How much does your car cost you per year (not including initial cost or petrol)?

(41 Posts)
Belladonna666 Sat 26-Jan-13 11:45:01

Can I ask how much your car costs your household per year (per car), not including the cost of the car itself (bought outright or rented) or petrol but costs like:

Mot, road tax, servicing, insurance, breakdown cover?

Thank you.

PicaK Sat 26-Jan-13 23:24:52

550 Insurance
120 Tax
50 Winter tyres on
50 Winter tyres off
40 MOT
99 Service

We put 125 aside every month - this seems to work out for extra stuff every few years (In 2013 we need a new battery and 2 new tyres).

YesIamYourSisterInLaw Sat 26-Jan-13 22:28:26

Wow If I didn't need my car to get ds I would seriously consider trading it in. Iv just worked out it nearly 5000 a year compared to about 800 for a bus pass

YesIamYourSisterInLaw Sat 26-Jan-13 22:25:43

Tax 130
Mot free
Insurance 600
Service 140
Tyres 120
Cost for tyres and service is split as it only needs doing every 2 years
It shocks me that it's still nearly a thousand pounds a year and that's not even including the 200 pm I pay on finance and the money i spend on petrol.

teza267 Sat 26-Jan-13 22:20:41

Oh, I'm so jealous of everyones cheap/ish insurance.
Tax - £240
MOT - £45
Insurance - £1200
On street parking permit- £156
New tyres (every 2 years) - £320
New winter tyres (every 3 years) - £400

We used to pay CC annually too which was about £200 but not anymore (moved out of CC zone).

Im really fed up with insurance going up all the time. We drive 11 years old VW passat estate, I have never had an accident in my life, 15+ years of no claim bonus....still got me nowhere when it comes to cheap car insurance sad

thenightsky Sat 26-Jan-13 21:57:00

I put aside £400 a month to run 2 cars and have enough in the pot now to pay for a major engine rebuild at any given moment. I don't bother paying out for useless warranties that won't pay out when push comes to shove.

ivykaty44 Sat 26-Jan-13 21:51:31

fakebook - the insurance group that you are paying 890 quid for? confused which insurance band are you?

Tax: £280
Insurance: £700
MOT:£50
RAC £100 ish
Repairs £100/150

My own little cosy space= priceless... grin

Bananapickle Sat 26-Jan-13 21:26:04

We spend about £1200 per year but that includes putting money aside in case something big goes wrong and doesn't include breakdown cover because that comes with our bank account.
We drive an 08 plate Ford S-Max.

wmittens it was a deal we got years ago when we bought previous car and it was then part of the part exchange deal when we got this one. free mot for as long as you own the car

Darksideofthe80s Sat 26-Jan-13 21:13:01

Tax - £400 (ish)
Mot - £45
Insurance £400 (ish)
AA - £180 (but they do pay the 1st £500 of garage bills if can't be fixed x 6 per year)
Tyres - budget £75 each, proper jobs £130 each
Service - £ 300

Meglet Sat 26-Jan-13 20:08:14

I added up the cost of MOT, servicing, Tax, breakdown and insurance and added a couple of hundred on for repairs and ended up with about £1500 a year. I put away £130 a month in the car account.

My insurance never goes down, I've got 10yr no claims, no points and still pay £360 on a low mileage, sensible car <<sigh>>.

We'd be stuffed without it though so it's worth sucking up the cost. I don't use it that much though so probably only spend £60 a month on petrol. It gives us days out, errands outside of town, holidays and we can visit family.

I can't afford a new one (I won't want to get in debt for it) so I'm looking after this one for the time being.

Ilovemydogandmydoglovesme Sat 26-Jan-13 20:00:32

Mot - £50
Service - £200
Tax - £270
Insurance - £260
Cam belt every four years - £250ish at local garage, £400 at dealer
New tyres every two or three years - £250
It's a VW Passat estate 1.8T so drinks petrol, about £80 a month and I only do about 500 miles a month.

Peugot 107, 6 years old
Tax £20
MOT £50
Service £75 (£50/£100 every other year)
Tyres £70 (tyres last 3 years or so)
Repairs £100 (clutch and water pump but this is the average per year cost)
Insurance £324
Breakdown cover £18

zumbaholic Sat 26-Jan-13 19:31:03

MOT -£50
Road Tax - £240
Service - £200
Breakdown Cover - £93
Insurance - £456

Not had to do much to it since Ive had it although last year it cost me a whopping £600 what with 4 new tyres,alternator and screen wash pumphmm

lunchbox Sat 26-Jan-13 19:20:42

Tax £30
Servicing £200
Mot - under 3 years old so hasn't had one yet
Insurance - about £400
Repayments on loan to buy car - £2500

lljkk Sat 26-Jan-13 19:10:51

ps: we are both middle aged, lucky for us wrt insurance. Teenager not old enough to drive yet, thank goodness.

lljkk Sat 26-Jan-13 19:09:55

(I have a background in cost benefit analysis so you will regret asking):

Depends which vehicle...

Big old diesel car: £600 to park on the drive ready to go or be rescued, 43p/mile to move from A to B.

Small newer petrol car: £210 to park on drive ready to go and get rescued away from home, 13p/mile in petrol and probably (not enough data yet) 25p/mile to move from A to B.

Park on drive costs = insurance + MOT + VED + emergency rescue.
Probably extra 20-40p/mile in depreciation on both vehicles.

Fakebook Sat 26-Jan-13 18:48:54

Ivy, tax band F. It's actually £135 a year, but about £74 for 6 months.

ivykaty44 Sat 26-Jan-13 17:29:40

fakebook - what band car are you driving?

WMittens Sat 26-Jan-13 16:51:47

craftynclothy

"MOT - free"

How do you manage that?

teacherandguideleader Sat 26-Jan-13 16:16:52

Lease = approx £2K
Insurance = £180
Tax = £20
Service = £200
MOT = N/A

Sometimes I hate the thought of paying so much on the lease, but I do high mileage so it works out best for me. Also, I feel better about it when I hear friends having to pay out £500 on repairs every few months when something else has gone wrong - mine is under warranty.

MOT - free
Road Tax - £30
Service - £200-ish
Breakdown Cover - free
Insurance - £380-ish

That's a 2008 Ford Fusion (diesel)

MisForMumNotMaid Sat 26-Jan-13 16:06:28

I'm boringly middle aged, low mileage, not a valuable/ desirable car, stored off road. That makes insurance cheaper!

Fakebook Sat 26-Jan-13 15:54:02

I am jealous of all of all your cheap insurances!

Insurance: £890

Car tax: ~£140

MOT: £50

Servicing (including tyres): ~£250

Breakdown cover: free (for now)

MisForMumNotMaid Sat 26-Jan-13 15:49:20

Tyres £60 is per small car tyre and with very low mileage i have only changed one in four years, yes the others are all road worthy. So my £60 is £240 a set over four years IYSWIM.

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