I have been looking at my financial situation and wondering exactly what I'm going to do next year when DD2 turns 18. It's just hit me in a big way
Because she was an older child with significant special needs and i was/am low income, I have recieved adoption allowance for her, which was agreed before adoption to last until 18.
Also there is the DLA. I am slightly confused about what happens about DLA. At 16 we were visited and it was agreed that I remain the appointee and recieve the benefit instead of DD getting it herself. But that is all turning into PIP later this year, so I am trying to work out exactly what happens. I think I claim PIP for her as the appointee come autumn, but once she is 18....she gets the money herself? So I lose that as well
The DLA is currently standing at ~£95 a week, and the adoption allowance at ~£500 a month.
I'm looking at dropping nearly £11,000 a year
What do I do?
What do I need to give up?
Do I become eligible to claim anything else?
I need to increase my work hours for sure, absolutely need to go full time
Then what happens for DS and DD2?
DD2 is continuing to live with me for now, but I need to address what happens after 18. She won't manage fully independent living for years yet, if she does, assuming her mental health doesn't deteriorate any. She needs to live with me, or enter some kind of supported young people's housing. Having discussions with PASW about it, and what she thinks DD would need.
How do I manage on very little? I have to work this out...I need a little hand hold while I stop breathing too fast.
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Coping with a drop in income/Money questions
14 replies
Lilka · 31/05/2013 17:50
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