We have a minivan which we use, and a car which we don't. I don't drive but am hoping to learn. The car has just been sitting in the driveway since we bought the van almost 2 years ago.
We have debt. Medical bills (US health care system), student loans, and we are behind on our mortgage. I am a PT childminder and am hoping to renovate our garage this summer/autumn to have a separate space to do care and accommodate more children.
I say we should sell the car. It wouldn't bring much but it could bring us current on the mortgage at least. Most of our tax return is going to get swallowed up by the medic bills so I'd like to keep what's left to begin renovations. I can make a lot more income once I move my childcare business out of the house.
DH wants to keep it because it is paid off and we "might" need it. I say we need a mortgage payment now more than we need a car someday!
If I get my license we can reassess and buy another vehicle. He also says the transmission may go on the van and we may need a backup. I say the car wouldn't be usable long term as our only vehicle anyway. We can fit our three DC in it but it's a squeeze, and we do large shopping trips at Aldi to save money and that wouldn't be possible.
Who is BU?
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Please
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AIBU?
Or is DH?
6 replies
CheerfulYank · 23/02/2016 16:36
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