at fault not you

[WhyCantIuseTheNameIWant]

She didn't wait until it was clear.

Woman did similar to me at a junction a year ago. ..

[Imnotaslimjim]

Nothing to worry about. She can complain all she likes but she drove into a vehicle, its entirely her fault and her insurance will say the same

[robynlaurie]

She is totally at fault, she should have left an adequate gap and payed more attention when driving and she wouldn't have hit you! It's irrelevant the reason why she did it, she is still at fault and your insurance company would agree.

[Radiatorvalves]

This happened to me a few years ago. It was a bloke from a garage. No quibbles....they fixed my car well. Insurers not involved, but I'd have gone straight to insurance in other circumstances.

She is at fault. She wasn't paying attention. Good luck.

[scribblegirl]

Usually the advice on here is that if there's a collision between a stationary car and a moving one, the moving one is ALWAYS to blame. I'm aware of a couple of MNers who have managed to disprove that in exceptional circumstances but IME insurers are very unlikely to blame the driver who, y'know, wasn't actually moving

Try not to overthink it. You've done everything right.

[Foxyloxy1plus1]

If you go into the back of someone, it's always your fault because you should not anticipate what someone may do. You were stationary, she was moving, she ran into you. She might have thought you would go, but she was wrong to assume that you were.

If you were to reverse into someone behind you, it would be your fault. But that isn't the case here.

Maybe she thought you should have gone. Maybe her car is more powerful than yours and she would have gone. None of that matters. You weren't moving, she was. Her fault. You've informed your insurance company's, she's presumably informed hers. If she's telling them that she thought you'd pulled out, they'll tell her the same thing- it's her responsibility.

It happened to me some years ago and the woman said the same thing- she thought I was moving off. No dear, you might have decided you'd do that, but I didn't. End of.

[kvilebu]

This happened to me in January and the driver got very aggressive with me and then his wife started phoning and yelling at me. Exactly the same, I was stationary at a red light and he wasn't looking where he was going. Bumper totalled although the collision occurred at low speed.

Do not engage with the other driver. Everything should be dealt with by the insurance companies.

She was at fault. She drove into the back of you.
Did you have to complete an accident report for the insurance company?

[stonechallenge]

Ok all sorted & thanks for all the advice. As usual it's my brain in overdrive

Insurers have phoned to say she is totally liable etc

To be fair I think she was pretty shaken as I had DS in the car, but so was I

Thanks again for easing my overactive brain!!