I am a single mum of two. Have been for four years. I have worked the entire time, four days a week at around £10k a year. I get dla for ds1 (aspergers) and some housing benefit as well as tax credits. I budget well, and try and spend wisely.
My car is ancient. Twelve years old, 135k miles. It has been patched together so many times it is a money pit. It will fail the new style mot in the summer. It is making a funny noise when I steer, and when I break. It is on its last legs unless I put about five hundred pounds into it.
I have found a deal on a brand new small cheap picanto for me and the two boys. It's safe, reliable. It would need no deposit and cost me 170 amonth - more or less the dla money. Until October I pay £150 a month on a bank loan from my marraige breakdown four years ago. Come then it will be only twenty quid a month more. And i wouldn't need to use the dla money anymore. (I also get csa money which isn't allocated to anything as although some weeks its regular, others its not)
I need a car for the boys to get to school (rural setting) and me to work. I need it for ds's various clubs for his aspergers (he does to one every other day)
I could extend my bank loan, but would mean I would have to get another seven or eight year old car. This new one would be zero road tax, and insurance and breakdown is included for first year. It's also got seven year warranty and no mot needed. If I get another older car it could end up a money pit like ky current one.
But I have been made to feel I'm out of order for buying new. That being a single parent in social housing receving benefits and tax credits, although I've worked continously since i was 16 and am studying for my degree as well as working a four day week, i shouldn't be getting finance or anything. And I know it will cause raised eyebrows and commets at the school etc.
Aibu?
Please or to access all these features
Please
or
to access all these features
AIBU?
aibu to buy a new car?
96 replies
smokinaces · 06/05/2013 15:04
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LunaticFringe ·
06/05/2013 15:13
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LunaticFringe ·
06/05/2013 15:34
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