to think if they are taking MY child benefit away the letter should come to ME?

(130 Posts)
PanicMode Thu 08-Nov-12 08:13:11

I don't want to start another debate about the fact CB is going - it IS going to hurt us as we have four children, but we'll have to live without it!

However, I am so cross that although the CB comes directly to me, the letter has gone to my husband. AIBU to feel as though the Govt have turned 50 years of feminism on its head and turned me back into a chattel?!

tripsaway Thu 08-Nov-12 09:20:05

It's fairly usual for DWP and HMRC to treat all claims as joint where the claimant is in a couple though. I agree it turns women into chattels, e.g. a lone parent will stop receiving means-tested benefits if she moves in with a man earning above the threshold. He's expected to fully support her and her children and any benefits like income support are removed. It's always been that way, but only now is it becoming raised as an issue because it's affecting higher earners rather than just people on means-tested benefits.

I don't agree that it turns women into chattels at all, for precisely the reason that KatandKit has said. They aren't taking away your cb. All they are doing is netting that income off against your dh's income and taxing him more to recover it back. Why would you need a letter about that? His tax - his affair.

ceeveebee Thu 08-Nov-12 09:46:59

Both DH and I earn over the threshold and I claim CB, but neither of us has received a letter (yet). Or maybe DH has but hasn't opened it which is a distinct possibilitiy. If the letter goes to DH instead of me I will be fuming

I claim the cb and earn over the threshold ceevee. The letter came to me.

FloatyFlo Thu 08-Nov-12 09:54:46

What's all this? Didn't know CB was changing. Please someone explain? smile

ByTheWay1 Thu 08-Nov-12 10:00:55

Anyone earning over the threshold at an address where child benefit is claimed will be getting a letter. If 2 people earn over £50k, the higher earner is taxed to recover the CB....

Oh and if one of you earns over £60K and you choose to STOP getting payments rather than do a self assessment tax return, NI credits are not affected - it says so on the Information page with the letter.

lisaro Thu 08-Nov-12 10:03:49

notactuallyme you couldn't really have held HMRC accountable for your ex 'finding out' about child benefit. It's well known, widely publicised and (until now) available to all.

legoboat Thu 08-Nov-12 10:09:23

I recieved a letter yesterday (I claim CB). I earn just (about £150) over the threshold and according to their calculator thing, I will have a tax charge of £6 for the period between Jan 2013 and end of April 2013, so a charge of c.£24 for the next financial year (surely the admin in them doing this is more than £24!). I do not want to have the hassle of filling in a tax return each year so next year, I plan to raise my pension contributions by 1% or drop my hours slightly to ensure I'm under the threshold. I'm not sure if the point of this was to encourage people to work less, but that's certainly what I'm going to do. So the net effect is that I'll pay less tax overall - so the govt lose out. Madness. Scrap it altogether and make a universal credit for those on low/no incomes or limit it to 2 children.

I may be wrong ByTheWay but isn't the point about NI addressed to the tax payer and therefore pretty irrelevant as they are clearly making enough NI contributions through their income? It is the non-worker who the NI point would be applicable to.

Floaty - if anyone in a household earns above a certain threshold then they will be taxed more to recover back the amount of the cb claimed by the household. The top threshold is £60k over which they recover it all but there's then a sliding scale for those earning between £50-60k.

PanicMode Thu 08-Nov-12 12:24:47

I suppose it annoys me so much because we were both earning above the threshold until relatively recently and I feel that now that I'm no longer going to be claiming (no point - tho I will keep the open claim to protect my NI credits) - I am now invisible to the state - and in tax terms seem to 'belong' to my husband. If we weren't married, would the letter have gone to him? Plus women fought long and hard to be treated separately by HMRC and we seem to have taken a regressive step.

And yes, technically it's HIS tax position, but it's OUR money (in this marriage at least).

EssexGurl Thu 08-Nov-12 13:35:03

SHRIIIEEEK - NatWest have just written to me about the change in statements. I'm first on the account and the only one to get a letter. Works both ways!

Well that's weird. At first I thought it was a feminist issue, now I think they just hate me grin

Although...his initial is further up the alphabet than mine? does the reverse apply to you?

and if that's the case I'll let them off...though given they obviously have the system already set up to send out our statements, I don't see the logic in changing it to send out a letter about our statements

ceeveebee Thu 08-Nov-12 15:59:50

Talking of sexist banks - I am the one in charge of all our finances and so I apply for things like mortgages. I put myself as the first named applicant on our Nationwide mortgage amd DH as second. And every single piece of paper that we get from them has his name first and my name second. And his name starts with a letter lower down the alphabet so its not that.

Seabird72 Thu 08-Nov-12 17:43:47

Only complaint about this situation is that families with one wage earner on £60,000 is considered wealthier than another family who can bring in £100,000 just under and keep their benefit because they're not wealthier than the family on £60,000 ??!!! It needs to be a total household income to be fair on everyone and if the Government wish to limit it to a set number of children then that also seems fair. I have felt like a non-person ever since getting married and giving up work to raise the kids. I'm not entitled to any benefits/free education orhelp in getting back to work even though I did pay taxes up until I had children - would have continued to work except couldn't afford the childcare and no matter how well you plan you don't realise how much raising a family is truly going to cost until you actually do it.

Bilbobagginstummy Thu 08-Nov-12 18:57:00

PanicMode - "If we weren't married, would the letter have gone to him?"

As I understand it (which isn't far), yes it would because it's based on his income not your (joint) marital status.

VirginiaDare Thu 08-Nov-12 19:00:32

What's all this? Didn't know CB was changing. Please someone explain?

Have you been living under a rock for like a year? I know all about the cb changes and I don't even live in the UK and have never got it. How can anyone not know by now?

And to those complaining

VirginiaDare Thu 08-Nov-12 19:01:27

about men getting letters about changes to their taxes, cop yourself on. Sure who else would they write to?

edam Thu 08-Nov-12 19:04:37

This is one of the more worrying effects of the child benefit changes - that it reduces the independence and status of women (who are usually the lower earner). In ye olden days, politicians wanted CB to go to the woman on the grounds she'd be more likely to spend it on the kids in those relationships where the man would piss all his wages away in the pub. I know that's not the average relationship, but public policy should always be careful to avoid damaging the most vulnerable - you have to take account of them and test all policies for their effect on the vulnerable. What might seem sensible at first glance often turns out to be disastrous for those least able to handle any ill-effects.

Given that one in four women will be a victim of domestic violence at some point in her life, and two women are killed by current or former partners every week, there are a hell of a lot of women who are going to lose some vital independence...

PanicMode Thu 08-Nov-12 19:38:53

Bilbobagginstummy - so if I was still earning over the threshold (as well as him) would we both have got letters?!

I am with edam on this - it absolutely is a "huge reduction in the independence and status of women".

VirginiaDare - I have no idea what "cop yourself on" means?! Perhaps I thought that as the recipient of CB, they may have had the courtesy of writing to me to say that they are withdrawing the benefit they pay to me because they believe there is a higher rate tax payer in the household earning over the threshold. But no, apparently not.

And yes, the anomaly of a household earning more jointly than a single earner and so keeping it is grossly unfair.

JeezyOrangePips Thu 08-Nov-12 19:47:05

I suspect it goes to the one that earns above the threshold. Nothing sexist in that.

catgirl1976 Thu 08-Nov-12 19:56:50

DH claims ours and I am the high earner so I got the letter.

I am the one who will have to fill in a self assesment if he continues to claim (which he will to protect his NI contriutions) and I am the one who will have to repay the CB from my tax. I am also the one who will get fined if I do not do these things.

It makes perfect sense for the letter to come to me. It isn't sexist. Whoever is responsible for paying for the CB (in my case me, in the OPs case her DH) gets the letter.

Because it realtes to their tax.

ceeveebee Thu 08-Nov-12 20:14:25

panic, they are not withdrawing your benefit. Your DH will simply pay more tax. You keep the benefit

PanicMode Thu 08-Nov-12 20:17:40

No, we don't 'keep the benefit'. Above £60k, the tax on the benefit is equal to the benefit so there's no point claiming (aside from NI reasons - although as I understand it, you can protect your NI credits without claiming and thus avoiding self assessment hell.).

ceeveebee Thu 08-Nov-12 20:27:37

But you personally keep it and your DH pays the tax. So it's your DH that is financially losing out hence why they write to him

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