To wonder how I could be so thick regarding child trust fund?

[LadyGolden]

My DS is 3 years old and I suffered really bad PND in the first year so I kind of relied on other people to help out with sorting these things out. I was told by a friend that because I was on income support at the time and DS wasn't entitled to the £250 for his child trust fund.

Nothing more was said on it until this week when MiL asked about it as she would like to put some money in, When I explained what friend had told me MiL corrected me and I've been trying to sory it out for him. Obviously they code has expired now which means they have opened up one for him but we have a separate saving account for him and would like to put the money in there into the one the goverment opened up. I have tried there help line but I can never get through. Is it even possible to get the information. Gah I don't know I feel so stupid about the whole thing.

[kenbarlowslovestick]

Hi i dont no if this is any help but i had the same sort of thing happen and they set mine up in the ulster bank maybe thats the one they set up if you dont reply?maybe worth getting in touch with them,they sent me all the details though about setting it up for me did you not get that?

[worraliberty]

The one they set it up in (Bank) should have given you a letter telling you how to top it up.

Is there an email address that you can use to request the top up form?

[troisgarcons]

My children were too old for one BUT I was party to a conversation with someone who is very canny with money and more or less said they weren't worth the paper they were written on and you get better returns from highstreet investments.

Perhaps you should research interest rates, accounts, bonds etc thoroughly before deciding to move savings from the account you already have.

Sorry I can't be more helpful - I wouldnt get wrung out over it.