Obviously I know you can't plan these things too too much, but if our next baby is born in July or August 2014:
- my bonus will be included in my mat pay calcs
- dd will be almost 3 and will get funded childcare places so her nursery costs will be lower, minimizing the cost whilst I'm in mat pay.
- by the time dc2 goes to nursery dd will still have a years worth of funding
- dc2 will require a year less childcare due to being one of the youngest in the year
Am I being naive/foolish for crossing my fingers for this?? Obviously this is based on numerous assumptions but I just wondered if I'm the only one who tries to "engineer" their pregnancies to maximise their financial situation?!?!