dh is 42, i am 34, we don't own our house, and never likely to (bad credit in past plus not high enough income for mortgage and barely any savings for deposit etc). we rent a council house atm
dh has worked FT consistently since 15 but he has only just started paying into his company pension as they have to now. but will probably be worth fuck all when he retires
i am a SAHM with 2 dcs, 4 and 7, and one on the way , i worked from 16 - 26 full time and last couple of years have done a bit of self employed cleaning work but hardly anything really and not doing it anymore now i am pg.
dh earns ok money but not enough to either get a mortgage, or save anything. we don't struggle day to day at all really, but dont really have anything to save. and recently i have been really worried about the future
i am intending to go back to work when the dcs are older but god knows who would employ me, i have no qualifications other than some average gcse's and a levels from nearly 20 years ago. and i can't afford to re train in anything either
what will happen to us when we are older?? when we are still renting and retired? will we be homeless? tbh its the fact we are renting that scares me the most, i would feel so much more secure if we owned our house.
i honestly sometimes feel that our only hope is a lottery win or something
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AIBU?
to be scared of the future? what will become of people like us?? pensions / housing related
310 replies
applejacket · 09/12/2013 11:41
OP posts:
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