I have just split from H and moved to my home town (he is planning to get his own flat in the town) so I am looking for places to rent.
My uncle owns a couple of houses in my parents village (so, not my first choice as I would like to live near the centre of the big town, but there are good buses and it would be near my parents and my nana, who I sometimes help look after, plus there are nicer schools for if we decide to send the kids to school one day)
He currently rents them out, so I presume it would be ok housing benefit wise (I know that they won't pay if someone bought a house specially to rent it to you, but this would be different I think as they are already established as rented) and it would be secure, as I know he is financially stable and would at least give me lots of notice if he needed me out. He does currently ask an unreasonably high rent (hence why he has two with no tenant at the moment) but a just above average rent for that size house in that area would be just above HB rates and very affordable.
He has no children of his own and has always been very keen to help out me and my sisters - he paid towards my wedding, owns part of my parents house and so on. One of the houses is also the house where my nana and grandad lived when I was growing up so I have a lot of happy memories. It is pretty ideal size wise for us.
I'm just reluctant to ask a a family member as I don't want to seem like I am begging or taking advantage - if he said no I wouldn't be offended, but he might think that I would be. My parents keep asking me if I want them to ask him though. I'm also worried about what would happen if it somehow went wrong. My Dad is a builder who has done maintenance on my uncles houses in the past, so I know I would get repairs done.
I hopefully won't be claiming benefits for very long - I already have a few possible jobs that fit around home educating the kids - but obviously I can't guarantee that I won't need them again.
It's a bad idea, isn't it?
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to be considering renting from my uncle?
25 replies
BrittaPerry · 12/02/2013 21:57
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