To not feel rich even though husband earns £250k a year

(760 Posts)
whoovian Mon 07-Jan-13 09:34:03

I don't feel rich - I scarcely feel comfortable on this level of income.

Why is that - I grew up in a very poor family (not enough food at times type of poor) so I know what poverty feels like.

We are not extravagent spenders - we have one 1 week european holiday a year, no savings however we do have 4 children in private school(!) and live in London.

I feel unreasonable when I consider how little income others survive on but what do you think?

mrsjay Mon 07-Jan-13 09:42:46

take your children out of private school and send them state school then you will have more money you are taking the piss right 250k seriously people can only dream of that kind of money, sorry little sympathy when it is your own making

lolaflores Mon 07-Jan-13 09:43:22

Message deleted by Mumsnet for breaking our Talk Guidelines. Replies may also be deleted.

thebody Mon 07-Jan-13 09:43:23

Get a job then love and contribute.

Oh and yawn yawn yawn.

Sugarice Mon 07-Jan-13 09:43:31

£250,000 and you say ' I scarcely feel comfortable on this level of income'.

Yes you are very very unreasonable to think that!

You have a big income. And big outgoings.

If you want more.money, you could work too.

Theicingontop Mon 07-Jan-13 09:44:24

People will always find a way to live within their means, even if that's 250k per year.

If you want a bit of room in your budget spend less on school fees. Or, you could look at it from a different perspective.

What do you mean when you say you scarcely feel 'comfortable'? No spare change? Having to budget? Elaborate.

Sargesaweyes Mon 07-Jan-13 09:44:47

Dear God! It's not often I let myself get annoyed by mumsnet but your post has pissed me off. You are choosing to send all of your children to be privately educated and live in London. Open your eyes and look around you. I have just sat and worked out how I am going to make £160 last until payday and for what it's worth I consider myself bloody lucky!

Moominsarehippos Mon 07-Jan-13 09:44:49

I can't bear whiners. I also can't stand people with money who complain about how expensive luxuries are. We have one child (because we can't afford more) in a private school (because we chose to), we bought our own place and both work. Boo hoo.

Yawn. And YABU.

BumpingFuglies Mon 07-Jan-13 09:46:17

What an interesting first post, OP.

Perhaps you need to count your beans more often? To give you that feeling of richness. I use pennies, but you could always use £50 notes.

TheSecondComing Mon 07-Jan-13 09:46:23

Message withdrawn at poster's request.

Moominsarehippos Mon 07-Jan-13 09:46:25

Maybe it's because she is losing child benefit, the poor love.

GaryBarlowsPants Mon 07-Jan-13 09:47:00

What Holly said ^

From your OP it would appear that despite earning £250k, you and DH are living beyond your means.

And PS if this is genuine, I feel really sorry for your DH, who I am assuming works pretty hard to provide that kind of income - so you can sit on your backside whining about not feeling 'comfortable'.

chickydoo Mon 07-Jan-13 09:47:16

We live in London 4 kids, 2 at private school, 1 in primary & the other at College.
Between us we earn less than half of what you earn. We have paid off the mortgage & have a small (very small)
Amount of savings. I actually feel guilty we earn this much even though we both work bloody hard, when others on MN really struggle.
Look at your outgoings, what car do you drive, mine is 11 years old, very unfashionable & on its last legs.
What clothes do you wear? Second hand? Primark? (I doubt it) what handbag do you have?
Sell what you don't need, move to a cheaper house. If your kids are young, a good state primary is fine. If they are over 16, a sixth form college is a good option. 250k is a massive amount to earn, you will get a flaming here I am sure.
In all honesty your budgeting must be crap!

mrsjay Mon 07-Jan-13 09:47:30

this thread has put me in a bloody mood now seriously what did you expect people cant even empathise with your terrible situation <rolls eyes> far less sympathise

EnjoyResponsibly Mon 07-Jan-13 09:47:33

What else did you findin your naval OP?

What an utterly crass post.

Ven assuming you've lost sight of the economic plight of many, many people you could pull your kids out, move and buy a cheaper house as just a few suggestions.

Hope you've given up your CB.

whoovian Mon 07-Jan-13 09:47:42

Not a troll - just someone who is struggling with why I don't feel more comfortable when we clearly have a huge income.

I work part time (school hours) and as soon as the little one is big enough I will work full time.

CloudsAndTrees Mon 07-Jan-13 09:48:09

Wow. Inverse snobbery is still alive and kicking on Mumsnet I see.

Is it any wonder the OP didn't come back after those responses? hmm

Imaginethat Mon 07-Jan-13 09:48:11

You need to tell the DM pronto!

gazzalw Mon 07-Jan-13 09:48:37

Try living on £50,000 a year with two DCs and you will know what not feeling rich on decent salary is like....

It is your choice to spend money on sending four children to private schools and that will make a huge dent in your income...

I am pretty sure that the more you have the more you want which is why I would never have a career that was all about money....greed breeds greed generally!

Sorry not the answer you are looking for....

AllYoursBabooshka Mon 07-Jan-13 09:48:51

I don't think YABU as you seem to be musing rather than moaning.

Your lifestyle choices mean that you don't have as much disposable income as people would expect. Do you own cars?

YABU not to have savings though, even if it's just a little to fall back on in an emergency.

noblegiraffe Mon 07-Jan-13 09:48:52

My family income is a fraction of yours (we'll be keeping our child benefit) and yet I feel well off. I can buy pretty much whatever I like, however, whatever I like is exceptionally modest as I'm not very materialistic, don't like designer stuff or expensive cars and we have a great time holidaying at Haven.

Maybe if your tastes are more expensive, or your spare cash is so reduced by your outgoings (private school, big mortgage, expensive cars) that you don't have much left over, then you feel poor because you can't buy whatever you like.

TunipTheVegedude Mon 07-Jan-13 09:48:57

I like Mercibucket's post. You probably have some kind of emotional/psychological issue about money due to having been hungry in childhood. Counselling? You can scrape together the money if you try hard smile

Hahahahaha.

We manage a perfectly good lifestyle on just over 5% of your income.

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