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: urgent ive just up a direct debit with a charity how do i stop it!!!!!
(17 messages)
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i was caught unaware lack of sleep and agreed to pay a direct debit and to be honestly im not really in a great finacial state. Id rather just gave a one off donation and now im having second thoughts.They showed ID ect but thinking about it i wouldnt know genuine ID to fake waht do i do i could do without this why am i so stupid!!!!
Just phone your bank. They will be able to advise you. The charity should have given you a copy of the forms, you can phone them and tell them you've changed your mind. Cancel it with the bank aswell though.
i am not sure if you can cancel it util it has been going a month, because the charity pays the person that signs you up about £20+ for signing you up, they need to cover their costs
You can cancel it. DH did similar thing when we could not actually afford to (gorgeous tall blonde at the door) and we stopped it before it came out. Felt very guilty afterwards.
I am not saying that i am right but i went door to door with a group of sales men for a bit signing people up to these charities (i wont say which one though as i now suspect they might have been wrong) we were told to tell them that they could only cancel after the first month.
if you have internet banking just go online and you might be able to cancel it that way. I had the same thing happen to me, but just went online a few days later (cant remember how long exactly but was before they were due to charge the first month) and cancelled it no problem. I'm with HSBC. Never had to pay a penny to the charity, I really don't know why I signed up for it in the first place.
So I'd suggest just calling your bank and cancelling it, or give it a few days and do it online.
rang the bank and they aid they cant cancel as it isnt set up etc and the charity name may not be company making the direct debit iywim arraaghhh will have to ring charity now and find out nothing straight forward is it!
tell your bank you want no new direct debits set up AND ring the charity to explain. It takes 5-7 working days to set up direct debit so keep checking in order to cancel
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