DH and I are having a tough time financially. Mainly due to house move last year which means cost of living has risen by £500 per month ( increased mortgage, council tax etc) and his recent change in work shifts means he can no longer car share so fuel costs for his commute have doubled to about £400 per month.
I have been worrying about money recently and it culminated in him sending me a text this morning suggesting that we cancel the family holiday. Holiday cost £1500 and is paid for but we will still have to find spending money and travel costs which will mainly come from our usual fuel/food and spending money with a bit from savings. This is our only holiday and we all look forward to it so much each year. We used to have one big holiday and two shorter ones but knew that when we moved house the shorter ones would have to go and perhaps the bigger one too. We accepted that as part of the deal because of the benefits of moving to a bigger house, nicer area etc.
I think that cancelling the holiday may be sensible. We won't get the full amount back and will probably lose the deposit of £300.
However, DH has a lads' weekend booked for later in the year which he is refusing to cancel. His reasoning is that the weekend only costs £60 which would be true ( 5 of them going to rental cottage - cost £300) except that the holiday has been booked with our credit card in DH's name and although all the other 4 members of the party have paid DH they all gave him cash, which he has spent, so when the charge hits our card next month we will be bearing the full cost. In addition he "needs" £400 spending money ( based on the same trip last year). So all together this trip will cost us £700. He says he can't cancel because the booking is in his name and he is the designated driver ( he has the biggest car). I say pay the £25 admin fee to get the named changed and the others will have to cough up an extra £15 each to cover the fact that DH is not there.
I don't think it's fair that me and the kids miss out on a holiday while DH still gets to go away.
We both work full-time and earn the same to within a couple of thousand of each other. Our finances are arranged so we have a joint account for bills and family costs ( food, kids' activities etc) and then an equal amount each month for personal spending. If he had saved enough from his spending money to go ( as was the plan) then I would mind less but the credit card is paid from joint funds so it feels unfair that he is using family money for a lads' trip and the family are missing out.
AIBU to think he should cancel ?
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AIBU?
AIBU to think he should cancel his weekend away ?
37 replies
poshfrock · 01/07/2013 11:42
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