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to think that 20 grand on benefits a year is loads

(793 Posts)
MrsBucketxx Fri 19-Jul-13 08:36:18

considering they dont pay any income tax.

just watching we pay your benefits program and worked out that this is over 30 grand if it was a normal tax paying salary.

why was this not mentioned.

Sparklymommy Fri 19-Jul-13 09:02:07

I think school meals should be free for everyone tbh.

I'm not sure the previous poster who said people on under 20k in work could earn more is wrong I think. My hubby earns 19k BEFORE tax and NI and works damned hard for it. He works 7-3 five days a week and 6-4 on Saturdays.

We cope. And pay all the bills. And have 4 kids, who certainly don't go without. But it is frustrating (and misleading) when people go on about 20k in benefits because it does sound like a lot.

FasterStronger Fri 19-Jul-13 09:02:58

middle class dramas

yes because if you are MC, your life is always a bed of roses. and it makes you immune to death, illness, unemployment etc etc.

theodorakisses Fri 19-Jul-13 09:03:24

Is that what she was saying? I thought she was asking if 20k in benefits is the same as earning 30k but not paying tax? Isn't that a reasonable question? I work tax free and my salary for mortgage applications is calculated at just over double what I get to create a gross.

How will capping rents put families on streets?

Capping benefits when rent is so high will put families on streets.

BinarySolo Fri 19-Jul-13 09:05:47

It should never be better to be on benefits. Work should always pay more. Sadly, I think there are people that are better off on benefits, due to only low paying jobs being available. And there are people that are able body but never worked and others that have loads of kids to claim more (for example the Philpots). Benefit fraud is a problem too.

I think all of these problems need addressing in a non hysterical way. I think people 'playing' the system are the minority and there should be more help for those in low paid jobs to make work the better option financially.

It's not an easy problem to fix and I have no faith that the current government will get anywhere close.

Dahlen Fri 19-Jul-13 09:06:43

Sparkly, if your only income is your DH's salary, then you are not claiming what you're entitled to. Are you earning? What tax credits and child benefit do you get?

Runningchick123 Fri 19-Jul-13 09:06:44

Jake bullet - whils I do agree that once housing costs are removed that the benefit claimant has a mediocre amount to live on let's not forget that a worker with a take home pay of 20k also has a mortgage / rent and council tax to pay and has a mediocre amount to live on after these deductions too.

grumpyinthemorning Fri 19-Jul-13 09:07:52

That includes rent and council tax. I'm pretty sure it also includes child benefit and tax credits for more than one child, maybe disability benefits too. I worked it out, I used to receive - £600 per month, give or take a few pence. That's with one child an no disabilities. Out of that I had to pay my gas and electric (£120/month - card and key meters, so horribly expensive and I wasn't allowed to change them), phone contract (£30/month and needed), internet/tv package (£60/month ish, I don't remember exact figure, but needed), tv licence (£12.50/month, so I could watch the tv I'm paying for), and the rest was sucked up by groceries, bus fares etc.

Now, I know I've not even accounted for half the figure I quoted, but factor in that the money came in weekly or fortnightly, which made it difficult to budget. And a month is not exactly 4 weeks, so I had to time my shopping around the bills. Throw in late charges when it inevitably goes wrong because an automated payment won't go in on a bank holiday, the expense of baby formula and nappies (I wanted to bf but unfortunately couldn't), a little something for emergencies...it's very easy to end up broke. And I'm lucky too, I don't have a car to run or debts to repay.

And of course, if you miss one meeting - even, say, if your child was in hospital - they sanction you. You have to jump through a thousand hoops for the most basic standard of living. And it's soul destroying.

Cravingdairy Fri 19-Jul-13 09:10:46

I am paraphrasing -'The only reason to look into your neighbour's bowl is to see if he has enough' - Louis CK

grumpyinthemorning Fri 19-Jul-13 09:12:47

Obviously my figure excludes rent and council tax - as someone said upthread, I never saw any of that, it got paid direct.

theodorakisses Fri 19-Jul-13 09:13:23

It's a nice sentiment but not very realistic.

NeoMaxiZoomDweebie Fri 19-Jul-13 09:15:43

Craving Louis CK is a bloody hero. I love that man.

filee777 Fri 19-Jul-13 09:20:22

I think it's important to discuss the cost of wages, benefits and so on.

Unfortunately the nanny state that was labour, created a situation where everyone was knocked down or topped up to the same level, 50% tax for those earning 'too much' and massive top-ups for those on 'too little'

Basically it's made everyone reliant on top ups, pushed the cost of living through the roof and given
us one of the most fucked up economies ever.

They need to sort it out.

Craving Dairy, really you needed to spend 60 quid a month on Internet/TV a month????

And you know what us who work jump through hoops everyday to juggle home life and children so you having to rock up at the job centre every so often really is not much of a hardship is it??

Maybe benefits should be capped at what you could earn in a job for which you are qualified ergo no one benefiting above and beyond what they could earn if they were in employment?

BonaDrag Fri 19-Jul-13 09:25:58

You know what the problem is? These scroungers just don't know how to make a chicken last a whole month.

eretrew Fri 19-Jul-13 09:29:11

YANBU its an enormous amount of money

FanjoForTheMammaries Fri 19-Jul-13 09:29:50

Yawn

theodorakisses Fri 19-Jul-13 09:30:30

It is pointless people trying to offer a balanced view. These threads are always going to be dominated by the socialist idealists. Meanwhile in the real world.....

FanjoForTheMammaries Fri 19-Jul-13 09:31:15

I need a like button for CravingDairy's last post

Meanwhile in the socialist world they are picking cash off of the money tree to pay for subsidised transport and free school meals for all.

usualsuspect Fri 19-Jul-13 09:33:03

They should catch their own food, you can feed feed a family of 4 for a week from a squirrel. Chicken is too good for the likes of them.

MrsDeVere Fri 19-Jul-13 09:33:30

Thank God!
I was just thinking 'you know what? There are never any threads about benefits on MN. There is a particular lack of ones started by people with little understanding of how they work, what they included and what its like to be on them'

Hurrah for this one. This subject is just not discussed enough.

angelos02 Fri 19-Jul-13 09:36:53

Of course it is loads. It is more than the average monthly salary. Its more than I earn working full time. System is so fucked up.

theodorakisses Fri 19-Jul-13 09:37:28

Yay another thread about benefits straight from the 6th form common room

usualsuspect Fri 19-Jul-13 09:39:31

It's discusting

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