Nc to remain an non.<br><br>My parents have a house worth a lot in the south east. They are very well off with their income from pensions and no mortgage. They've said many times not to worry they are not spending the value of their home so this will be passed on. That's all rather nice but tbh they will be around for 20-30 years and I really could do with the help now to get out of a rented mouldy damp place to somewhere nicer and more perm.<br><br>Aibu to suggest unlocking the value now rather than later? Also to protect against all the capital being eaten up if, god forbid, either of them need care home fees.